UnionMobile vs LAPO Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UnionMobile
Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.
- Pay bills
- View account balances and history
- Transfer funds
- Buy airtime and data
- Cardless ATM withdrawal
- ATM and branch locator
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We’ve made banking simple so you can focus on what matters most to you. With new features and updates, you can: · Pay bills: DSTV, GOTV, LCC, PHCN etc. · View your account balances and transaction history · Transfer to Union Bank and other bank accounts · Buy airtime and data bundles · Get quick tips, updates on new features, and promotional offers. · Cardless Withdrawal: You or a beneficiary can make withdrawals from our ATMs without debit cards · Verify transactions via a self-selected PIN, an SMS token or a hardware token (obtained from any of our branches). Other features include: · ATM and Branch locator · News on the go · Instant account statement · Weather forecast · Manage and save beneficiaries · Personalized profiles: Upload your picture on your profile How to register: Existing UnionOnline users: · Download the app · Click on the “Log in” icon · Type in your UnionOnline username and password · Follow prompts and generate a transaction PIN Prospective users/ Existing UnionMobile users without UnionOnline. · Download the app · Click the “Get Started” icon · Follow prompts to complete registration
LAPO Mobile App
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
- Self-Onboarding
- Bill Payments
- Transfers
- Airtime Purchase
- Account Monitoring
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The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.
Screenshots
Verdict
The clearest difference is rating: UnionMobile at 3.1 against LAPO Mobile App's 2.4. UnionMobile also leads on ratings volume (663 vs 35) and iOS requirement (13.0 vs 17.2). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UnionMobile holds the better App Store score, 3.1 against 2.4. That said, the two scores are not equally well evidenced: UnionMobile has 663 ratings behind it against 35, so its average is the more settled of the two. Written reviews complicate that: 10% of UnionMobile's written reviews are positive against 17% of LAPO Mobile App's, so the app with the better star average is not the one people write more warmly about.
UnionMobile ships an update every 2 months, LAPO Mobile App monthly. The most recent releases landed on October 19, 2026 and October 13, 2026 respectively.
| Parameter | UnionMobile | LAPO Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (663 ratings) — better | 2.4 (35 ratings) |
| Positive reviews | 9.6% of reviews | 16.7% of reviews — better |
| Number of ratings | 663 — better | 35 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.2 |
| Further details — not scored | ||
| Size | 72 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Union Bank of Nigeria Plc | LAPO MFB |
Customer experience
UnionMobile
LAPO Mobile App
Bugs and requests
UnionMobile
Reported bugs
3 issues- Login failures and app freezes
- Delayed OTP delivery for transactions
- Inconsistent app behavior across devices
Requested features
3 requests- Improve biometric login functionality
- Allow hiding of account balance during transactions
- Streamline airtime purchase process
LAPO Mobile App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UnionMobile
No in-app purchases
LAPO Mobile App
No in-app purchases
Questions
Is UnionMobile free?
Is LAPO Mobile App free?
Which has better reviews, UnionMobile or LAPO Mobile App?
Do UnionMobile or LAPO Mobile App have ads?
Which is updated more often, UnionMobile or LAPO Mobile App?
Other comparisons
