UnionMobile vs LiquidCrest Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UnionMobile
Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.
- Pay bills
- View account balances and history
- Transfer funds
- Buy airtime and data
- Cardless ATM withdrawal
- ATM and branch locator
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We’ve made banking simple so you can focus on what matters most to you. With new features and updates, you can: · Pay bills: DSTV, GOTV, LCC, PHCN etc. · View your account balances and transaction history · Transfer to Union Bank and other bank accounts · Buy airtime and data bundles · Get quick tips, updates on new features, and promotional offers. · Cardless Withdrawal: You or a beneficiary can make withdrawals from our ATMs without debit cards · Verify transactions via a self-selected PIN, an SMS token or a hardware token (obtained from any of our branches). Other features include: · ATM and Branch locator · News on the go · Instant account statement · Weather forecast · Manage and save beneficiaries · Personalized profiles: Upload your picture on your profile How to register: Existing UnionOnline users: · Download the app · Click on the “Log in” icon · Type in your UnionOnline username and password · Follow prompts and generate a transaction PIN Prospective users/ Existing UnionMobile users without UnionOnline. · Download the app · Click the “Get Started” icon · Follow prompts to complete registration
LiquidCrest Mobile Banking
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Bank at ease straight from an all in one mobile banking app. Transfers, bills, airtime and more.
Screenshots
Verdict
The clearest difference is iOS requirement: UnionMobile at 13.0 against LiquidCrest Mobile Banking's 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.
| Parameter | UnionMobile | LiquidCrest Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (682 ratings) — better | — |
| Positive reviews | 9.6% of reviews | — |
| Number of ratings | 682 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 72 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | Union Bank of Nigeria Plc | Liquidcrest Microfinance Bank |
Bugs and requests
UnionMobile
Reported bugs
3 issues- Login failures and app freezes
- Delayed OTP delivery for transactions
- Inconsistent app behavior across devices
Requested features
3 requests- Improve biometric login functionality
- Allow hiding of account balance during transactions
- Streamline airtime purchase process
LiquidCrest Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UnionMobile
No in-app purchases
LiquidCrest Mobile Banking
No in-app purchases
Questions
Is UnionMobile free?
Is LiquidCrest Mobile Banking free?
Do UnionMobile or LiquidCrest Mobile Banking have ads?
Which is updated more often, UnionMobile or LiquidCrest Mobile Banking?
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