AbaCliK 3 vs Cembra App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AbaCliK 3
Automate and simplify expense tracking, absence management, and time recording with AI-powered document scanning and character recognition. Seamlessly integrate with ERP and cloud business software for efficient financial processes.
- AI-powered expense automation
- Document scanning with OCR
- Absence and time recording
- Integration with ERP software
- Cloud business software connectivity
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App for expenses, absences, time recording and more AbaClik 3, the next generation of AbaClik, will revolutionize your processes. Using artificial intelligence and deep technology, expense processes, for example, are simplified and automated. AbaClik becomes a document reader: Invoices (ESR, QR) can be easily photographed with an integrated scanner and automatically booked. When processing an expense receipt, the app is able to use character and text recognition to automatically retrieve information such as the amount, VAT and point of sale and subsequently book it. AbaClik 3 allows you to connect to the ERP Software Abacus and to the Cloud Business software AbaNinja.
Cembra App
Manage your credit card accounts with ease. Check purchases, retrieve your card PIN, and suspend your card instantly. Access statements, track payments, and receive important notifications.
- Real-time purchase tracking
- Card PIN retrieval
- Credit card suspension
- Add card to Apple Wallet
- Manage push notifications
- Access monthly statements
- Secure login with biometrics
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"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.
Screenshots
Verdict
The clearest difference is review sentiment: Cembra App at 42% against AbaCliK 3's 0%. Cembra App also leads on rating (4.5 vs 4.0) and ratings volume (68 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cembra App holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Cembra App has 68 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of AbaCliK 3's written reviews are positive against 42% of Cembra App's.
AbaCliK 3 ships an update monthly, Cembra App every 3 weeks. The most recent releases landed on October 14, 2026 and October 30, 2026 respectively.
| Parameter | AbaCliK 3 | Cembra App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) | 4.5 (68 ratings) — better |
| Positive reviews | 0.0% of reviews | 41.7% of reviews — better |
| Number of ratings | 2 | 68 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 292 MB | 321 MB |
| Age rating | 4+ | 4+ |
| Developer | ABACUS Research | Cembra Money Bank AG |
Customer experience
AbaCliK 3
Cembra App
In-app purchases
AbaCliK 3
No in-app purchases
Cembra App
No in-app purchases









