Comparison

HipoPay vs MCTPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HipoPay

Features
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HipoPay, a smart cashing system developed by TransferEasy Inc., aims to serve merchants globally. Currently, it provides multiple payment collection methods for merchants in many countries and regions in the world, with an attempt to substantially increase merchants’ sales. It allows worldwide merchants to use China’s leading payment gateways, like WeChat Pay and Alipay, to collect money, making accepting payment from customers an easy thing! - Sell Better: merchants stand a chance of reaching more than 1 billion users of WeChat and Alipay. - Save Time: service provisioning can be completed in 2 hours with T+1 settlement period at the soonest. - Seek Excellence: top-notch payment collection solutions . - Save Cost: competitive service rates.

About

MCTPay

Features
Read full description

Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.

Screenshots

HipoPay3 screens

Verdict

The call

The clearest difference is update cadence: MCTPay at every 10 days against HipoPay's every 5 weeks. HipoPay's advantage is iOS requirement (13.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HipoPay ships an update every 5 weeks, MCTPay every 10 days. The most recent releases landed on September 13, 2026 and September 15, 2026 respectively.

Scorecard2 real differences · 4 level
HipoPay versus MCTPay: the parameters behind the verdict, then further details
ParameterHipoPayMCTPay
PriceFreeFree
Update frequencyEvery 5 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.4
Further details — not scored
Size11 MB9 MB
Age rating4+4+
DeveloperWiseCashier Technology LimitedMOBILE COMMUNITY TECH PTE LTD

In-app purchases

None

HipoPay

No in-app purchases

None

MCTPay

No in-app purchases

Questions

Is HipoPay free?
HipoPay is free to download, with no in-app purchases.
Is MCTPay free?
MCTPay is free to download, with no in-app purchases.
Do HipoPay or MCTPay have ads?
Neither HipoPay nor MCTPay shows ads.
Which is updated more often, HipoPay or MCTPay?
HipoPay ships an update every 5 weeks, and MCTPay every 10 days. Most recently, HipoPay was updated on September 13, 2026 and MCTPay on September 15, 2026.

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