Comparison

VOW vs redpayments

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

VOW

Features
Read full description

VOW's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: โ€ข 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts โ€ข View the balances of accounts you choose without needing to log in โ€ข Real time balances and transaction records for each of your supported Mortgage VOW accounts โ€ข Find nearby rediATMs โ€ข Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app โ€ข Easily retrieve account information โ€ข Added security with real time notifications whenever a transaction is processed โ€ข Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind โ€ข Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the VOW app, please contact us on 1300 730 050 The app requests the following permissions: โ€ข Push notifications: Receive push notifications for transactions and activity on your account. โ€ข Location services: Find nearby ATMs

About

redpayments

This platform facilitates secure and rapid cross-border payments for businesses. It allows merchants to accept payments in RMB from Chinese customers and settle in Australian dollars, offering real-time transaction insights and same-day settlement.

Highlights
  • Accept RMB, settle in AUD
  • Real-time transaction insights
  • Alipay and WeChat Pay integration
  • Three-second payment completion
  • Same-day settlement
  • Lower processing rates
  • Multiple payment integration options
Features
Read full description

ABOUT US Redpayments is a leading Australian cross-border payment platform, dedicated to providing simple, secure and fast payment solutions that users can process via mobile devices for any scenario. FEATURES - Expand your reach and attract more Chinese customers and marketing capabilities. Consumers pay in RMB and merchants can settle in australia dollars. - Get the transaction insights you need anytime you want and anywhere you want. - Accepting Alipay and WeChat Pay means higher approval rates and tightened security. - Improve the customer experience, payments are completed within three seconds. - The exclusive same day settlement improve your cash flow. - Lower processing rate than all the international credit card rates. No setup fee, no management fee. - We provide various payment integration options to suit your business process. Alipay and WeChat Pay are the biggest payment platforms in China. Redpayments has established strategic partnerships with them, using China's advanced payment technology to target Australia market. We are an adaptable, multi-platform payment solution with a comprehensive management system catering to the needs of sales persons and merchants. We service industries ranging from restaurants, supermarkets, travel, events and international students with more room for growth.

Screenshots

VOW3 screens
redpayments4 screens

Verdict

The call

The clearest difference is update cadence: redpayments at every 3 weeks against VOW's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VOW ships an update every 3 months, redpayments every 3 weeks. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

Scorecard1 real difference ยท 7 level
VOW versus redpayments: the parameters behind the verdict, then further details
ParameterVOWredpayments
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 3 monthsEvery 3 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
Monetizationโ€”Free
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS12.0 โ€” better13.0
Further details โ€” not scored
Size143 MB23 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedAUPOS AUSTRALIA

In-app purchases

None

VOW

No in-app purchases

None

redpayments

No in-app purchases

Questions

Is VOW free?
VOW is free to download, with no in-app purchases.
Is redpayments free?
redpayments is free to download, with no in-app purchases.
Do VOW or redpayments have ads?
Neither VOW nor redpayments shows ads.
Which is updated more often, VOW or redpayments?
VOW ships an update every 3 months, and redpayments every 3 weeks. Most recently, VOW was updated on October 10, 2026 and redpayments on October 13, 2026.

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