Tatra banka vs CSOB SmartBanking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tatra banka
Manage your finances entirely online, from opening accounts and taking out loans to tracking expenses and making payments. Access your banking information and perform transactions anytime, anywhere, with features like mobile ATM withdrawals and smart watch integration.
- Online account and loan opening
- Mobile ATM cash withdrawal
- Account and loan overview
- Payment card management
- Expense prediction and categorization
- Mobile payments
- Chatbot customer support
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With Tatra banka app you are the first in Slovakia to: - open a current account, student, self employed or business account completely online, - take a loan online within a few minutes even if you are not yet our client, - manage your finances anywhere, anytime. The bank app is for mobile devices with iOS 16.0 or higher and available also on smart watch. Top functionalities of Tatra banka application: 1. Online current, self employed and business account opening and digital lending* with secure Face biometrics technology 2. Cash withdrawal from Tatra banka ATMs by mobile 3. Overview of accounts and loans - View balances and movements, ability to respond to received payment, optional overdraft report, monthly statement in PDF 4. Payment card management - Set daily limits on a debit or credit card as needed, blocking the card, displaying a PIN code, one-time card number 5. MaFin finance management - prediction of expenses and balance for the selected period, categorization of expenses, setting goals, monitoring assets and liabilities 6. Online opening of Investment savings in Mutual funds 7. Payment order, invoice and IBAN scanner, standing order management and SEPA direct debit 8. Push notifications about account and credit card movements 9. Map of branches and ATMs, exchange rates, contacts 10. Activating VIAMO payments to phone number 11. Customer support via chatbot Adam – in the app Adam will help with changing the contact data, card limits, display the card PIN code, set up b-mail for a credit card 12. Lite version of the application for easier and more intuitive access to account information, cards, savings or loans. The Lite version is an ideal solution for students, young people as well as all users who want to orient themselves faster in the complex world of finance 13. Display of balance and last movements on the smart watches. As a Tatra banka client you have a unique opportunity to use mobile payments via Apple Pay. If you have any questions, ideas or need to solve a specific problem, please contact us: - via e-mail address iphone@tatrabanka.sk or - through contacts on the Tatra banka website www.tatrabanka.sk/en/about-bank/contacts/. *in this process, the app receives a device identifier for the purpose of displaying offers and information about the bank's products in third-party applications on that device. You can turn off this identifier in your phone's settings. For more information, see www.tatrabanka.sk/privacy_policy.
CSOB SmartBanking
Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.
- Secure login with PIN
- Account management
- Public banking information access
- Multi-language support
- App deactivation and parameter changes
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App offers a convenient way of controlling finances and additional services. We are ČSOB and we bring you the ČSOB SmartBanking application, which is the gateway to the smart world. You will find the solutions that we ourselves, as clients, expect from a bank – understandable, safe and comfortable. Our app offers a number of functions for comfortable and secure financial management – from payments, to the possibility of setting up an investment in it in a few clicks or applying for a loan. But you will also find what you would not expect from a bank in the ČSOB SmartBanking app. For example, you can set up insurance through it, buy a ticket for public transport or parking, or save all important information about your car. Yes, we know that this goes beyond the boundaries of banking as we know it. But we want your every day to be smart. Have you become our client or just changed your smartphone and want to activate our ČSOB SmartBanking app? It's easy and you can activate it in a few minutes: 1. Prepare your IPPID and PIN. These are the same as those you use to log in to MojaČSOB internet banking. 2. After entering them into the application, confirm activation via the ČSOB SmartToken app, which you also need. 3. When using the application in the future, only your PIN or biometrics will be sufficient. You can change your PIN at any time in the app or via MojaČSOB internetbanking. 4. You can customize the application and its parameters as you need in the Settings section. Are you interested in our application and are not yet a ČSOB client? Download it and try out its functions in the public section, which is also available without logging in. If you have any questions, this SmartBanking - ČSOB subpage can help you with the answers, and our colleagues are also available at +421259668844 or info@csob.sk. ©2011 ČSOB Slovensko
Screenshots
Verdict
Tatra banka and CSOB SmartBanking are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Tatra banka against 4.8 for CSOB SmartBanking. Both are backed by a comparable volume of ratings — 282 and 409 respectively. Written reviews are what separate them: 52% of Tatra banka's written reviews are positive against 60% of CSOB SmartBanking's.
Tatra banka ships an update monthly, CSOB SmartBanking every 6 weeks. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.
| Parameter | Tatra banka | CSOB SmartBanking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (282 ratings) | 4.8 (409 ratings) |
| Positive reviews | 52.1% of reviews | 60.0% of reviews — better |
| Number of ratings | 282 | 409 — better |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 330 MB | 181 MB |
| Age rating | 12+ | 4+ |
| Developer | Tatra banka, a.s. | Československá obchodná banka |
Customer experience
Tatra banka
CSOB SmartBanking
User reviews
Tatra banka
From 282 App Store ratingsWhat we love
- 👍 Easy to use and clear interface
- 🚀 Fast and reliable performance
- 💡 Innovative features like QR code scanning
- 😊 Great customer support
- 🌍 Works well abroad
Room to improve
- 🐛 Search history limited to 3 months
- 🐛 Inconsistent Dynamic Type support
- 🐛 Unreadable with black background
- 🐛 App resets after update
- 🐛 ATM withdrawal hidden
CSOB SmartBanking
From 409 App Store ratingsWhat we love
- 👍 Easy to use and understand
- 🚀 Fast and efficient
- 🔒 Simple and safe
- 👍 Easier to navigate than website
- 👍 More information in English
Room to improve
- 🤔 Confusing to log on
- 🤔 App name not intuitive for search
- 🤔 Not very intuitive to use
- 🤔 No English language option
- 🐛 Interface is garbage
Bugs and requests
Tatra banka
Reported bugs
7 issues- Application only works with black background
- App resets after update
- Spending report broken after last update
- Connection validation tool issues
- App crashes on iPhone 4s after update
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- Incompatible with iOS 5.0
- Requires physical card reader for login
Requested features
9 requests- Support for Dynamic Type
- More language options
- Feature to favorite contacts
- Ability to load QR code from photo album
- Face ID/Touch ID login
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- Apple Pay support
- Native iPad version
- SMS notifications
- Improved connection validation tool
CSOB SmartBanking
Reported bugs
5 issues- Confusing to log on
- Entering details multiple times between apps
- App name not intuitive for search
- Crashing on iPhone X
- Smart scanner not always working
Requested features
7 requests- Combine banking and token in one app
- Add CSOB to Apple Pay
- More language options
- Internationalized language, at least English
- Major update with new features
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- Smart scanner to work reliably
- Option to send payment to predefined recipient
In-app purchases
Tatra banka
No in-app purchases
CSOB SmartBanking
No in-app purchases
Questions
Is Tatra banka free?
Is CSOB SmartBanking free?
Which has better reviews, Tatra banka or CSOB SmartBanking?
Do Tatra banka or CSOB SmartBanking have ads?
Which is updated more often, Tatra banka or CSOB SmartBanking?
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