TompkinsBank vs fmOperator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TompkinsBank
Manage all your financial accounts in one place with this secure mobile banking app. Track balances, view transactions, set alerts for bills and low funds, and organize your spending with custom tags and notes. It simplifies personal finance management and provides easy access to bank services.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Direct customer care contact
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The TompkinsBank is a free mobile banking app that gives you the ability to aggregate all of your financial accounts into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, & Images: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Tompkins Community Bank’s Customer Care Center directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Tompkins Digital Banking for desktop. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the TompkinsBank App, you must be enrolled as a Tompkins Bank & Trust Digital Banking user. If you currently are a Digital Banking user, simply download the app, launch it, and login with the same credentials. After you successfully login to the app, your accounts and transactions will begin updating.
fmOperator
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The fmOperator app is available to select State Agencies and Farmer’s Market Operators. This app enables them to activate participants and assign Farmers Market funds to participant accounts by simply scanning the QR codes or using an in-app search feature. This replaces the need for paper vouchers or tokens to be used at the market for these funds. This app will also show the balance of the funds currently available for disbursement. Participating Farmers will download a separate app (fmVendor) to accept payments from participants. Participants can check their balance at any time by scanning their QR code with their mobile device.
Screenshots
Verdict
The clearest difference is update cadence: TompkinsBank at every 4 weeks against fmOperator's every 30 months. fmOperator's advantage is iOS requirement (15.6 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TompkinsBank ships an update every 4 weeks, fmOperator every 30 months. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.
| Parameter | TompkinsBank | fmOperator |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.9K ratings) — better | — |
| Positive reviews | 61.0% of reviews | — |
| Number of ratings | 8.9K — better | — |
| Update frequency | Every 4 weeks — better | Every 30 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 15.6 — better |
| Further details — not scored | ||
| Size | 199 MB | 15 MB |
| Age rating | 17+ | 4+ |
| Developer | Tompkins Financial Corporation | RP Solutions Inc |
Bugs and requests
TompkinsBank
Reported bugs
2 issues- Mobile deposit issues
- Login and account access problems
Requested features
2 requests- Zelle integration
- Increased mobile deposit limits
fmOperator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TompkinsBank
No in-app purchases
fmOperator
No in-app purchases
Questions
Is TompkinsBank free?
Is fmOperator free?
Do TompkinsBank or fmOperator have ads?
Which is updated more often, TompkinsBank or fmOperator?
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