Comparison

Connective Smart Options vs Shadforth

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Connective Smart Options

Access your accounts in real-time on the go with smart features like quick login, instant transaction viewing, and secure payment options. Manage your cards, receive transaction alerts, and locate nearby ATMs for convenient financial management.

Highlights
  • Real-time account access
  • Quick login (4-digit/TouchID)
  • View balances without logging in
  • Immediate payments and transfers
  • Transaction notifications
  • Temporary card blocking
  • ATM locator
Features
Read full description

Connective's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: β€’ 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts β€’ View the balances of accounts you choose without needing to log in β€’ Real time balances and transaction records for each of your supported Connective accounts β€’ Find nearby rediATMs β€’ Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app β€’ Easily retrieve account information β€’ Added security with real time notifications whenever a transaction is processed β€’ Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind β€’ Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Connective app, please contact us on 1300 65 66 37 The app requests the following permissions: β€’ Push notifications: Receive push notifications for transactions and activity on your account. β€’ Location services: Find nearby ATMs

About

Shadforth

Access and manage your Super, Pension, and Investment accounts securely 24/7. View transactions, performance, and investment options. Review personal details, beneficiaries, and generate account reports.

Highlights
  • View Super, Pension, and Investment accounts
  • Secure 24/7 access
  • Check transactions and performance
  • Review beneficiaries and personal details
  • Access statements and generate reports
  • Adviser contact information
Features
Read full description

With the Shadforth app you can: β€’ View your Shadforth Portfolio Service Super, Pension and Investment accounts. β€’ Enjoy secure access 24/7, using a passcode, fingerprint or facial recognition (available on compatible devices). β€’ Check on your transactions, performance and investment options. β€’ Review your beneficiaries, personal details, communications preferences and more. β€’ Access statements and generate numerous account reports. β€’ Time for a review? Your adviser’s contact details are readily available. Β  Please note, an active account is required to access the Shadforth app.

Screenshots

Connective Smart Options3 screens
Shadforth4 screens

Verdict

The call

The clearest difference is review sentiment: Connective Smart Options at 100% against Shadforth's 50%. Connective Smart Options also leads on monetization model (free vs ad-supported) and iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Connective Smart Options ships an update every 3 months, Shadforth every 2 months. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard3 real differences Β· 5 level
Connective Smart Options versus Shadforth: the parameters behind the verdict, then further details
ParameterConnective Smart OptionsShadforth
PriceFreeFree
Positive reviews100.0% of reviews β€” better50.0% of reviews
Update frequencyEvery 3 monthsEvery 2 months β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFree β€” betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 β€” better15.0
Further details β€” not scored
Size144 MB119 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedSHADFORTH FINANCIAL GROUP LIMITED

Customer experience

Connective Smart Options

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Shadforth

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Connective Smart Options

No in-app purchases

None

Shadforth

No in-app purchases

Questions

Is Connective Smart Options free?
Connective Smart Options is free to download, with no in-app purchases.
Is Shadforth free?
Shadforth is free to download, with no in-app purchases.
Do Connective Smart Options or Shadforth have ads?
Neither Connective Smart Options nor Shadforth shows ads.
Which is updated more often, Connective Smart Options or Shadforth?
Connective Smart Options ships an update every 3 months, and Shadforth every 2 months. Most recently, Connective Smart Options was updated on September 23, 2026 and Shadforth on September 22, 2026.

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