Comparison

LCU vs Goldfields Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LCU

Manage your accounts with ease through a simple interface that provides access to essential banking features. Securely check balances, transfer funds, pay bills, and manage your debit card. The app collects anonymous usage data for statistical analysis.

Highlights
  • PIN or swipe pattern authentication
  • View account balances and transactions
  • Transfer funds
  • Pay bills via BPAY
  • Edit Payee and Biller details
  • Manage LCU Visa debit card
Features
Read full description

A straightforward interface makes it easy to find the things you use everyday while the variety of features you know from Internet Banking are tucked just below the surface. • Easily access accounts with PIN or swipe pattern authentication • View your account balances and recent transactions • Transfer funds between your own accounts and to external accounts • Pay bills via BPAY • Edit Payee and Biller details • Unlock, lock and order a replacement LCU Visa debit card We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

About

Goldfields Money

Manage your finances on the go with this banking application. Easily transfer funds, pay bills, and manage payees. Features like Balance Peek and shake to log off enhance convenience and security.

Highlights
  • Transfer between accounts
  • Add and manage billers/payees
  • BPAY payments
  • Balance Peek
  • Shake to log off
  • Second Factor Authentication (2FA)
Features
Read full description

If you’re banking with us and looking to make managing your money easier, download the app right here. It contains heaps of great features including ol’ faithfuls like the ability to transfer between accounts, add and manage billers/payees, BPAY payments as well as some exciting new features like Balance Peek and shake to log off ! Sweet! We have added Second Factor Authentication (2FA) which is a simple and easy security feature to help keep your account secure! Please ensure your mobile number is registered with us to get you started. Our app has been designed to assist you to manage your money in a way that is fast, simple and transparent. It’s super easy to get started, simply: 1. Install the app 2. Log in as usual with your client ID and password 3. Set up your 4 digit PIN If you’re not already registered for Internet Banking, you’ll need to set that up before using the app. For help and tips see our website or call us on 1300 GO 4 GOLD for a helping hand. Need more info? Check us out at www.goldfieldsmoney.com.au or give us a buzz on 1300 GO 4 GOLD.

Screenshots

LCU4 screens
Goldfields Money3 screens

Verdict

The call

The clearest difference is review sentiment: LCU at 100% against Goldfields Money's 0%. LCU also leads on update cadence (every 5 months vs every 24 months). Goldfields Money's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LCU ships an update every 5 months, Goldfields Money every 24 months. Both last shipped on November 2, 2026.

Scorecard3 real differences · 7 level
LCU versus Goldfields Money: the parameters behind the verdict, then further details
ParameterLCUGoldfields Money
PriceFreeFree
Rating2.0 (2 ratings) — better—
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings2 — better—
Update frequencyEvery 5 months — betterEvery 24 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size108 MB21 MB
Age rating4+4+
DeveloperLaboratories Credit UnionBNK Banking Corporation Limited

Customer experience

LCU

All ratings2 ratings
Positive0.0%
Neutral50.0%
Negative50.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Goldfields Money

Written reviews6 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

LCU

No in-app purchases

None

Goldfields Money

No in-app purchases

Questions

Is LCU free?
LCU is free to download, with no in-app purchases.
Is Goldfields Money free?
Goldfields Money is free to download, with no in-app purchases.
Do LCU or Goldfields Money have ads?
Neither LCU nor Goldfields Money shows ads.
Which is updated more often, LCU or Goldfields Money?
LCU ships an update every 5 months, and Goldfields Money every 24 months. Most recently, LCU was updated on November 2, 2026 and Goldfields Money on November 2, 2026.

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