Comparison

AbaCliK 3 vs Cembra App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AbaCliK 3

Automate and simplify expense tracking, absence management, and time recording with AI-powered document scanning and character recognition. Seamlessly integrate with ERP and cloud business software for efficient financial processes.

Highlights
  • AI-powered expense automation
  • Document scanning with OCR
  • Absence and time recording
  • Integration with ERP software
  • Cloud business software connectivity
Read full description

App for expenses, absences, time recording and more AbaClik 3, the next generation of AbaClik, will revolutionize your processes. Using artificial intelligence and deep technology, expense processes, for example, are simplified and automated. AbaClik becomes a document reader: Invoices (ESR, QR) can be easily photographed with an integrated scanner and automatically booked. When processing an expense receipt, the app is able to use character and text recognition to automatically retrieve information such as the amount, VAT and point of sale and subsequently book it. AbaClik 3 allows you to connect to the ERP Software Abacus and to the Cloud Business software AbaNinja.

About

Cembra App

Manage your credit card accounts with ease. Check purchases, retrieve your card PIN, and suspend your card instantly. Access statements, track payments, and receive important notifications.

Highlights
  • Real-time purchase tracking
  • Card PIN retrieval
  • Credit card suspension
  • Add card to Apple Wallet
  • Manage push notifications
  • Access monthly statements
  • Secure login with biometrics
Features
Read full description

"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.

Screenshots

AbaCliK 34 screens
Cembra App4 screens

Verdict

The call

The clearest difference is review sentiment: Cembra App at 42% against AbaCliK 3's 0%. Cembra App also leads on rating (4.5 vs 4.0) and ratings volume (68 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cembra App holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Cembra App has 68 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of AbaCliK 3's written reviews are positive against 42% of Cembra App's.

UpkeepUpdate frequency

AbaCliK 3 ships an update monthly, Cembra App every 3 weeks. The most recent releases landed on October 14, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
AbaCliK 3 versus Cembra App: the parameters behind the verdict, then further details
ParameterAbaCliK 3Cembra App
PriceFreeFree
Rating4.0 (2 ratings)4.5 (68 ratings) — better
Positive reviews0.0% of reviews41.7% of reviews — better
Number of ratings268 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size292 MB321 MB
Age rating4+4+
DeveloperABACUS ResearchCembra Money Bank AG

Customer experience

AbaCliK 3

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews6 reviews
Positive0.0%
Neutral66.7%
Negative33.3%

Cembra App

All ratings68 ratings
Positive89.7%
Neutral1.5%
Negative8.8%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

In-app purchases

None

AbaCliK 3

No in-app purchases

None

Cembra App

No in-app purchases

Questions

Is AbaCliK 3 free?
AbaCliK 3 is free to download, with no in-app purchases.
Is Cembra App free?
Cembra App is free to download, with no in-app purchases.
Which has better reviews, AbaCliK 3 or Cembra App?
Cembra App is rated higher. AbaCliK 3 averages 4.0 out of 5 from 2 ratings, while Cembra App averages 4.5 from 68 ratings.
Do AbaCliK 3 or Cembra App have ads?
Neither AbaCliK 3 nor Cembra App shows ads.
Which is updated more often, AbaCliK 3 or Cembra App?
AbaCliK 3 ships an update monthly, and Cembra App every 3 weeks. Most recently, AbaCliK 3 was updated on October 14, 2026 and Cembra App on October 30, 2026.

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