Comparison

Latipay vs MCTPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Latipay

Accept payments securely on your mobile device from anywhere. Supports popular payment solutions like Alipay and WeChat Pay, allowing customers to pay in their preferred method while you receive funds in NZD. Get instant confirmations and automated financial reports.

Highlights
  • Accept payments via QR code, links, email, or SMS
  • Supports Alipay and WeChat Pay
  • Receive payments in NZD
  • Instant payment notifications
  • Automated monthly financial reports
  • Multi-currency support
Read full description

Latipay app is a simple and secure way to accept payment on your mobile phone at anytime, anywhere. Latipay empowers merchants with a full range of popular payment solutions including Alipay and WeChat Pay. Key Features: • Easily send payment request at your fingertips:
No hardware required. Use Latipay APP with just a few clicks to fill out payment information and amount. Send the payment request to customers via in person QR code, share links via social media, email or SMS message. 
 • Accept payments in multi-currencies and receive them in NZD:
Latipay is a fully integrated suite with popular payment solutions. (Alipay, WeChat Pay etc) Your customers can choose their preferred payment methods to make payments and you receives in NZD in bank account. 
 • Instant payment confirmation:
Latipay App sends payment notification instantly once customer made the payment. You can setup to be notified by email, SMS or voice message reminders.
 • Account management:
Automatically generate financial reports every month, eliminating the need to check paper bills and bank statements. Multi-wallet function also makes manage transactions much easier. 
 • Transparent Pricing:
No hidden fees, no contracts, simple tiered pricing structure, official FX rate without markups, save even more with regular promotions. About Latipay: Latipay is a VC backed company. Jim Rogers is also an early stage investor of Latipay and sit on advisory board. Latipay is New Zealand’s largest acquirer for alternative payment methods and has been recognised in the fintech and payment fields with the following accolades: • 2016 Tech Start-Up of The Year, Australian and New Zealand Internet Award Winner; • 2017 HI-TECH Start-Up, NZ HI-TECH AWARDS Winner
• 2017 Winner of FinTech & Payments, SXSW - Austin, Texas USA 
• 2018 Wechat Partner of the Year • 2019 AliPay Excellence Award

About

MCTPay

Features
Read full description

Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.

Screenshots

Latipay4 screens

Verdict

The call

The clearest difference is iOS requirement: Latipay at 12.0 against MCTPay's 17.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Latipay ships an update fortnightly, MCTPay every 10 days. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 9 level
Latipay versus MCTPay: the parameters behind the verdict, then further details
ParameterLatipayMCTPay
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyFortnightlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better17.4
Further details — not scored
Size40 MB9 MB
Age rating4+4+
DeveloperLatitude Technologies LimitedMOBILE COMMUNITY TECH PTE LTD

In-app purchases

None

Latipay

No in-app purchases

None

MCTPay

No in-app purchases

Questions

Is Latipay free?
Latipay is free to download, with no in-app purchases.
Is MCTPay free?
MCTPay is free to download, with no in-app purchases.
Do Latipay or MCTPay have ads?
Neither Latipay nor MCTPay shows ads.
Which is updated more often, Latipay or MCTPay?
Latipay ships an update fortnightly, and MCTPay every 10 days. Most recently, Latipay was updated on November 2, 2026 and MCTPay on November 7, 2026.

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