Comparison

redpayments vs InstaWally

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

redpayments

This platform facilitates secure and rapid cross-border payments for businesses. It allows merchants to accept payments in RMB from Chinese customers and settle in Australian dollars, offering real-time transaction insights and same-day settlement.

Highlights
  • Accept RMB, settle in AUD
  • Real-time transaction insights
  • Alipay and WeChat Pay integration
  • Three-second payment completion
  • Same-day settlement
  • Lower processing rates
  • Multiple payment integration options
Features
Read full description

ABOUT US Redpayments is a leading Australian cross-border payment platform, dedicated to providing simple, secure and fast payment solutions that users can process via mobile devices for any scenario. FEATURES - Expand your reach and attract more Chinese customers and marketing capabilities. Consumers pay in RMB and merchants can settle in australia dollars. - Get the transaction insights you need anytime you want and anywhere you want. - Accepting Alipay and WeChat Pay means higher approval rates and tightened security. - Improve the customer experience, payments are completed within three seconds. - The exclusive same day settlement improve your cash flow. - Lower processing rate than all the international credit card rates. No setup fee, no management fee. - We provide various payment integration options to suit your business process. Alipay and WeChat Pay are the biggest payment platforms in China. Redpayments has established strategic partnerships with them, using China's advanced payment technology to target Australia market. We are an adaptable, multi-platform payment solution with a comprehensive management system catering to the needs of sales persons and merchants. We service industries ranging from restaurants, supermarkets, travel, events and international students with more room for growth.

About

InstaWally

Features
Read full description

InstaWally for Fintechs and Businesses - A proprietary white-label wallet app designed to streamline payments for businesses and their customers on a single platform. - Easily set up your own wallet program with integrated payment features, including credit card issuing, top-ups via bank transfers, and digital assets. Launch your customer loyalty program hassle-free. - Tailor the wallet experience with your brand colors and design to ensure a consistent brand identity. - Save on resources by leveraging our platform, eliminating the need for your own infrastructure to manage the wallet app. About Us DCS Innov emerged from the vision of DCS Card Centre to spearhead payment innovation within Singapore and the region. We benefit from several operational strengths of DCS Card Centre as an established financial institution that is regulated under the Banking Act. These include its regulatory licenses, cards and payments infrastructure, as well as risk and compliance processes. All of which can now be harnessed within a single stop shop at Innov. For fintechs/businesses who would like to request for a demo, please visit www.dcsinnov.com.

Screenshots

redpayments4 screens
InstaWally4 screens

Verdict

The call

The clearest difference is update cadence: redpayments at every 3 weeks against InstaWally's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

redpayments ships an update every 3 weeks, InstaWally every 3 months. The most recent releases landed on November 4, 2026 and October 10, 2026 respectively.

Scorecard1 real difference ยท 7 level
redpayments versus InstaWally: the parameters behind the verdict, then further details
ParameterredpaymentsInstaWally
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 3 weeks โ€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 โ€” better13.4
Further details โ€” not scored
Size23 MB203 MB
Age rating4+4+
DeveloperAUPOS AUSTRALIADCS Card Centre Pte Ltd

In-app purchases

None

redpayments

No in-app purchases

None

InstaWally

No in-app purchases

Questions

Is redpayments free?
redpayments is free to download, with no in-app purchases.
Is InstaWally free?
InstaWally is free to download, with no in-app purchases.
Do redpayments or InstaWally have ads?
Neither redpayments nor InstaWally shows ads.
Which is updated more often, redpayments or InstaWally?
redpayments ships an update every 3 weeks, and InstaWally every 3 months. Most recently, redpayments was updated on November 4, 2026 and InstaWally on October 10, 2026.

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