MCTPay vs OxPay Lite
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
MCTPay
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Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.
OxPay Lite
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OxPay Lite - Complete Mobile Payment Solution Transform your business with OxPay Lite, the all-in-one mobile payment platform designed for merchants across Southeast Asia. Accept multiple payment methods, process transactions instantly, and manage your business operations seamlessly. Key Features: - Multiple Payment Methods - Accept QR codes, e-wallets (GrabPay, Touch 'n Go, Alipay), credit/debit cards, and digital banking - Instant QR Code Generation - Create dynamic QR codes for quick customer payments - Real-time Transaction Tracking - Monitor payment status and transaction history instantly - Comprehensive Reports - Generate daily summaries, transaction reports, and export data - Secure Authentication - Terminal ID-based login with automatic token refresh - Multi-language Support - Available in English, Chinese, Japanese, Malay, Thai, Vietnamese - Offline Capability - Queue transactions when the network is unavailable Perfect For: - Retail stores and shops - Restaurants and cafes - Service providers - Small to medium businesses - Any merchant accepting digital payments Security & Compliance: - End-to-end encryption for all transactions - PCI-DSS compliant for card payments - Secure token management - Role-based access control Performance: - Lightning-fast payment processing under 3 seconds - Quick app launch under 2 seconds - Minimal battery consumption - Reliable offline sync when reconnected Start accepting digital payments today and grow your business with OxPay Lite's comprehensive payment solution!
Screenshots
Verdict
The clearest difference is update cadence: MCTPay at every 10 days against OxPay Lite's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MCTPay ships an update every 10 days, OxPay Lite every 3 weeks. The most recent releases landed on September 15, 2026 and September 6, 2026 respectively.
| Parameter | MCTPay | OxPay Lite |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days โ better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.4 | 16.0 โ better |
| Further details โ not scored | ||
| Size | 9 MB | 41 MB |
| Age rating | 4+ | 17+ |
| Developer | MOBILE COMMUNITY TECH PTE LTD | OxPay SG Pte Ltd |
In-app purchases
MCTPay
No in-app purchases
OxPay Lite
No in-app purchases








