Tatra banka vs CSOB SmartToken

With Tatra banka app you are the first in Slovakia to: - open a current account, student, self employed or business account completely online, - take a loan online within a few minutes even if you are not yet our client, - manage your finances anywhere, anytime. The bank app is for mobile devices with iOS 16.0 or higher and available also on smart watch. Top functionalities of Tatra banka application: 1. Online current, self employed and business account opening and digital lending* with secure Face biometrics technology 2. Cash withdrawal from Tatra banka ATMs by mobile 3. Overview of accounts and loans - View balances and movements, ability to respond to received payment, optional overdraft report, monthly statement in PDF 4. Payment card management - Set daily limits on a debit or credit card as needed, blocking the card, displaying a PIN code, one-time card number 5. MaFin finance management - prediction of expenses and balance for the selected period, categorization of expenses, setting goals, monitoring assets and liabilities 6. Online opening of Investment savings in Mutual funds 7. Payment order, invoice and IBAN scanner, standing order management and SEPA direct debit 8. Push notifications about account and credit card movements 9. Map of branches and ATMs, exchange rates, contacts 10. Activating VIAMO payments to phone number 11. Customer support via chatbot Adam – in the app Adam will help with changing the contact data, card limits, display the card PIN code, set up b-mail for a credit card 12. Lite version of the application for easier and more intuitive access to account information, cards, savings or loans. The Lite version is an ideal solution for students, young people as well as all users who want to orient themselves faster in the complex world of finance 13. Display of balance and last movements on the smart watches. As a Tatra banka client you have a unique opportunity to use mobile payments via Apple Pay. If you have any questions, ideas or need to solve a specific problem, please contact us: - via e-mail address iphone@tatrabanka.sk or - through contacts on the Tatra banka website www.tatrabanka.sk/en/about-bank/contacts/. *in this process, the app receives a device identifier for the purpose of displaying offers and information about the bank's products in third-party applications on that device. You can turn off this identifier in your phone's settings. For more information, see www.tatrabanka.sk/privacy_policy.

ČSOB SmartToken is a secure mobile application for ČSOB clients, used for electronic signing and logging into ČSOB digital banking services. Before first use, the app must be activated. App will automatically suggest the most suitable activation method for you — such as facial biometric verification, transferring activation from another device, or verifying your identity through the ČSOB Contact Center. The app may request certain permissions. All permissions are optional, but granting them can make activation and overall usage more convenient. An internet connection is required for activation. After activation, ČSOB SmartToken can work offline, although the best experience is achieved online.