Comparison

SLSP mToken vs KtoCoMal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SLSP mToken

This app offers a secure and convenient way to log in and sign documents for online banking. It supports biometric authentication like fingerprint or facial recognition, or a custom PIN code for enhanced security and ease of use.

Highlights
  • Secure login and document signing
  • Biometric authentication (fingerprint, face recognition)
  • Custom PIN code option
  • More secure than SMS keys
  • Works offline and abroad
  • Convenient and user-friendly
Read full description

Mobilná aplikácia mToken predstavuje najbezpečnejší a najkomfortnejší spôsob prihlasovania a podpisovania v Georgeovi či v Business24. Na jeho používanie vám stačí odtlačok prsta či nasnímanie tváre, prípadne môžete používať svoj vlastný PIN kód. Sami si zvolíte, aký spôsob vám vyhovuje najviac. Prečo je dobré mať ho v mobile? • je ešte bezpečnejší ako SMS kľúč, • je prehľadný, • je komfortný – stačí priložiť prst, zosnímať tvár, prípadne zadať 6-miestny PIN kód, • funguje vždy a všade – aj tam, kde vám SMS-ka nepríde alebo môže prísť oneskorene, napríklad na miestach bez mobilného signálu či v zahraničí. Dokonca aj tam, kde nie je dátové pripojenie, • SMS kľúč máte stále k dispozícii a môžete ho používať.   Čo potrebujete k aktivácii mToken-u? Je to jednoduché. Stačí vám prihlásiť sa do aplikácie svojími prihlasovacími údajmi - prihlasovacie meno a heslom ktoré používate v George / Business24 a potvrdiť aktiváciu SMS kľúčom.

About

KtoCoMal

Features
Read full description

One pays. Everyone taps their own. KTO·ČO·MAL splits a Slovak e-kasa receipt between everyone at the table. You pay the whole bill, scan the QR code on the receipt and share a link. Each person taps what they had on an exact copy of the receipt, sees their share and pays you straight from their banking app. Nobody retypes or adds anything up. HOW IT WORKS 1. Pay the whole bill, as usual. 2. Scan the QR code on the receipt. The app loads the receipt straight from the e-kasa system and adds your name and IBAN. 3. Share the link via iMessage, WhatsApp, Slack or e-mail. 4. Everyone marks their items and pays. ALL THEY NEED IS THE LINK The link opens in any browser, with no install, sign-up or password. Only the person who pays needs the app. - Quantities: two of the three colas are yours. - Sharing: a pizza for three is a third each. - Fair discounts: item discounts stay with the item, loyalty discounts are split pro rata, or you keep them. - Tip of 5, 10 or 15 % in one tap. - The page speaks eight languages, for colleagues from abroad too. - The whole receipt can be downloaded as a PDF. THEY PAY THE WAY THAT SUITS THEM - payme: a tap opens their banking app with the payment ready, sent as an instant payment by default. - PAY by square: a QR code that almost every Slovak banking app can read. - EPC QR (SEPA): for colleagues whose bank is abroad. - Copy the IBAN, amount and message in one tap. Amount, recipient and message are filled in. The money goes straight from their account to yours. KTO·ČO·MAL never holds it and never takes a cut. PRIVACY FIRST - No account, sign-up, analytics or ads. - Your name, IBAN and receipt history stay on your iPhone. - The data in the link sits after the # sign, which browsers never send to the server. The server sees neither the receipt nor your account. - Receipts load directly from the e-kasa system of the Slovak Financial Administration. IN THE APP - A history of every receipt you've scanned, searchable by shop, item or amount. - Enter your name and IBAN once. - Choose the page language your colleagues see and whether receipt-wide discounts are shared. GOOD TO KNOW KTO·ČO·MAL is an independent app and is not affiliated with the Slovak Financial Administration. It works with Slovak e-kasa receipts that carry a QR code. A receipt issued offline appears in e-kasa only after a delay. Calculated amounts are an aid: always check the amount and recipient before paying.

Screenshots

SLSP mToken3 screens
KtoCoMal4 screens

Verdict

The call

The clearest difference is iOS requirement: SLSP mToken at 16.0 against KtoCoMal's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
SLSP mToken versus KtoCoMal: the parameters behind the verdict, then further details
ParameterSLSP mTokenKtoCoMal
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews11.8% of reviews—
Number of ratings1 — better—
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better26.0
Further details — not scored
Size12 MB2 MB
Age rating17+17+
DeveloperSlovenska sporitelna, a.s.Maros Rajnoch

In-app purchases

None

SLSP mToken

No in-app purchases

None

KtoCoMal

No in-app purchases

Questions

Is SLSP mToken free?
SLSP mToken is free to download, with no in-app purchases.
Is KtoCoMal free?
KtoCoMal is free to download, with no in-app purchases.
Do SLSP mToken or KtoCoMal have ads?
Neither SLSP mToken nor KtoCoMal shows ads.

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