Comparison

UnionMobile vs Bankvole

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UnionMobile

Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.

Highlights
  • Pay bills
  • View account balances and history
  • Transfer funds
  • Buy airtime and data
  • Cardless ATM withdrawal
  • ATM and branch locator
Read full description

We’ve made banking simple so you can focus on what matters most to you. With new features and updates, you can: · Pay bills: DSTV, GOTV, LCC, PHCN etc. · View your account balances and transaction history · Transfer to Union Bank and other bank accounts · Buy airtime and data bundles · Get quick tips, updates on new features, and promotional offers. · Cardless Withdrawal: You or a beneficiary can make withdrawals from our ATMs without debit cards · Verify transactions via a self-selected PIN, an SMS token or a hardware token (obtained from any of our branches). Other features include: · ATM and Branch locator · News on the go · Instant account statement · Weather forecast · Manage and save beneficiaries · Personalized profiles: Upload your picture on your profile How to register: Existing UnionOnline users: · Download the app · Click on the “Log in” icon · Type in your UnionOnline username and password · Follow prompts and generate a transaction PIN Prospective users/ Existing UnionMobile users without UnionOnline. · Download the app · Click the “Get Started” icon · Follow prompts to complete registration

About

Bankvole

Features
Read full description

Bankvole helps you securely organize your finances, grow your money, and achieve your short-term and long-term financial goals. Whether you’re planning for education, rent, travel, business, emergencies, a new home, or your next big milestone, Bankvole gives you the tools to plan confidently and stay on track. Why choose Bankvole? Financial Planning That Works for You Take control of your financial future with personalized financial plans designed around your goals. Whether you’re planning for today or preparing for tomorrow, Bankvole helps you build healthy money habits and stay committed to your plans. Boost Your Money Boost your money up to 16%–21% per annum on eligible plans and watch it grow while working towards your financial goals. Automate Your Journey Stay consistent by automating your monthly plan or bills payment using linked card or bank account payment methods and build discipline without worrying about every payment. Track Your Progress Monitor your plans, projected earnings, and overall financial progress in real time using our intuitive dashboard and built-in plan simulator. Automate Your Everyday Paym ent Buy airtime, data bundle, electricity token, TV subscription, and other utility using our one tap solution or scheduled as recurring payments. Refer & Earn Invite friends and family to sign up and use Bankvole and earn rewards. Security You Can Trust Your financial security is our priority. Bankvole protects your account with BVN verification, biometric authentication, encrypted transactions, and real-time notifications, giving you confidence every step of the way. Powered by Checkoff Finance Built on the trusted foundation of Checkoff Finance, Bankvole combines financial expertise with innovative technology to deliver a secure, reliable, and rewarding financial planning experience. Why thousands choose Bankvole Financial planning made simple Competitive returns on eligible plans Flexible and automated financial plans Convenient utility bill payments Easy account funding and withdrawals Real-time financial progress tracking Reliable customer support Start planning today. Grow your money with confidence and stay on track towards your financial goals. Download Bankvole and make your money work harder for you.

Screenshots

UnionMobile3 screens
Bankvole4 screens

Verdict

The call

The clearest difference is update cadence: Bankvole at every 3 weeks against UnionMobile's every 2 months. UnionMobile's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UnionMobile ships an update every 2 months, Bankvole every 3 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
UnionMobile versus Bankvole: the parameters behind the verdict, then further details
ParameterUnionMobileBankvole
PriceFreeFree
Rating3.1 (681 ratings) — better—
Positive reviews9.6% of reviews—
Number of ratings681 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size72 MB42 MB
Age rating4+17+
DeveloperUnion Bank of Nigeria PlcCheckoff Finance Company Limited

Bugs and requests

UnionMobile

Reported bugs

3 issues
  • Login failures and app freezes
  • Delayed OTP delivery for transactions
  • Inconsistent app behavior across devices

Requested features

3 requests
  • Improve biometric login functionality
  • Allow hiding of account balance during transactions
  • Streamline airtime purchase process

Bankvole

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UnionMobile

No in-app purchases

None

Bankvole

No in-app purchases

Questions

Is UnionMobile free?
UnionMobile is free to download, with no in-app purchases.
Is Bankvole free?
Bankvole is free to download, with no in-app purchases.
Do UnionMobile or Bankvole have ads?
Neither UnionMobile nor Bankvole shows ads.
Which is updated more often, UnionMobile or Bankvole?
UnionMobile ships an update every 2 months, and Bankvole every 3 weeks. Most recently, UnionMobile was updated on October 29, 2026 and Bankvole on October 30, 2026.

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