Comparison

UnionMobile vs Omiye MFB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UnionMobile

Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.

Highlights
  • Pay bills
  • View account balances and history
  • Transfer funds
  • Buy airtime and data
  • Cardless ATM withdrawal
  • ATM and branch locator
Read full description

We’ve made banking simple so you can focus on what matters most to you. With new features and updates, you can: · Pay bills: DSTV, GOTV, LCC, PHCN etc. · View your account balances and transaction history · Transfer to Union Bank and other bank accounts · Buy airtime and data bundles · Get quick tips, updates on new features, and promotional offers. · Cardless Withdrawal: You or a beneficiary can make withdrawals from our ATMs without debit cards · Verify transactions via a self-selected PIN, an SMS token or a hardware token (obtained from any of our branches). Other features include: · ATM and Branch locator · News on the go · Instant account statement · Weather forecast · Manage and save beneficiaries · Personalized profiles: Upload your picture on your profile How to register: Existing UnionOnline users: · Download the app · Click on the “Log in” icon · Type in your UnionOnline username and password · Follow prompts and generate a transaction PIN Prospective users/ Existing UnionMobile users without UnionOnline. · Download the app · Click the “Get Started” icon · Follow prompts to complete registration

About

Omiye MFB

Features
Read full description

Our mobile banking application is a cutting-edge tool designed to provide users with a seamless, secure, and personalized banking experience with a sleek and intuitive interface, users can effortlessly manage their finances, access essential banking services, and enjoy advanced financial management tools. Account Management - View account balances in real-time - Access transaction history and statements - Filter transaction by date, category, or amount - Set up account alerts for low balances, large transactions, payment due dates, or unusual activity - Customize account nicknames and icons for easy recognition - Set up transfer alerts for confirmation and receipt - Enjoy competitive interest rates and low transfer fees - Shares subscription for very one Bill Payments - Pay bills such as Airtime, Electricity bill, Water bill, LAWMA bill, and others. - Schedule recurring payments for rent, utilities , subscriptions, or insurance premiums Dashboard and navigation Personification - Customized dashboard with favorite accounts, tools, and widgets - Personalized alerts and notifications, with optional email and SMS notifications - Access special offers and promotions tailored to your needs and preferences Preference Support - In-app support centre with FAQs, tutorials, and video guides - Contact us feature for assistance and feedback with 24/7 support and quick response times - Regular updates and enhancement based on user feedback and market trends Security -Data encryption and secure storage protect user data, with regular security audits and compliance certifications - Adherence to industry standards and regulatory requirements, including GDPR, CCPA, and PCI-DSS - Experience the ultimate in mobile banking convenience, security, and personalized today! Downlead our app to get started and discover a new way to bank on the go

Screenshots

UnionMobile3 screens
Omiye MFB4 screens

Verdict

The call

UnionMobile and Omiye MFB are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UnionMobile ships an update every 2 months, Omiye MFB every 5 weeks. The most recent releases landed on October 22, 2026 and October 4, 2026 respectively.

ScorecardNo meaningful differences
UnionMobile versus Omiye MFB: the parameters behind the verdict, then further details
ParameterUnionMobileOmiye MFB
PriceFreeFree
Rating3.1 (663 ratings) — better—
Positive reviews9.6% of reviews—
Number of ratings663 — better—
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better13.4
Further details — not scored
Size72 MB27 MB
Age rating4+4+
DeveloperUnion Bank of Nigeria PlcOmiye Microfinance Bank Limited

Bugs and requests

UnionMobile

Reported bugs

3 issues
  • Login failures and app freezes
  • Delayed OTP delivery for transactions
  • Inconsistent app behavior across devices

Requested features

3 requests
  • Improve biometric login functionality
  • Allow hiding of account balance during transactions
  • Streamline airtime purchase process

Omiye MFB

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UnionMobile

No in-app purchases

None

Omiye MFB

No in-app purchases

Questions

Is UnionMobile free?
UnionMobile is free to download, with no in-app purchases.
Is Omiye MFB free?
Omiye MFB is free to download, with no in-app purchases.
Do UnionMobile or Omiye MFB have ads?
Neither UnionMobile nor Omiye MFB shows ads.
Which is updated more often, UnionMobile or Omiye MFB?
UnionMobile ships an update every 2 months, and Omiye MFB every 5 weeks. Most recently, UnionMobile was updated on October 22, 2026 and Omiye MFB on October 4, 2026.

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