Comparison

VOW vs LLL Australia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VOW

Features
Read full description

VOW's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: • 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts • View the balances of accounts you choose without needing to log in • Real time balances and transaction records for each of your supported Mortgage VOW accounts • Find nearby rediATMs • Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app • Easily retrieve account information • Added security with real time notifications whenever a transaction is processed • Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind • Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the VOW app, please contact us on 1300 730 050 The app requests the following permissions: • Push notifications: Receive push notifications for transactions and activity on your account. • Location services: Find nearby ATMs

About

LLL Australia

Manage your finances securely and conveniently from your mobile device. Track savings goals, update personal details, and communicate with support through a user-friendly interface.

Highlights
  • Secure biometric login
  • One-time password security
  • Instant balance checks
  • Savings goal tracking
  • Secure messaging
  • Update personal details
Read full description

Simple, secure, convenient - right at your fingertips. Seamlessly manage your facilities, track savings goals, and keep your contact details up to date. Featuring: • Easy navigation: Quick and easy-to-find menus. • Simple access: Log in securely with Biometric Authentication PIN, Pattern or Client ID. • Added security: One Time Password security adds an extra layer of protection. • Quick balance: Check your funds instantly on the home screen. • Savings goal: Set and track your savings progress effortlessly. • Reset password: Easily reset your LLL Online password. • Update your details: Keep your LLL contact information up to date. • Secure messages: Communicate securely with us directly from the app. We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent. Note: Normal data charges apply. Please check with your mobile service provider for details. To view our full terms and conditions, visit our website.

Screenshots

VOW3 screens
LLL Australia4 screens

Verdict

The call

The clearest difference is update cadence: VOW at every 3 months against LLL Australia's every 7 months. VOW also leads on iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VOW ships an update every 3 months, LLL Australia every 7 months. Both last shipped on October 25, 2026.

Scorecard2 real differences Ā· 6 level
VOW versus LLL Australia: the parameters behind the verdict, then further details
ParameterVOWLLL Australia
PriceFreeFree
Positive reviews—66.7% of reviews
Update frequencyEvery 3 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size143 MB108 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedLLL Australia

In-app purchases

None

VOW

No in-app purchases

None

LLL Australia

No in-app purchases

Questions

Is VOW free?
VOW is free to download, with no in-app purchases.
Is LLL Australia free?
LLL Australia is free to download, with no in-app purchases.
Do VOW or LLL Australia have ads?
Neither VOW nor LLL Australia shows ads.
Which is updated more often, VOW or LLL Australia?
VOW ships an update every 3 months, and LLL Australia every 7 months. Most recently, VOW was updated on October 25, 2026 and LLL Australia on October 25, 2026.

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