UnionMobile vs GTB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UnionMobile
Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.
- Pay bills
- View account balances and history
- Transfer funds
- Buy airtime and data
- Cardless ATM withdrawal
- ATM and branch locator
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We’ve made banking simple so you can focus on what matters most to you. With new features and updates, you can: · Pay bills: DSTV, GOTV, LCC, PHCN etc. · View your account balances and transaction history · Transfer to Union Bank and other bank accounts · Buy airtime and data bundles · Get quick tips, updates on new features, and promotional offers. · Cardless Withdrawal: You or a beneficiary can make withdrawals from our ATMs without debit cards · Verify transactions via a self-selected PIN, an SMS token or a hardware token (obtained from any of our branches). Other features include: · ATM and Branch locator · News on the go · Instant account statement · Weather forecast · Manage and save beneficiaries · Personalized profiles: Upload your picture on your profile How to register: Existing UnionOnline users: · Download the app · Click on the “Log in” icon · Type in your UnionOnline username and password · Follow prompts and generate a transaction PIN Prospective users/ Existing UnionMobile users without UnionOnline. · Download the app · Click the “Get Started” icon · Follow prompts to complete registration
GTB
Manage your credit card account with this application. View transaction history, unbilled items, and account statements. You can also manage your PIN, report lost cards, and remove cards from your profile.
- View transaction history
- View unbilled transactions
- Access account statements
- Manage PIN
- Report lost card
- Manage card removal
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Global Treasure Bank GTB-UPI Single Brand Credit Card Application Application to access the below, 1) View Transactions History 2) View Unbilled Transactions 3) View Failed Transactions 4) Account Statement 5) User Profiles 6) Manage PIN 7) Manage Card Lost Report 8) Manage Card Remove
Screenshots
Verdict
The clearest difference is update cadence: UnionMobile at every 2 months against GTB's every 12 months. UnionMobile also leads on ratings volume (681 vs 2). GTB's advantage is iOS requirement (11.0 vs 13.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.1 for UnionMobile against 3.0 for GTB. That said, the two scores are not equally well evidenced: UnionMobile has 681 ratings behind it against 2, so its average is the more settled of the two.
UnionMobile ships an update every 2 months, GTB every 12 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.
| Parameter | UnionMobile | GTB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (681 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 9.6% of reviews | — |
| Number of ratings | 681 — better | 2 |
| Update frequency | Every 2 months — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Union Bank of Nigeria Plc | GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED |
Customer experience
UnionMobile
GTB
Bugs and requests
UnionMobile
Reported bugs
3 issues- Login failures and app freezes
- Delayed OTP delivery for transactions
- Inconsistent app behavior across devices
Requested features
3 requests- Improve biometric login functionality
- Allow hiding of account balance during transactions
- Streamline airtime purchase process
GTB
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UnionMobile
No in-app purchases
GTB
No in-app purchases
