CSOB SmartToken vs VÚB Banking

At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services. With the application, you can easily and securely: • confirm payments and other active operations • log in to electronic banking • authorize online card payments (3D Secure) • activate the ČSOB SmartBanking application After activation, the application also works offline, without an internet connection – depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code. After installation, the app will guide you through the activation in just a few steps. You can choose from several modern and secure activation methods: • activation using an identity document • identity verification using facial biometrics • transfer of activation from an old device to a new one via QR code • activation via the ČSOB info line For new clients, the process is even simpler – thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification. For security reasons, this application is not supported on unofficially modified operating systems and devices. Biometric authentication is supported only on selected devices and for selected types of transactions. ©2020 CSOB Slovakia

This evolution goes far beyond the new look: following Accessibility principles, features have been simplified, new functionalities introduced, and existing ones enhanced. • A unique feature to perform all your payments such as Domestic or Foreign Payments, all in one place; • An improved Cards area to quickly find all the information you are looking for. • Online KYC update: keep your profile information up to date directly in the app. • My Offer: all your personalized offers, campaigns, and eligible products in one place. • Unified Notifications & Messages: stay informed and updated in a single area. • Saving Goals: #withSAVE 2.0, now with goal-based saving. • Improved navigation, refined layouts, and performance upgrades for a more intuitive experience. Explore the new version and enjoy a smoother, smarter way to bank every day.