Comparison

TompkinsBank vs fmOperator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TompkinsBank

Manage all your financial accounts in one place with this secure mobile banking app. Track balances, view transactions, set alerts for bills and low funds, and organize your spending with custom tags and notes. It simplifies personal finance management and provides easy access to bank services.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Direct customer care contact
Features
Read full description

The TompkinsBank is a free mobile banking app that gives you the ability to aggregate all of your financial accounts into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, & Images: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Tompkins Community Bank’s Customer Care Center directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Tompkins Digital Banking for desktop. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the TompkinsBank App, you must be enrolled as a Tompkins Bank & Trust Digital Banking user. If you currently are a Digital Banking user, simply download the app, launch it, and login with the same credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

fmOperator

Features
Read full description

The fmOperator app is available to select State Agencies and Farmer’s Market Operators. This app enables them to activate participants and assign Farmers Market funds to participant accounts by simply scanning the QR codes or using an in-app search feature. This replaces the need for paper vouchers or tokens to be used at the market for these funds. This app will also show the balance of the funds currently available for disbursement. Participating Farmers will download a separate app (fmVendor) to accept payments from participants. Participants can check their balance at any time by scanning their QR code with their mobile device.

Screenshots

TompkinsBank4 screens
fmOperator3 screens

Verdict

The call

The clearest difference is update cadence: TompkinsBank at every 4 weeks against fmOperator's every 30 months. fmOperator's advantage is iOS requirement (15.6 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

TompkinsBank ships an update every 4 weeks, fmOperator every 30 months. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
TompkinsBank versus fmOperator: the parameters behind the verdict, then further details
ParameterTompkinsBankfmOperator
PriceFreeFree
Rating4.8 (8.9K ratings) — better—
Positive reviews61.0% of reviews—
Number of ratings8.9K — better—
Update frequencyEvery 4 weeks — betterEvery 30 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.415.6 — better
Further details — not scored
Size199 MB15 MB
Age rating17+4+
DeveloperTompkins Financial CorporationRP Solutions Inc

Bugs and requests

TompkinsBank

Reported bugs

2 issues
  • Mobile deposit issues
  • Login and account access problems

Requested features

2 requests
  • Zelle integration
  • Increased mobile deposit limits

fmOperator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TompkinsBank

No in-app purchases

None

fmOperator

No in-app purchases

Questions

Is TompkinsBank free?
TompkinsBank is free to download, with no in-app purchases.
Is fmOperator free?
fmOperator is free to download, with no in-app purchases.
Do TompkinsBank or fmOperator have ads?
Neither TompkinsBank nor fmOperator shows ads.
Which is updated more often, TompkinsBank or fmOperator?
TompkinsBank ships an update every 4 weeks, and fmOperator every 30 months. Most recently, TompkinsBank was updated on October 24, 2026 and fmOperator on October 3, 2026.

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