SLSP mToken vs CSOB SmartToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SLSP mToken
This app offers a secure and convenient way to log in and sign documents for online banking. It supports biometric authentication like fingerprint or facial recognition, or a custom PIN code for enhanced security and ease of use.
- Secure login and document signing
- Biometric authentication (fingerprint, face recognition)
- Custom PIN code option
- More secure than SMS keys
- Works offline and abroad
- Convenient and user-friendly
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Mobilná aplikácia mToken predstavuje najbezpečnejší a najkomfortnejší spôsob prihlasovania a podpisovania v Georgeovi či v Business24. Na jeho používanie vám stačí odtlačok prsta či nasnímanie tváre, prípadne môžete používať svoj vlastný PIN kód. Sami si zvolíte, aký spôsob vám vyhovuje najviac. Prečo je dobré mať ho v mobile? • je ešte bezpečnejší ako SMS kľúč, • je prehľadný, • je komfortný – stačí priložiť prst, zosnímať tvár, prípadne zadať 6-miestny PIN kód, • funguje vždy a všade – aj tam, kde vám SMS-ka nepríde alebo môže prísť oneskorene, napríklad na miestach bez mobilného signálu či v zahraničí. Dokonca aj tam, kde nie je dátové pripojenie, • SMS kľúč máte stále k dispozícii a môžete ho používať. Čo potrebujete k aktivácii mToken-u? Je to jednoduché. Stačí vám prihlásiť sa do aplikácie svojími prihlasovacími údajmi - prihlasovacie meno a heslom ktoré používate v George / Business24 a potvrdiť aktiváciu SMS kľúčom.
CSOB SmartToken
Securely log in and authorize transactions for digital banking services. Confirm payments, access electronic banking, and authorize online card payments. Works offline after activation, offering multiple secure activation methods.
- Secure login to digital banking
- Confirm payments and operations
- Authorize online card payments (3D Secure)
- Offline functionality
- Multiple secure activation methods
- Biometric authentication support
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At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services. With the application, you can easily and securely: • confirm payments and other active operations • log in to electronic banking • authorize online card payments (3D Secure) • activate the ČSOB SmartBanking application After activation, the application also works offline, without an internet connection – depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code. After installation, the app will guide you through the activation in just a few steps. You can choose from several modern and secure activation methods: • activation using an identity document • identity verification using facial biometrics • transfer of activation from an old device to a new one via QR code • activation via the ČSOB info line For new clients, the process is even simpler – thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification. For security reasons, this application is not supported on unofficially modified operating systems and devices. Biometric authentication is supported only on selected devices and for selected types of transactions. ©2020 CSOB Slovakia
Screenshots
Verdict
The clearest difference is rating: CSOB SmartToken at 4.8 against SLSP mToken's 1.0. CSOB SmartToken also leads on ratings volume (124 vs 1) and review sentiment (22% vs 12%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CSOB SmartToken holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: CSOB SmartToken has 124 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 12% of SLSP mToken's written reviews are positive against 22% of CSOB SmartToken's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.
| Parameter | SLSP mToken | CSOB SmartToken |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.8 (124 ratings) — better |
| Positive reviews | 11.8% of reviews | 22.2% of reviews — better |
| Number of ratings | 1 | 124 — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 46 MB |
| Age rating | 17+ | 9+ |
| Developer | Slovenska sporitelna, a.s. | Československá obchodná banka |
Customer experience
SLSP mToken
CSOB SmartToken
In-app purchases
SLSP mToken
No in-app purchases
CSOB SmartToken
No in-app purchases
Questions
Is SLSP mToken free?
Is CSOB SmartToken free?
Which has better reviews, SLSP mToken or CSOB SmartToken?
Do SLSP mToken or CSOB SmartToken have ads?
Which is updated more often, SLSP mToken or CSOB SmartToken?
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