Comparison

VIAC vs AbaCliK 3

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VIAC

Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.

Highlights
  • Cost-effective investing with low entry barriers
  • Simple and intuitive app interface
  • Expert support via phone, chat, or email
  • Flexible investment strategy customization
  • Life insurance options (VIAC Life)
  • Exclusive mortgage benefits
Features
Read full description

The best financial products in one app VIAC - Your securities solution for investment plans, pillar 3a and vested benefits Discover a simple and cost-effective way to invest with VIAC. Our app offers maximum flexibility and expert support to help you achieve your financial goals. Why invest with VIAC? • Cost-effective with low entry barriers: Invest from as little as CHF 1 - with no minimum deposit, minimum fee or minimum term. • Simple and clean app: Intuitive handling and clear structure for a seamless user experience. • Expert support: Our team is available by phone, chat or email to answer all your questions. • Maximum flexibility: Customize your investment strategy - from interest-bearing accounts to 99% equities, broadly diversified with passive, index-based instruments. Adjust your strategy at any time - at no extra cost. VIAC Life Protect your future: with VIAC Life Basic you receive up to 25% in addition to your savings as a 3a or VB customer in the event of disability or death. With VIAC Life Plus, you can add additional coverage directly in the app. VIAC Mortgage Benefit from exclusive and fair mortgages with top interest rates as a VIAC customer. Download the VIAC app now and benefit!

About

AbaCliK 3

Automate and simplify expense tracking, absence management, and time recording with AI-powered document scanning and character recognition. Seamlessly integrate with ERP and cloud business software for efficient financial processes.

Highlights
  • AI-powered expense automation
  • Document scanning with OCR
  • Absence and time recording
  • Integration with ERP software
  • Cloud business software connectivity
Read full description

App for expenses, absences, time recording and more AbaClik 3, the next generation of AbaClik, will revolutionize your processes. Using artificial intelligence and deep technology, expense processes, for example, are simplified and automated. AbaClik becomes a document reader: Invoices (ESR, QR) can be easily photographed with an integrated scanner and automatically booked. When processing an expense receipt, the app is able to use character and text recognition to automatically retrieve information such as the amount, VAT and point of sale and subsequently book it. AbaClik 3 allows you to connect to the ERP Software Abacus and to the Cloud Business software AbaNinja.

Screenshots

VIAC4 screens
AbaCliK 34 screens

Verdict

The call

The clearest difference is review sentiment: VIAC at 50% against AbaCliK 3's 0%. VIAC also leads on rating (4.2 vs 4.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

VIAC holds the better App Store score, 4.2 against 4.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews point the same way: 50% of VIAC's written reviews are positive against 0% of AbaCliK 3's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 8 level
VIAC versus AbaCliK 3: the parameters behind the verdict, then further details
ParameterVIACAbaCliK 3
PriceFreeFree
Rating4.2 (5 ratings) — better4.0 (2 ratings)
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings5 — better2
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size70 MB292 MB
Age rating4+4+
DeveloperWIR Bank GenossenschaftABACUS Research

Customer experience

VIAC

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

AbaCliK 3

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews6 reviews
Positive0.0%
Neutral66.7%
Negative33.3%

In-app purchases

None

VIAC

No in-app purchases

None

AbaCliK 3

No in-app purchases

Questions

Is VIAC free?
VIAC is free to download, with no in-app purchases.
Is AbaCliK 3 free?
AbaCliK 3 is free to download, with no in-app purchases.
Which has better reviews, VIAC or AbaCliK 3?
VIAC is rated higher. VIAC averages 4.2 out of 5 from 5 ratings, while AbaCliK 3 averages 4.0 from 2 ratings.
Do VIAC or AbaCliK 3 have ads?
Neither VIAC nor AbaCliK 3 shows ads.
Which is updated more often, VIAC or AbaCliK 3?
VIAC ships an update monthly, and AbaCliK 3 monthly. Most recently, VIAC was updated on October 24, 2026 and AbaCliK 3 on October 14, 2026.

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