1CB Express Mobile vs Twism
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1CB Express Mobile
Manage your finances on the go with this mobile banking application. Check balances, pay bills, deposit checks, and send money securely. Find nearby branches and ATMs, and access your electronic statements.
- Check account balances
- View recent transactions
- Pay bills
- Deposit checks
- Transfer funds between accounts
- Find branches and ATMs
- Access electronic statements
- Send money with Zelle®
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Start banking wherever you are with 1CB Express Mobile for mobile banking! Available to all online banking clients of 1st Century Bank, 1CB Express Mobile allows you to check balances and recent transactions, pay bills, deposit checks and send money with Zelle® all from your phone. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, revise bills scheduled to be paid, and review previously paid bills. Mobile Deposit - Deposit checks to your 1st Century Bank account on the go. Locations - Find nearby Branches and ATMs using the mobile device's built-in GPS or search by zip code or address. Statements* -Access your statement, notices and tax forms electronically Zelle®* - Send money quickly to friends and family *These features are not available when accessing the mobile app from your iPad. A division of MidFirst Bank. Member FDIC.
Twism
This app consolidates all your local rewards in one place. Connect your everyday card to automatically earn redeemable rewards at nearby businesses you frequent, eliminating the need for multiple loyalty programs.
- Discover local rewards and offers
- Earn rewards automatically
- Redeem rewards for desired items
- Find local deals and happy hours
- Send rewards to friends
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All your rewards, in one place. Twism is the free app that rewards you at the local places you already love. Connect your everyday card once, pay like you normally do, and automatically earn rewards you can actually use — from coffee and ice cream to tacos, pizza, and more. With Twism, you can: • Discover rewards and offers at local spots near you • Earn automatically when you pay with your linked card • Redeem rewards for things you actually want • Find local deals, happy hours, and special offers • Send rewards to friends in just a few taps No punch cards. No scanning. No separate loyalty app for every place. Just go where you already go — and get rewarded for it.
Screenshots
Verdict
The clearest difference is ads: Twism at none against 1CB Express Mobile's shown. Twism also leads on update cadence (fortnightly vs every 11 months) and ratings volume (482 vs 2). 1CB Express Mobile's advantage is rating (5.0 vs 4.8) and iOS requirement (11.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
1CB Express Mobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Twism has 482 ratings behind it against 2, so its average is the more settled of the two.
1CB Express Mobile ships an update every 11 months, Twism fortnightly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | 1CB Express Mobile | Twism |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (482 ratings) |
| Positive reviews | — | 46.7% of reviews |
| Number of ratings | 2 | 482 — better |
| Update frequency | Every 11 months | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 102 MB | 145 MB |
| Age rating | 4+ | 17+ |
| Developer | MidFirst Bank | Twism |
Customer experience
1CB Express Mobile
Twism
Bugs and requests
1CB Express Mobile
Not enough reviews yet to summarise bugs or requests.
Twism
Reported bugs
4 issues- App freezes on iOS
- Buttons overlaid on setup information
- Blank pop-up windows
- SMS code not sending for account creation
Requested features
3 requests- Better explanation of the coin system
- Map feature for easier location finding
- Improved UI/UX for better navigation
In-app purchases
1CB Express Mobile
No in-app purchases
Twism
No in-app purchases









