redpayments vs InstaWally
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
redpayments
This platform facilitates secure and rapid cross-border payments for businesses. It allows merchants to accept payments in RMB from Chinese customers and settle in Australian dollars, offering real-time transaction insights and same-day settlement.
- Accept RMB, settle in AUD
- Real-time transaction insights
- Alipay and WeChat Pay integration
- Three-second payment completion
- Same-day settlement
- Lower processing rates
- Multiple payment integration options
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ABOUT US Redpayments is a leading Australian cross-border payment platform, dedicated to providing simple, secure and fast payment solutions that users can process via mobile devices for any scenario. FEATURES - Expand your reach and attract more Chinese customers and marketing capabilities. Consumers pay in RMB and merchants can settle in australia dollars. - Get the transaction insights you need anytime you want and anywhere you want. - Accepting Alipay and WeChat Pay means higher approval rates and tightened security. - Improve the customer experience, payments are completed within three seconds. - The exclusive same day settlement improve your cash flow. - Lower processing rate than all the international credit card rates. No setup fee, no management fee. - We provide various payment integration options to suit your business process. Alipay and WeChat Pay are the biggest payment platforms in China. Redpayments has established strategic partnerships with them, using China's advanced payment technology to target Australia market. We are an adaptable, multi-platform payment solution with a comprehensive management system catering to the needs of sales persons and merchants. We service industries ranging from restaurants, supermarkets, travel, events and international students with more room for growth.
InstaWally
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InstaWally for Fintechs and Businesses - A proprietary white-label wallet app designed to streamline payments for businesses and their customers on a single platform. - Easily set up your own wallet program with integrated payment features, including credit card issuing, top-ups via bank transfers, and digital assets. Launch your customer loyalty program hassle-free. - Tailor the wallet experience with your brand colors and design to ensure a consistent brand identity. - Save on resources by leveraging our platform, eliminating the need for your own infrastructure to manage the wallet app. About Us DCS Innov emerged from the vision of DCS Card Centre to spearhead payment innovation within Singapore and the region. We benefit from several operational strengths of DCS Card Centre as an established financial institution that is regulated under the Banking Act. These include its regulatory licenses, cards and payments infrastructure, as well as risk and compliance processes. All of which can now be harnessed within a single stop shop at Innov. For fintechs/businesses who would like to request for a demo, please visit www.dcsinnov.com.
Screenshots
Verdict
The clearest difference is update cadence: redpayments at every 3 weeks against InstaWally's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
redpayments ships an update every 3 weeks, InstaWally every 3 months. The most recent releases landed on November 4, 2026 and October 10, 2026 respectively.
| Parameter | redpayments | InstaWally |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Every 3 weeks โ better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 โ better | 13.4 |
| Further details โ not scored | ||
| Size | 23 MB | 203 MB |
| Age rating | 4+ | 4+ |
| Developer | AUPOS AUSTRALIA | DCS Card Centre Pte Ltd |
In-app purchases
redpayments
No in-app purchases
InstaWally
No in-app purchases









