Comparison

Tatra banka vs SLSP mToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tatra banka

Manage your finances entirely online, from opening accounts and taking out loans to tracking expenses and making payments. Access your banking information and perform transactions anytime, anywhere, with features like mobile ATM withdrawals and smart watch integration.

Highlights
  • Online account and loan opening
  • Mobile ATM cash withdrawal
  • Account and loan overview
  • Payment card management
  • Expense prediction and categorization
  • Mobile payments
  • Chatbot customer support
Features
Read full description

With Tatra banka app you are the first in Slovakia to: - open a current account, student, self employed or business account completely online, - take a loan online within a few minutes even if you are not yet our client, - manage your finances anywhere, anytime. The bank app is for mobile devices with iOS 16.0 or higher and available also on smart watch. Top functionalities of Tatra banka application: 1. Online current, self employed and business account opening and digital lending* with secure Face biometrics technology 2. Cash withdrawal from Tatra banka ATMs by mobile 3. Overview of accounts and loans - View balances and movements, ability to respond to received payment, optional overdraft report, monthly statement in PDF 4. Payment card management - Set daily limits on a debit or credit card as needed, blocking the card, displaying a PIN code, one-time card number 5. MaFin finance management - prediction of expenses and balance for the selected period, categorization of expenses, setting goals, monitoring assets and liabilities 6. Online opening of Investment savings in Mutual funds 7. Payment order, invoice and IBAN scanner, standing order management and SEPA direct debit 8. Push notifications about account and credit card movements 9. Map of branches and ATMs, exchange rates, contacts 10. Activating VIAMO payments to phone number 11. Customer support via chatbot Adam – in the app Adam will help with changing the contact data, card limits, display the card PIN code, set up b-mail for a credit card 12. Lite version of the application for easier and more intuitive access to account information, cards, savings or loans. The Lite version is an ideal solution for students, young people as well as all users who want to orient themselves faster in the complex world of finance 13. Display of balance and last movements on the smart watches. As a Tatra banka client you have a unique opportunity to use mobile payments via Apple Pay. If you have any questions, ideas or need to solve a specific problem, please contact us: - via e-mail address iphone@tatrabanka.sk or - through contacts on the Tatra banka website www.tatrabanka.sk/en/about-bank/contacts/. *in this process, the app receives a device identifier for the purpose of displaying offers and information about the bank's products in third-party applications on that device. You can turn off this identifier in your phone's settings. For more information, see www.tatrabanka.sk/privacy_policy.

About

SLSP mToken

This app offers a secure and convenient way to log in and sign documents for online banking. It supports biometric authentication like fingerprint or facial recognition, or a custom PIN code for enhanced security and ease of use.

Highlights
  • Secure login and document signing
  • Biometric authentication (fingerprint, face recognition)
  • Custom PIN code option
  • More secure than SMS keys
  • Works offline and abroad
  • Convenient and user-friendly
Read full description

Mobilná aplikácia mToken predstavuje najbezpečnejší a najkomfortnejší spôsob prihlasovania a podpisovania v Georgeovi či v Business24. Na jeho používanie vám stačí odtlačok prsta či nasnímanie tváre, prípadne môžete používať svoj vlastný PIN kód. Sami si zvolíte, aký spôsob vám vyhovuje najviac. Prečo je dobré mať ho v mobile? • je ešte bezpečnejší ako SMS kľúč, • je prehľadný, • je komfortný – stačí priložiť prst, zosnímať tvár, prípadne zadať 6-miestny PIN kód, • funguje vždy a všade – aj tam, kde vám SMS-ka nepríde alebo môže prísť oneskorene, napríklad na miestach bez mobilného signálu či v zahraničí. Dokonca aj tam, kde nie je dátové pripojenie, • SMS kľúč máte stále k dispozícii a môžete ho používať.   Čo potrebujete k aktivácii mToken-u? Je to jednoduché. Stačí vám prihlásiť sa do aplikácie svojími prihlasovacími údajmi - prihlasovacie meno a heslom ktoré používate v George / Business24 a potvrdiť aktiváciu SMS kľúčom.

Screenshots

Tatra banka4 screens
SLSP mToken3 screens

Verdict

The call

The clearest difference is rating: Tatra banka at 4.8 against SLSP mToken's 1.0. Tatra banka also leads on review sentiment (52% vs 12%) and ratings volume (282 vs 1). SLSP mToken's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tatra banka holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Tatra banka has 282 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 52% of Tatra banka's written reviews are positive against 12% of SLSP mToken's.

UpkeepUpdate frequency

Tatra banka ships an update monthly, SLSP mToken every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Tatra banka versus SLSP mToken: the parameters behind the verdict, then further details
ParameterTatra bankaSLSP mToken
PriceFreeFree
Rating4.8 (282 ratings) — better1.0 (1 ratings)
Positive reviews52.1% of reviews — better11.8% of reviews
Number of ratings282 — better1
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size330 MB12 MB
Age rating12+17+
DeveloperTatra banka, a.s.Slovenska sporitelna, a.s.

Customer experience

Tatra banka

All ratings282 ratings
Positive96.5%
Neutral1.4%
Negative2.1%
Written reviews48 reviews
Positive52.1%
Neutral12.5%
Negative35.4%

SLSP mToken

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews51 reviews
Positive11.8%
Neutral5.9%
Negative82.4%

Bugs and requests

Tatra banka

Reported bugs

7 issues
  • Application only works with black background
  • App resets after update
  • Spending report broken after last update
  • Connection validation tool issues
  • App crashes on iPhone 4s after update
Show 2 more
  • Incompatible with iOS 5.0
  • Requires physical card reader for login

Requested features

9 requests
  • Support for Dynamic Type
  • More language options
  • Feature to favorite contacts
  • Ability to load QR code from photo album
  • Face ID/Touch ID login
Show 4 more
  • Apple Pay support
  • Native iPad version
  • SMS notifications
  • Improved connection validation tool

SLSP mToken

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Tatra banka

No in-app purchases

None

SLSP mToken

No in-app purchases

Questions

Is Tatra banka free?
Tatra banka is free to download, with no in-app purchases.
Is SLSP mToken free?
SLSP mToken is free to download, with no in-app purchases.
Which has better reviews, Tatra banka or SLSP mToken?
Tatra banka is rated higher. Tatra banka averages 4.8 out of 5 from 282 ratings, while SLSP mToken averages 1.0 from 1 ratings.
Do Tatra banka or SLSP mToken have ads?
Neither Tatra banka nor SLSP mToken shows ads.
Which is updated more often, Tatra banka or SLSP mToken?
Tatra banka ships an update monthly, and SLSP mToken every 2 months. Most recently, Tatra banka was updated on October 23, 2026 and SLSP mToken on October 24, 2026.

Other comparisons