CSOB SmartBanking vs VÚB Mobile Banking

App offers a convenient way of controlling finances and additional services. We are ČSOB and we bring you the ČSOB SmartBanking application, which is the gateway to the smart world. You will find the solutions that we ourselves, as clients, expect from a bank – understandable, safe and comfortable. Our app offers a number of functions for comfortable and secure financial management – ​​from payments, to the possibility of setting up an investment in it in a few clicks or applying for a loan. But you will also find what you would not expect from a bank in the ČSOB SmartBanking app. For example, you can set up insurance through it, buy a ticket for public transport or parking, or save all important information about your car. Yes, we know that this goes beyond the boundaries of banking as we know it. But we want your every day to be smart. Have you become our client or just changed your smartphone and want to activate our ČSOB SmartBanking app? It's easy and you can activate it in a few minutes: 1. Prepare your IPPID and PIN. These are the same as those you use to log in to MojaČSOB internet banking. 2. After entering them into the application, confirm activation via the ČSOB SmartToken app, which you also need. 3. When using the application in the future, only your PIN or biometrics will be sufficient. You can change your PIN at any time in the app or via MojaČSOB internetbanking. 4. You can customize the application and its parameters as you need in the Settings section. Are you interested in our application and are not yet a ČSOB client? Download it and try out its functions in the public section, which is also available without logging in. If you have any questions, this SmartBanking - ČSOB subpage can help you with the answers, and our colleagues are also available at +421259668844 or info@csob.sk. ©2011 ČSOB Slovensko

VÚB Bank brings you the award-winning VÚB Mobile Banking app, which gives you complete management of your finances and secure access to a number of services that make you no longer have to go to a branch. The app retains clarity and simplicity and you can customize it to suit your needs. Most popular features: • Remote banking – possibility to contact your advisor, upload your documents, sign any necessary documents remotely etc. • Confirmation of online card payments with Mobile PIN or biometrics • Withdrawal from an ATM by mobile phone – the safest form of cash withdrawal without the need for a card and the card PIN • Uploading of invoices in PDF format directly to the mobile app • Authorized calls to our Contact centre from your app – you skip the authorization step and save several minutes of your time • Postal order, IBAN and QR code scanner – you can easily pay invoices without lengthy filling in of data • Biometric login – used by up to 30% of our clients • Mobile payments support – add and manage your cards via the app • Payment sharing – a quick way to share your IBAN or various payments and costs with other people via payment link (Payme) or QR code • Quick balance check on selected account – no log-in needed • Overview of loans and an online loan application • Online credit card loans payments • Card blocking or temporary deactivation/activation in case of loss or theft • Payment to a phone number Other useful features: • Quick access to your selected features • Quick balance for a selected account – account balance info without the need to login • Overview and set up of notifications sent to your phone number, email, or as PUSH messages • Management of standing orders and payment partners • Unlimited payment operations • Possibility to interact with a branch employee • Planned payments – clearly structured into pending payments, standing orders and installments • Daily savings • Change the Internet limit on both debit and credit cards • Credit card PIN display • Change the limit for ATM withdrawals, merchant payments, and the maximum daily limit for debit cards • Online opening of savings accounts and travel insurance purchase • Product statements • Overview of all banking products with the option to request them • Profile picture • Overview of direct debits authorizations • Currency convertor and exchange rate • Map of branches and ATMs • Option to arrange an appointment with your personal bank advisor or banker How do I activate the app? To activate the application, you need to have the Nonstop banking service enabled. On the home screen of the Mobile banking app, click on the "Activation" button. Sign in with the ID number and password you use to log in to Internet banking. You will then receive an SMS with an activation code. Write it into the app and choose your new 4-digit Mobile PIN. If your device supports fingerprint scanning or Face ID, you can also activate this sign-in method. How much will you pay for this service? The Mobile banking app is free and does not contain any paid services. Fees for operations carried out through Mobile banking are subject to a valid price list of VÚB Bank. If you don’t have the Nonstop banking service, or in case of any other questions, please contact us: • via service KONTAKT at 0850 123 000 within Slovakia or at +421 2 4855 59 70 from abroad • by e-mail at kontakt@vub.sk