Raiffeisen Smart Mobile vs Sub Keeper

Enjoy Raiffeisen Smart Mobile - smart banking - wherever you are! Here are some of the benefits of Raiffeisen Smart Mobile: • You can open your account and become a client straight from your phone, 100% online. • Intuitive interface: Easily find anything you need. • Secure authentication and authorization: Use PIN, fingerprint, or FaceID when registering your device. • Smart Hour - BNR exchange rates: Exchange between RON and EUR at the NBR exchange rate from Monday to Friday 10:00 - 11:00. • Application personalization: Personalize the Dashboard using a simple "drag & drop" feature. Optionally hide the balance for your accounts or change your username. • Instant payments: Send payments that reach the destination in 10 seconds. Available 24/7/365 for all banks enrolled in the instant payments system. • Saving Box: Automatically save money with every card payment and earn interest. Choose how much to save for each payment. • Smart Search: Easily find and repeat past payments. • Control over your cards: Block, reissue, or view your card PIN with just one touch. • Direct access to the Smart Market loyalty app: Get rewards such as cashback, discounts, vouchers, and loyalty points. • Future payments: Schedule future payments, set up direct debit bill payments, or save them as templates. • Access to products for your daily needs: Open current accounts, savings accounts, and term deposits with ease. Get a personal loan, Flexicredit, 100% online in about 10 minutes. • Smart investments: Purchase Raiffeisen Asset Management unit funds if you have already signed a contract and have the required documents. • Push notifications: Receive instant updates on money going in or out of your current accounts or payments made with your card. • Pay utility bills: Multiple convenient ways to pay utility bills, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. Top-up your prepaid mobile plan as well! • Update personal data: Easily update necessary data directly within the application. No phone calls or bank visits required! These are just some of the benefits offered by Raiffeisen Smart Mobile! Make sure to always have the latest app version installed from the app store to enjoy all the continuously added new features.

Know exactly what you pay every month, and when to cancel or renew — Subscription Keeper keeps track for you. From digital subscriptions like Netflix, YouTube Premium and Disney+ to insurance, rentals, phone plans and the gym. Every recurring charge in one place. ■ Never miss the end of a free trial Add a trial and get a reminder before it turns into a payment. "Your Apple TV+ free trial ends in 3 days" — decide then whether to keep it. ■ The next payment date, worked out for you Enter the first billing date and the cycle; the next payment date is calculated from there. Weekly, monthly, every 3 or 6 months, yearly, or any interval you set yourself. ■ Your spending at a glance This month's estimated charges, your yearly subscription cost, and spending by category. Mixed currencies stay separate — nothing is merged at a made-up exchange rate. ■ Payment calendar See which charges land on which day this month. ■ Find what you no longer use Subscriptions you mark as Paused or Ended are gathered in one list, so forgotten charges are easy to spot. ■ Available in English and Korean You can pick the app's language separately from your device language. ■ Your spending is your business — privacy by design · No sign-up, no server, no account · Subscription, payment and contract details never leave your device and your iCloud · iCloud sync is optional and stores data only in your own private iCloud · Face ID lock, and content is covered in the app switcher · Full card numbers cannot be stored by design The more subscriptions you have, the more money leaks away quietly. Start keeping track today.