Comparison

Tatra banka vs VÚB Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tatra banka

Manage your finances entirely online, from opening accounts and taking out loans to tracking expenses and making payments. Access your banking information and perform transactions anytime, anywhere, with features like mobile ATM withdrawals and smart watch integration.

Highlights
  • Online account and loan opening
  • Mobile ATM cash withdrawal
  • Account and loan overview
  • Payment card management
  • Expense prediction and categorization
  • Mobile payments
  • Chatbot customer support
Features
Read full description

With Tatra banka app you are the first in Slovakia to: - open a current account, student, self employed or business account completely online, - take a loan online within a few minutes even if you are not yet our client, - manage your finances anywhere, anytime. The bank app is for mobile devices with iOS 16.0 or higher and available also on smart watch. Top functionalities of Tatra banka application: 1. Online current, self employed and business account opening and digital lending* with secure Face biometrics technology 2. Cash withdrawal from Tatra banka ATMs by mobile 3. Overview of accounts and loans - View balances and movements, ability to respond to received payment, optional overdraft report, monthly statement in PDF 4. Payment card management - Set daily limits on a debit or credit card as needed, blocking the card, displaying a PIN code, one-time card number 5. MaFin finance management - prediction of expenses and balance for the selected period, categorization of expenses, setting goals, monitoring assets and liabilities 6. Online opening of Investment savings in Mutual funds 7. Payment order, invoice and IBAN scanner, standing order management and SEPA direct debit 8. Push notifications about account and credit card movements 9. Map of branches and ATMs, exchange rates, contacts 10. Activating VIAMO payments to phone number 11. Customer support via chatbot Adam – in the app Adam will help with changing the contact data, card limits, display the card PIN code, set up b-mail for a credit card 12. Lite version of the application for easier and more intuitive access to account information, cards, savings or loans. The Lite version is an ideal solution for students, young people as well as all users who want to orient themselves faster in the complex world of finance 13. Display of balance and last movements on the smart watches. As a Tatra banka client you have a unique opportunity to use mobile payments via Apple Pay. If you have any questions, ideas or need to solve a specific problem, please contact us: - via e-mail address iphone@tatrabanka.sk or - through contacts on the Tatra banka website www.tatrabanka.sk/en/about-bank/contacts/. *in this process, the app receives a device identifier for the purpose of displaying offers and information about the bank's products in third-party applications on that device. You can turn off this identifier in your phone's settings. For more information, see www.tatrabanka.sk/privacy_policy.

About

VÚB Banking

Securely manage your finances, cards, and loans with this banking app. Features include cardless ATM withdrawals, secure digital code authorization, and instant SEPA payments. Personalize your banking experience with an intuitive interface.

Highlights
  • Cardless ATM withdrawals
  • Secure digital code login
  • Multi-client login on one device
  • Instant SEPA payments
  • Customizable interface
Features
Read full description

This application is available for clients approached by bank. New VÚB Banking application brings secure and clear access to your complete finances, cards and loans. The application brings many novelties, such as more secure login using a digital code, the possibility of logging in multiple clients on one device, or even easier withdrawals from an ATM. In addition, the application is clear and intuitive, with the possibility of adapting it to your own needs. Most popular features: #withCASH - possibility to withdraw money from an ATM without the need of a plastic card #withKEY - safest way to authorize transactions with one time use digital code SEPA instant payments - online payments to selected banks in Slovakia

Screenshots

Tatra banka4 screens
VÚB Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Tatra banka at 52% against VÚB Banking's 2%. Tatra banka also leads on rating (4.8 vs 3.0) and ratings volume (277 vs 44). VÚB Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tatra banka holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Tatra banka has 277 ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 52% of Tatra banka's written reviews are positive against 2% of VÚB Banking's.

UpkeepUpdate frequency

Tatra banka ships an update monthly, VÚB Banking every 6 weeks. The most recent releases landed on September 23, 2026 and September 14, 2026 respectively.

Scorecard5 real differences · 5 level
Tatra banka versus VÚB Banking: the parameters behind the verdict, then further details
ParameterTatra bankaVÚB Banking
PriceFreeFree
Rating4.8 (277 ratings) — better3.0 (44 ratings)
Positive reviews52.1% of reviews — better2.2% of reviews
Number of ratings277 — better44
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size324 MB216 MB
Age rating12+4+
DeveloperTatra banka, a.s.Vseobecna uverova banka, a.s.

Customer experience

Tatra banka

All ratings277 ratings
Positive96.4%
Neutral1.4%
Negative2.2%
Written reviews48 reviews
Positive52.1%
Neutral12.5%
Negative35.4%

VÚB Banking

All ratings33 ratings
Positive42.4%
Neutral6.1%
Negative51.5%
Written reviews89 reviews
Positive2.2%
Neutral6.7%
Negative91.0%

User reviews

Tatra banka

From 277 App Store ratings

What we love

  • 👍 Easy to use and clear interface
  • 🚀 Fast and reliable performance
  • 💡 Innovative features like QR code scanning
  • 😊 Great customer support
  • 🌍 Works well abroad

Room to improve

  • 🐛 Search history limited to 3 months
  • 🐛 Inconsistent Dynamic Type support
  • 🐛 Unreadable with black background
  • 🐛 App resets after update
  • 🐛 ATM withdrawal hidden

VÚB Banking

From 44 App Store ratings

What we love

  • 🎨 Modern visual design and interface refresh
  • 🔒 Enhanced security features (6-digit PIN, card locking)
  • ⚡ Quick payment notifications
  • 📱 Responsive design for mobile devices

Room to improve

  • 🐢 Extremely slow performance and loading times
  • 🗺️ Confusing and chaotic navigation
  • 📉 Significant loss of features from previous app
  • 🔄 Unreliable transaction history and delayed updates
  • ❌ Missing business account support

Bugs and requests

Tatra banka

Reported bugs

7 issues
  • Application only works with black background
  • App resets after update
  • Spending report broken after last update
  • Connection validation tool issues
  • App crashes on iPhone 4s after update
Show 2 more
  • Incompatible with iOS 5.0
  • Requires physical card reader for login

Requested features

9 requests
  • Support for Dynamic Type
  • More language options
  • Feature to favorite contacts
  • Ability to load QR code from photo album
  • Face ID/Touch ID login
Show 4 more
  • Apple Pay support
  • Native iPad version
  • SMS notifications
  • Improved connection validation tool

VÚB Banking

Reported bugs

18 issues
  • App crashes on startup and during transactions
  • Notifications arrive hours late or multiple times
  • Payments not showing in real-time or for days
  • Cannot change ATM withdrawal limits
  • Push notifications still route to old app
Show 13 more
  • Cannot activate on multiple devices
  • QR code scanning fails frequently
  • App freezes and requires reactivation
  • Account reactivation doesn't work properly
  • Cannot copy account numbers easily
  • Credit card payment shows 0 amount
  • Floating panel covers half the screen
  • Filters don't work properly
  • Camera access prompt appears repeatedly
  • Data migration from old app incomplete
  • Payment confirmation notifications unreliable
  • Cannot pair with internet banking
  • Hamburger menu navigation issues on iOS

Requested features

18 requests
  • Dark mode option
  • Pending/planned transactions overview in one place
  • Quick access payment button on home screen
  • Account balance display on main screen
  • Batch notification management
Show 13 more
  • Multi-device support
  • Business account integration
  • Ability to change payment limits in app
  • Personalized account naming
  • Transaction balance display at point of payment
  • Viamo quick money sending feature
  • Card statistics and details in unified view
  • Lazy loading and caching for performance
  • Automatic login option
  • Better IBAN/account number copying
  • English language support
  • Investment portfolio visibility
  • Standing order monthly summary

In-app purchases

None

Tatra banka

No in-app purchases

None

VÚB Banking

No in-app purchases

Questions

Is Tatra banka free?
Tatra banka is free to download, with no in-app purchases.
Is VÚB Banking free?
VÚB Banking is free to download, with no in-app purchases.
Which has better reviews, Tatra banka or VÚB Banking?
Tatra banka is rated higher. Tatra banka averages 4.8 out of 5 from 277 ratings, while VÚB Banking averages 3.0 from 44 ratings.
Do Tatra banka or VÚB Banking have ads?
Neither Tatra banka nor VÚB Banking shows ads.
Which is updated more often, Tatra banka or VÚB Banking?
Tatra banka ships an update monthly, and VÚB Banking every 6 weeks. Most recently, Tatra banka was updated on September 23, 2026 and VÚB Banking on September 14, 2026.

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