Comparison

VIAC vs BKB Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VIAC

Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.

Highlights
  • Cost-effective investing with low entry barriers
  • Simple and intuitive app interface
  • Expert support via phone, chat, or email
  • Flexible investment strategy customization
  • Life insurance options (VIAC Life)
  • Exclusive mortgage benefits
Features
Read full description

The best financial products in one app VIAC - Your securities solution for investment plans, pillar 3a and vested benefits Discover a simple and cost-effective way to invest with VIAC. Our app offers maximum flexibility and expert support to help you achieve your financial goals. Why invest with VIAC? • Cost-effective with low entry barriers: Invest from as little as CHF 1 - with no minimum deposit, minimum fee or minimum term. • Simple and clean app: Intuitive handling and clear structure for a seamless user experience. • Expert support: Our team is available by phone, chat or email to answer all your questions. • Maximum flexibility: Customize your investment strategy - from interest-bearing accounts to 99% equities, broadly diversified with passive, index-based instruments. Adjust your strategy at any time - at no extra cost. VIAC Life Protect your future: with VIAC Life Basic you receive up to 25% in addition to your savings as a 3a or VB customer in the event of disability or death. With VIAC Life Plus, you can add additional coverage directly in the app. VIAC Mortgage Benefit from exclusive and fair mortgages with top interest rates as a VIAC customer. Download the VIAC app now and benefit!

About

BKB Digital Banking

Manage your finances on the go with this banking app. Access account overviews, make payments, analyze spending, and trade stocks. Securely log in and customize your home screen for quick access to essential features.

Highlights
  • Quick login (Touch ID/Face ID)
  • Financial overview
  • QR-bill scanning
  • Stock exchange transactions
  • Customizable home screen
  • Finance assistant for expenditure analysis
  • Document management (statements, notifications)
Features
Read full description

The "BKB Digital Banking" app gives you an overview of your finances directly on your smartphone at any time and from anywhere. The benefits for you: - Quick login using Touch ID or Face ID - Overview of your finances - Simply scan QR-bills - Call up current market data and carry out stock exchange transactions at any time Home screen Compile your own home screen to give you quick and easy access to the functions you use most. Accounts View your accounts and account transactions. Payments Enter new payments or standing orders and simply scan in QR-bills. This is where you also see pending or completed payments and their details. Stock exchange trading Carry out stock exchange transactions and view the details of completed orders at any time. Documents Get your account statements, interest notifications and other documents directly in Digital Banking. Messages and contact Here, you can make direct contact with BKB's E-Service Center or set up notifications on certain topics as required. Legal information We would like to point out that downloading, installation and/or use of this app may allow third parties (e.g. Apple, network operators, device manufacturers) to draw conclusions about a customer relationship to BKB. This means that bank-client confidentiality can no longer be guaranteed. The downloading or use of this application may incur network operator fees.

Screenshots

VIAC4 screens
BKB Digital Banking4 screens

Verdict

The call

The clearest difference is review sentiment: VIAC at 50% against BKB Digital Banking's 7%. BKB Digital Banking's advantage is rating (4.6 vs 4.2) and ratings volume (15 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BKB Digital Banking holds the better App Store score, 4.6 against 4.2. Both are backed by a comparable volume of ratings — 5 and 15 respectively. Written reviews complicate that: 50% of VIAC's written reviews are positive against 7% of BKB Digital Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

VIAC ships an update monthly, BKB Digital Banking every 5 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
VIAC versus BKB Digital Banking: the parameters behind the verdict, then further details
ParameterVIACBKB Digital Banking
PriceFreeFree
Rating4.2 (5 ratings)4.6 (15 ratings) — better
Positive reviews50.0% of reviews — better6.9% of reviews
Number of ratings515 — better
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size70 MB42 MB
Age rating4+12+
DeveloperWIR Bank GenossenschaftBasler Kantonalbank

Customer experience

VIAC

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

BKB Digital Banking

All ratings15 ratings
Positive93.3%
Neutral0.0%
Negative6.7%
Written reviews29 reviews
Positive6.9%
Neutral3.4%
Negative89.7%

In-app purchases

None

VIAC

No in-app purchases

None

BKB Digital Banking

No in-app purchases

Questions

Is VIAC free?
VIAC is free to download, with no in-app purchases.
Is BKB Digital Banking free?
BKB Digital Banking is free to download, with no in-app purchases.
Which has better reviews, VIAC or BKB Digital Banking?
BKB Digital Banking is rated higher. VIAC averages 4.2 out of 5 from 5 ratings, while BKB Digital Banking averages 4.6 from 15 ratings.
Do VIAC or BKB Digital Banking have ads?
Neither VIAC nor BKB Digital Banking shows ads.
Which is updated more often, VIAC or BKB Digital Banking?
VIAC ships an update monthly, and BKB Digital Banking every 5 weeks. Most recently, VIAC was updated on October 15, 2026 and BKB Digital Banking on October 12, 2026.

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