M vs MCTPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M
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White label International Mobile E-Wallet developed by Paymentz
MCTPay
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Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.
Screenshots
Verdict
The clearest difference is update cadence: MCTPay at every 10 days against M's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M ships an update every 5 weeks, MCTPay every 10 days. The most recent releases landed on September 13, 2026 and September 15, 2026 respectively.
| Parameter | M | MCTPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.4 | 17.4 — better |
| Further details — not scored | ||
| Size | 68 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | PAYMENT GATEWAY SOLUTIONS PRIVATE LIMITED | MOBILE COMMUNITY TECH PTE LTD |
In-app purchases
M
No in-app purchases
MCTPay
No in-app purchases
