Comparison

redpayments vs MCTPay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

redpayments

This platform facilitates secure and rapid cross-border payments for businesses. It allows merchants to accept payments in RMB from Chinese customers and settle in Australian dollars, offering real-time transaction insights and same-day settlement.

Highlights
  • Accept RMB, settle in AUD
  • Real-time transaction insights
  • Alipay and WeChat Pay integration
  • Three-second payment completion
  • Same-day settlement
  • Lower processing rates
  • Multiple payment integration options
Features
Read full description

ABOUT US Redpayments is a leading Australian cross-border payment platform, dedicated to providing simple, secure and fast payment solutions that users can process via mobile devices for any scenario. FEATURES - Expand your reach and attract more Chinese customers and marketing capabilities. Consumers pay in RMB and merchants can settle in australia dollars. - Get the transaction insights you need anytime you want and anywhere you want. - Accepting Alipay and WeChat Pay means higher approval rates and tightened security. - Improve the customer experience, payments are completed within three seconds. - The exclusive same day settlement improve your cash flow. - Lower processing rate than all the international credit card rates. No setup fee, no management fee. - We provide various payment integration options to suit your business process. Alipay and WeChat Pay are the biggest payment platforms in China. Redpayments has established strategic partnerships with them, using China's advanced payment technology to target Australia market. We are an adaptable, multi-platform payment solution with a comprehensive management system catering to the needs of sales persons and merchants. We service industries ranging from restaurants, supermarkets, travel, events and international students with more room for growth.

About

MCTPay

Features
Read full description

Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.

Screenshots

redpayments4 screens

Verdict

The call

The clearest difference is update cadence: MCTPay at every 10 days against redpayments's every 3 weeks. redpayments's advantage is iOS requirement (13.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

redpayments ships an update every 3 weeks, MCTPay every 10 days. The most recent releases landed on June 3, 2026 and September 15, 2026 respectively.

Scorecard2 real differences ยท 6 level
redpayments versus MCTPay: the parameters behind the verdict, then further details
ParameterredpaymentsMCTPay
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 3 weeksEvery 10 days โ€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 โ€” better17.4
Further details โ€” not scored
Size23 MB9 MB
Age rating4+4+
DeveloperAUPOS AUSTRALIAMOBILE COMMUNITY TECH PTE LTD

In-app purchases

None

redpayments

No in-app purchases

None

MCTPay

No in-app purchases

Questions

Is redpayments free?
redpayments is free to download, with no in-app purchases.
Is MCTPay free?
MCTPay is free to download, with no in-app purchases.
Do redpayments or MCTPay have ads?
Neither redpayments nor MCTPay shows ads.
Which is updated more often, redpayments or MCTPay?
redpayments ships an update every 3 weeks, and MCTPay every 10 days. Most recently, redpayments was updated on June 3, 2026 and MCTPay on September 15, 2026.

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