BenefitPay vs stc pay BH
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BenefitPay
This app facilitates fast, secure, and convenient payments and fund transfers using smart devices in Bahrain. It allows users to enroll payment instruments, transfer funds instantly, pay bills, split expenses, and manage cards and accounts.
- Enroll payment instruments
- Instant fund transfers (Fawri+)
- QR code payments
- Bill payments (Fawateer)
- Split and request payments
- Transaction history tracking
- International remittances
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BenefitPay is an app that allows users to pay and transfer funds only by using their smart devices in Bahrain in a fast, secure, and convenient manner. BenefitPay features include: · Enrolling your payment instruments (Cards & Accounts). · Transfer funds instantly from one bank account to another using Fawri+ service by either entering IBAN, or a registered mobile number, as well as by scanning QR Code. · Paying using your mobile in Bahrain through scanning QR code generated by merchants within the app’s merchant network. · Bill Payment through Fawateer service to hundreds of biller. · Split Payment and request payment options that allows you to request payment from multiple payer, so it shall allow to split the dinner bill among friends and family. · Review and track your transactions history. · Manage your cards and Bank Accounts in the Application · To pay for fuel at petrol stations using geo-location via Sadeem feature . Transfer Internationally via Remittence feature through our partners . Electronic Cheque (e-Cheque) issuance, deposit, and management To register, download the application and enter a valid mobile number. Upon entry of the verification code that will be sent by SMS you will be enrolled and you can start adding your payment instruments. For Any Inquires or Issues please contact us on: customerservice@benefit.bh or 13300300 This app is introduced to Bahrain by The BENEFIT Company. The BENEFIT company was established by 17 commercial banks in November 1997 as the national ATM and Point of Sale switch of Bahrain. Today, it foresees Bahrain’s global position in the future of banking in the region. BENEFIT is determined to provide the banking community with top-notch services that can compete on a global scale. The BENEFIT Company provides a wide array of services in the kingdom of Bahrain and in GCC region such as switch service, electronic funds transfer system EFTS, Credit Reference Bureau, Bahrain Cheque Truncation system, Payment Gateway and much more. Visit our website on benefit.bh for more information about our company
stc pay BH
This mobile wallet allows you to send, spend, and save money with ease. It offers instant virtual cards for contactless payments, international and local money transfers, bill payments, and a WPS-compliant payroll solution for businesses. Enjoy cashback and promotions on your purchases.
- Instant virtual cards
- Contactless payments with Apple Pay
- International money transfers
- Local bank transfers (Fawri/Fawri+)
- Bill and utility payments
- WPS-compliant salary transfers
- Cashbacks and promotions
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Most rewarding way to pay! One app to send, spend and save smarter. stc pay Cards The new stc pay cards come with endless benefits! - Get your card instantly on stc pay app. - Make fast, contactless payments with Apple Pay. - Stay in control of your card’s security. - Shop in-store or online worldwide. - And enjoy cash backs on all purchases. International Transfers Send money to your loved ones back home the easy way! - It’s tough to find better rates elsewhere. - Fast and easy online transfers to 20+ countries. - Send to bank accounts, cash pickup locations, and even mobile wallets. Local Transfers Make quick, secure, and hassle-free transfers for all of your personal needs through stc pay app. Fawri/Fawri+ transfers: Send money locally to any bank in Bahrain in just a few steps. stc pay transfers: Send money to any stc pay number instantly without any fees! Bills & Payments Skip the lines and start making easy payments now. Pay your telecom and utility bills, buy Digital Gift Cards and much more! Salary Transfers Simple and WPS compliant payroll solution for your company. Process, schedule and track payroll in a few clicks with stc pay Salary Transfer system for free! Offers & promotions Enjoy cash backs, discounts, and chances to win amazing prizes.
Screenshots
Verdict
BenefitPay and stc pay BH both sit at 4.7 stars, but that hides the real split: 69% of BenefitPay's written reviews are positive against 23% of stc pay BH's. BenefitPay also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). stc pay BH's advantage is update cadence (every 9 days vs every 3 weeks). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for BenefitPay against 4.6 for stc pay BH. That said, the two scores are not equally well evidenced: BenefitPay has 12K ratings behind it against 671, so its average is the more settled of the two. Written reviews are what separate them: 69% of BenefitPay's written reviews are positive against 23% of stc pay BH's.
BenefitPay ships an update every 3 weeks, stc pay BH every 9 days. Both last shipped on November 6, 2026.
| Parameter | BenefitPay | stc pay BH |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (12K ratings) — better | 4.6 (671 ratings) |
| Positive reviews | 69.1% of reviews — better | 22.7% of reviews |
| Number of ratings | 12K — better | 671 |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 224 MB | 459 MB |
| Age rating | 4+ | 12+ |
| Developer | Benefit Company | STC Bahrain B.S.C. Closed |
Customer experience
BenefitPay
stc pay BH
User reviews
BenefitPay
From 12K App Store ratingsWhat we love
- 👍 Convenient for payments
- 🚀 Efficient and quick
- 💡 Useful for small businesses
- 🔒 Reliable and secure
Room to improve
- 🐛 Scanning issues with ID cards
- 🐛 Crashes and compatibility problems
- 🐛 Slow performance
- 🐛 Payment issues and errors
stc pay BH
From 671 App Store ratingsWhat we love
- 👍 Convenient for payments without wallet
- 👍 Simple setup process
- 👍 Cash back on international transfers (requested)
- 👍 Account details available
- 👍 New app is awesome (partially)
Room to improve
- 👎 2.5% fee on card/top-up payments
- 👎 Inactive card with no explanation
- 👎 Difficult to reach human support
- 👎 Chatbot is a clicking maze
- 👎 Contact form is lengthy
Bugs and requests
BenefitPay
Reported bugs
4 issues- Sadeem fuel page crashes
- Account deactivation issues with iOS 15
- IBAN validation errors
- Crashes on iPhone 6 and iPhone 7
Requested features
4 requests- Automatic payment options
- Dark mode
- Tap and go functionality for iOS
- Improved accessibility
stc pay BH
Reported bugs
10 issues- Screen fonts abnormal and unreadable after update
- Menu is vertical instead of readable
- Card inactive after payment
- Cannot send by IBAN
- App requires update but no update button
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- International transactions get stuck
- App doesn't work in USA
- App doesn't accept new registrations
- App crashes on register or offers
- App crashes when adding PIN code
Requested features
4 requests- Cash back on international transfers
- Improve card display layout
- Option to put card details as icon
- Less ads on home screen
In-app purchases
BenefitPay
No in-app purchases
stc pay BH
No in-app purchases
