Comparison

DSK MC@Sign vs MyPaynetics

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DSK MC@Sign

Features
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DSK MC @ Sign + е приложение на Банка ДСК, разработено с цел да улесни бизнес клиентите ползващи електронен канал MultiCash във финансовите транзакции. С DSK MC @ Sign + нашите корпоративни потребители ще могат да проверяват, одобряват и подписват транзакции навсякъде през мобилното си устройство. Реализирана е възможност за преглед на финансовата информация по сметките на клиента. DSK MC@Sign+ is the latest application from DSK Bank, developed to ease our customers’ experience with financial transactions, and designed to provide an intuitive workflow. With DSK MC@Sign+ our corporate users will be able to verify, approve, and sign transactions anywhere in the workplace just by accessing their mobile device. Account monitoring is possible as well: with a single view on Financial Status all your account information will be available, updated and ready to help you on your decision making processes. Enhanced with DSK security protocols, monitoring and approving financial transactions has never been so easy and secure.

About

MyPaynetics

Digitize all your compensation, bonus, and gift cards to use them directly from your phone for a frictionless shopping experience. Manage your cards securely, reveal credentials for online shopping, and receive real-time transaction notifications.

Highlights
  • Digitize compensation, bonus, and gift cards
  • Pay with phone using Apple Pay
  • Reveal card credentials for online shopping
  • Freeze and unfreeze cards
  • Real-time transaction notifications
  • Bank-grade security
Features
Read full description

MyPaynetics: keep all your cards in the phone • MyPaynetics is the app that keeps all your cards digitized in your phone and easy sleezy helps you to use them while enjoying a frictionless shopping experience. • With the MyPaynetics app you can link any type of compensation, remuneration, bonus or gift cards. • MyPaynetics app is powered by phyre JSC. Link all your cards Link your bonus, compensation, remuneration or gift cards and use them directly from your phone. Once you link your card, you can pay with your phone using Apple Pay and follow your transactions in real time. Manage your cards on the go Reveal your card credentials and shop online with no risk! Stay secure - freeze and unfreeze it whenever you want to. Protect yourself from forgotten automated payments and subscriptions by getting real time notifications for every transaction. Bank-grade security We take security seriously. Payments in MyPaynetics are processed by Paynetics, an EU licensed e-money institution that is a principal member of VISA and Mastercard. We have a bank-grade security system and our application has been certificated by Mastercard. Payment services through the MyPaynetics app are provided by Paynetics AD - an electronic money company, holding a license issued by the Bulgarian National Bank (BNB) with decision № 44 of 11.04.2016. phyre AD is a provider of the MyPaynetics app and a representative of Paynetics AD, entered in the BNB register under Art. 19 of Payment Services and Payment systems Act. If you have any questions or feedback, please contact us at cardassistance@paynetics.digital. We will be more than happy to hear from you.

Screenshots

DSK MC@Sign4 screens
MyPaynetics4 screens

Verdict

The call

The clearest difference is update cadence: MyPaynetics at every 2 months against DSK MC@Sign's every 5 months. DSK MC@Sign's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DSK MC@Sign ships an update every 5 months, MyPaynetics every 2 months. The most recent releases landed on December 6, 2025 and October 20, 2026 respectively.

Scorecard2 real differences · 6 level
DSK MC@Sign versus MyPaynetics: the parameters behind the verdict, then further details
ParameterDSK MC@SignMyPaynetics
PriceFreeFree
Positive reviews—6.7% of reviews
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size15 MB175 MB
Age rating4+4+
DeveloperDSK Bank PLCPhyre JSC

In-app purchases

None

DSK MC@Sign

No in-app purchases

None

MyPaynetics

No in-app purchases

Questions

Is DSK MC@Sign free?
DSK MC@Sign is free to download, with no in-app purchases.
Is MyPaynetics free?
MyPaynetics is free to download, with no in-app purchases.
Do DSK MC@Sign or MyPaynetics have ads?
Neither DSK MC@Sign nor MyPaynetics shows ads.
Which is updated more often, DSK MC@Sign or MyPaynetics?
DSK MC@Sign ships an update every 5 months, and MyPaynetics every 2 months. Most recently, DSK MC@Sign was updated on December 6, 2025 and MyPaynetics on October 20, 2026.

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