VOW vs redpayments
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
VOW
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VOW's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: โข 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts โข View the balances of accounts you choose without needing to log in โข Real time balances and transaction records for each of your supported Mortgage VOW accounts โข Find nearby rediATMs โข Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app โข Easily retrieve account information โข Added security with real time notifications whenever a transaction is processed โข Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind โข Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the VOW app, please contact us on 1300 730 050 The app requests the following permissions: โข Push notifications: Receive push notifications for transactions and activity on your account. โข Location services: Find nearby ATMs
redpayments
This platform facilitates secure and rapid cross-border payments for businesses. It allows merchants to accept payments in RMB from Chinese customers and settle in Australian dollars, offering real-time transaction insights and same-day settlement.
- Accept RMB, settle in AUD
- Real-time transaction insights
- Alipay and WeChat Pay integration
- Three-second payment completion
- Same-day settlement
- Lower processing rates
- Multiple payment integration options
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ABOUT US Redpayments is a leading Australian cross-border payment platform, dedicated to providing simple, secure and fast payment solutions that users can process via mobile devices for any scenario. FEATURES - Expand your reach and attract more Chinese customers and marketing capabilities. Consumers pay in RMB and merchants can settle in australia dollars. - Get the transaction insights you need anytime you want and anywhere you want. - Accepting Alipay and WeChat Pay means higher approval rates and tightened security. - Improve the customer experience, payments are completed within three seconds. - The exclusive same day settlement improve your cash flow. - Lower processing rate than all the international credit card rates. No setup fee, no management fee. - We provide various payment integration options to suit your business process. Alipay and WeChat Pay are the biggest payment platforms in China. Redpayments has established strategic partnerships with them, using China's advanced payment technology to target Australia market. We are an adaptable, multi-platform payment solution with a comprehensive management system catering to the needs of sales persons and merchants. We service industries ranging from restaurants, supermarkets, travel, events and international students with more room for growth.
Screenshots
Verdict
The clearest difference is update cadence: redpayments at every 3 weeks against VOW's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VOW ships an update every 3 months, redpayments every 3 weeks. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.
| Parameter | VOW | redpayments |
|---|---|---|
| Price | Free | Free |
| Positive reviews | โ | 100.0% of reviews |
| Update frequency | Every 3 months | Every 3 weeks โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | โ | Free |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPod |
| Requires iOS | 12.0 โ better | 13.0 |
| Further details โ not scored | ||
| Size | 143 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Macquarie Bank Limited | AUPOS AUSTRALIA |
In-app purchases
VOW
No in-app purchases
redpayments
No in-app purchases









