Comparison

LCU vs LLL Australia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LCU

Manage your accounts with ease through a simple interface that provides access to essential banking features. Securely check balances, transfer funds, pay bills, and manage your debit card. The app collects anonymous usage data for statistical analysis.

Highlights
  • PIN or swipe pattern authentication
  • View account balances and transactions
  • Transfer funds
  • Pay bills via BPAY
  • Edit Payee and Biller details
  • Manage LCU Visa debit card
Features
Read full description

A straightforward interface makes it easy to find the things you use everyday while the variety of features you know from Internet Banking are tucked just below the surface. • Easily access accounts with PIN or swipe pattern authentication • View your account balances and recent transactions • Transfer funds between your own accounts and to external accounts • Pay bills via BPAY • Edit Payee and Biller details • Unlock, lock and order a replacement LCU Visa debit card We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

About

LLL Australia

Manage your finances securely and conveniently from your mobile device. Track savings goals, update personal details, and communicate with support through a user-friendly interface.

Highlights
  • Secure biometric login
  • One-time password security
  • Instant balance checks
  • Savings goal tracking
  • Secure messaging
  • Update personal details
Read full description

Simple, secure, convenient - right at your fingertips. Seamlessly manage your facilities, track savings goals, and keep your contact details up to date. Featuring: • Easy navigation: Quick and easy-to-find menus. • Simple access: Log in securely with Biometric Authentication PIN, Pattern or Client ID. • Added security: One Time Password security adds an extra layer of protection. • Quick balance: Check your funds instantly on the home screen. • Savings goal: Set and track your savings progress effortlessly. • Reset password: Easily reset your LLL Online password. • Update your details: Keep your LLL contact information up to date. • Secure messages: Communicate securely with us directly from the app. We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent. Note: Normal data charges apply. Please check with your mobile service provider for details. To view our full terms and conditions, visit our website.

Screenshots

LCU4 screens
LLL Australia4 screens

Verdict

The call

The clearest difference is review sentiment: LCU at 100% against LLL Australia's 67%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LCU ships an update every 5 months, LLL Australia every 7 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 9 level
LCU versus LLL Australia: the parameters behind the verdict, then further details
ParameterLCULLL Australia
PriceFreeFree
Rating2.0 (2 ratings) — better—
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings2 — better—
Update frequencyEvery 5 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size108 MB108 MB
Age rating4+4+
DeveloperLaboratories Credit UnionLLL Australia

Customer experience

LCU

All ratings2 ratings
Positive0.0%
Neutral50.0%
Negative50.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

LLL Australia

Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

LCU

No in-app purchases

None

LLL Australia

No in-app purchases

Questions

Is LCU free?
LCU is free to download, with no in-app purchases.
Is LLL Australia free?
LLL Australia is free to download, with no in-app purchases.
Do LCU or LLL Australia have ads?
Neither LCU nor LLL Australia shows ads.
Which is updated more often, LCU or LLL Australia?
LCU ships an update every 5 months, and LLL Australia every 7 months. Most recently, LCU was updated on November 2, 2026 and LLL Australia on November 7, 2026.

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