Comparison

1CB Express Mobile vs Twism

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

1CB Express Mobile

Manage your finances on the go with this mobile banking application. Check balances, pay bills, deposit checks, and send money securely. Find nearby branches and ATMs, and access your electronic statements.

Highlights
  • Check account balances
  • View recent transactions
  • Pay bills
  • Deposit checks
  • Transfer funds between accounts
  • Find branches and ATMs
  • Access electronic statements
  • Send money with Zelle®
Features
Read full description

Start banking wherever you are with 1CB Express Mobile for mobile banking! Available to all online banking clients of 1st Century Bank, 1CB Express Mobile allows you to check balances and recent transactions, pay bills, deposit checks and send money with Zelle® all from your phone. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, revise bills scheduled to be paid, and review previously paid bills. Mobile Deposit - Deposit checks to your 1st Century Bank account on the go. Locations - Find nearby Branches and ATMs using the mobile device's built-in GPS or search by zip code or address. Statements* -Access your statement, notices and tax forms electronically Zelle®* - Send money quickly to friends and family *These features are not available when accessing the mobile app from your iPad. A division of MidFirst Bank. Member FDIC.

About

Twism

This app consolidates all your local rewards in one place. Connect your everyday card to automatically earn redeemable rewards at nearby businesses you frequent, eliminating the need for multiple loyalty programs.

Highlights
  • Discover local rewards and offers
  • Earn rewards automatically
  • Redeem rewards for desired items
  • Find local deals and happy hours
  • Send rewards to friends
Features
Read full description

All your rewards, in one place. Twism is the free app that rewards you at the local places you already love. Connect your everyday card once, pay like you normally do, and automatically earn rewards you can actually use — from coffee and ice cream to tacos, pizza, and more. With Twism, you can: • Discover rewards and offers at local spots near you • Earn automatically when you pay with your linked card • Redeem rewards for things you actually want • Find local deals, happy hours, and special offers • Send rewards to friends in just a few taps No punch cards. No scanning. No separate loyalty app for every place. Just go where you already go — and get rewarded for it.

Screenshots

1CB Express Mobile4 screens
Twism4 screens

Verdict

The call

The clearest difference is ads: Twism at none against 1CB Express Mobile's shown. Twism also leads on update cadence (fortnightly vs every 11 months) and ratings volume (482 vs 2). 1CB Express Mobile's advantage is rating (5.0 vs 4.8) and iOS requirement (11.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

1CB Express Mobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Twism has 482 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

1CB Express Mobile ships an update every 11 months, Twism fortnightly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
1CB Express Mobile versus Twism: the parameters behind the verdict, then further details
Parameter1CB Express MobileTwism
PriceFreeFree
Rating5.0 (2 ratings) — better4.8 (482 ratings)
Positive reviews—46.7% of reviews
Number of ratings2482 — better
Update frequencyEvery 11 monthsFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.1
Further details — not scored
Size102 MB145 MB
Age rating4+17+
DeveloperMidFirst BankTwism

Customer experience

1CB Express Mobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Twism

All ratings479 ratings
Positive95.0%
Neutral1.3%
Negative3.8%
Written reviews15 reviews
Positive46.7%
Neutral20.0%
Negative33.3%

Bugs and requests

1CB Express Mobile

Not enough reviews yet to summarise bugs or requests.

Twism

Reported bugs

4 issues
  • App freezes on iOS
  • Buttons overlaid on setup information
  • Blank pop-up windows
  • SMS code not sending for account creation

Requested features

3 requests
  • Better explanation of the coin system
  • Map feature for easier location finding
  • Improved UI/UX for better navigation

In-app purchases

None

1CB Express Mobile

No in-app purchases

None

Twism

No in-app purchases

Questions

Is 1CB Express Mobile free?
1CB Express Mobile is free to download, with no in-app purchases.
Is Twism free?
Twism is free to download, with no in-app purchases.
Which has better reviews, 1CB Express Mobile or Twism?
1CB Express Mobile is rated higher. 1CB Express Mobile averages 5.0 out of 5 from 2 ratings, while Twism averages 4.8 from 482 ratings.
Do 1CB Express Mobile or Twism have ads?
1CB Express Mobile shows ads; Twism does not.
Which is updated more often, 1CB Express Mobile or Twism?
1CB Express Mobile ships an update every 11 months, and Twism fortnightly. Most recently, 1CB Express Mobile was updated on November 2, 2026 and Twism on November 3, 2026.

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