SLSP mToken vs CSOB SmartToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SLSP mToken
This app offers a secure and convenient way to log in and sign documents for online banking. It supports biometric authentication like fingerprint or facial recognition, or a custom PIN code for enhanced security and ease of use.
- Secure login and document signing
- Biometric authentication (fingerprint, face recognition)
- Custom PIN code option
- More secure than SMS keys
- Works offline and abroad
- Convenient and user-friendly
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Mobilná aplikácia mToken predstavuje najbezpečnejší a najkomfortnejší spôsob prihlasovania a podpisovania v Georgeovi či v Business24. Na jeho používanie vám stačí odtlačok prsta či nasnímanie tváre, prípadne môžete používať svoj vlastný PIN kód. Sami si zvolíte, aký spôsob vám vyhovuje najviac. Prečo je dobré mať ho v mobile? • je ešte bezpečnejší ako SMS kľúč, • je prehľadný, • je komfortný – stačí priložiť prst, zosnímať tvár, prípadne zadať 6-miestny PIN kód, • funguje vždy a všade – aj tam, kde vám SMS-ka nepríde alebo môže prísť oneskorene, napríklad na miestach bez mobilného signálu či v zahraničí. Dokonca aj tam, kde nie je dátové pripojenie, • SMS kľúč máte stále k dispozícii a môžete ho používať. Čo potrebujete k aktivácii mToken-u? Je to jednoduché. Stačí vám prihlásiť sa do aplikácie svojími prihlasovacími údajmi - prihlasovacie meno a heslom ktoré používate v George / Business24 a potvrdiť aktiváciu SMS kľúčom.
CSOB SmartToken
This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.
- Electronic transaction signing
- Digital banking login
- Biometric activation
- Cross-device activation transfer
- Optional permission grants
- Offline functionality after activation
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ČSOB SmartToken is a secure mobile application for ČSOB clients, used for electronic signing and logging into ČSOB digital banking services. Before first use, the app must be activated. App will automatically suggest the most suitable activation method for you — such as facial biometric verification, transferring activation from another device, or verifying your identity through the ČSOB Contact Center. The app may request certain permissions. All permissions are optional, but granting them can make activation and overall usage more convenient. An internet connection is required for activation. After activation, ČSOB SmartToken can work offline, although the best experience is achieved online.
Screenshots
Verdict
The clearest difference is rating: CSOB SmartToken at 4.8 against SLSP mToken's 1.0. CSOB SmartToken also leads on ratings volume (119 vs 1) and iOS requirement (14.0 vs 16.0). SLSP mToken's advantage is review sentiment (12% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CSOB SmartToken holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: CSOB SmartToken has 119 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 12% of SLSP mToken's written reviews are positive against 0% of CSOB SmartToken's, so the app with the better star average is not the one people write more warmly about.
SLSP mToken ships an update every 2 months, CSOB SmartToken every 6 weeks. The most recent releases landed on September 17, 2026 and September 18, 2026 respectively.
| Parameter | SLSP mToken | CSOB SmartToken |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.8 (119 ratings) — better |
| Positive reviews | 11.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 1 | 119 — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 44 MB |
| Age rating | 17+ | 9+ |
| Developer | Slovenska sporitelna, a.s. | Ceskoslovenska obchodna banka, a.s. |
Customer experience
SLSP mToken
CSOB SmartToken
In-app purchases
SLSP mToken
No in-app purchases
CSOB SmartToken
No in-app purchases
