Comparison

M vs paykka

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

M

Features
Read full description

White label International Mobile E-Wallet developed by Paymentz

About

paykka

Features
Read full description

Maximize your payment capabilities with XGD Europe by embracing in-store QR payments through Alipay, WeChat Pay, and Union Pay across Europe. The XGD Europe App is designed to enable European businesses and merchants to accept payments from Chinese customers seamlessly. Key Features: β€’ Generate Payment QR Codes: Create QR codes for transactions. β€’ Send and Receive Payments: Share QR codes with your customers and receive payments effortlessly. β€’ Accept Payments: Use your phone to scan customer QR codes and accept payments. β€’ Sales Tracking: Keep track of your sales performance. β€’ Transaction Volume: Get insights into your daily, weekly, and monthly transaction volumes. β€’ On-the-Go Refunds: Process refunds conveniently from anywhere. XGD Europe is a regulated Payment Institute in the EU. Experience seamless transactions and refunds right from your phone with the XGD Europe app. Simply scan your customer’s QR code using your mobile camera to accept payments or issue refunds instantly. You can also generate QR codes directly from your phone and share them with your customers via message or email. No Cost App and Account Setup Enjoy the benefits of the XGD Europe app without any upfront or ongoing costs. View Settlement Reports Stay updated with your account information, settlement reports, and data analysis on the go. Get instant confirmations of your transactions and settlements, and keep track of your earnings anytime, anywhere. Secure Payments Leverage the power of the latest technology for secure payments. Our app uses QR code scanning for transactions, ensuring no card details are exchanged. Please note, this app is exclusively available for existing XGD Europe Merchants. To get your login details, kindly visit our website: www.xgd.lu.

Screenshots

M4 screens
paykka4 screens

Verdict

The call

The clearest difference is update cadence: paykka at fortnightly against M's every 5 weeks. paykka also leads on iOS requirement (12.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

M ships an update every 5 weeks, paykka fortnightly. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

Scorecard2 real differences Β· 4 level
M versus paykka: the parameters behind the verdict, then further details
ParameterMpaykka
PriceFreeFree
Update frequencyEvery 5 weeksFortnightly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPod β€” better
Requires iOS18.412.0 β€” better
Further details β€” not scored
Size68 MB48 MB
Age rating4+17+
DeveloperPAYMENT GATEWAY SOLUTIONS PRIVATE LIMITEDXGD Europe SA

In-app purchases

None

M

No in-app purchases

None

paykka

No in-app purchases

Questions

Is M free?
M is free to download, with no in-app purchases.
Is paykka free?
paykka is free to download, with no in-app purchases.
Do M or paykka have ads?
Neither M nor paykka shows ads.
Which is updated more often, M or paykka?
M ships an update every 5 weeks, and paykka fortnightly. Most recently, M was updated on October 17, 2026 and paykka on October 7, 2026.

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