Comparison

Čítačka vs VÚB Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Čítačka

This app generates secure codes for Tatra banka clients to log in, activate, and authorize transactions in electronic banking. It offers secure, card-and-reader equivalent authentication with multiple activation methods and convenient login options.

Highlights
  • Secure code generation for login
  • Transaction authorization
  • Facial biometric activation
  • Fingerprint login option
  • Offline usage after activation
  • Internet banking integration
Features
Read full description

The Reader application is intended for Tatra banka clients who have activated the Internet bankingTB service and serves to generate codes for logging in, activating or authorizing transactions in Tatra banka's electronic channels. The reader is equivalent to the standard Card and Reader authorization and authentication tool, and is equally secure. The reader can be activated - Directly in the application - using facial biometrics. For activation, you need PID - personal identification number, a valid Slovak ID card, an SMS code sent during activation to your profile phone number, and a scan of your face. - In person at the branch - By phone During activation, the Reader prompts the user to set a login password, the expiration time of which depends on its complexity, and to set a fingerprint for more convenient login. The Reader requires an Internet connection for activation and updating. Subsequently, it can also be used offline. Complete information as well as the terms of use of the Reader can be found at www.tatrabanka.sk. The current version of the Reader application is available for devices with the iOS 15 and higher operating system.

About

VÚB Mobile Banking

Manage your finances and access banking services remotely with this comprehensive mobile banking application. Perform transactions, confirm payments, and manage your accounts securely from your device, eliminating the need for branch visits.

Highlights
  • Remote banking with advisor contact
  • Secure online payment confirmation
  • Cardless ATM withdrawals
  • Invoice uploading and scanning
  • Biometric login and mobile payments
  • Payment sharing and quick balance checks
  • Loan applications and management
Features
Read full description

VÚB Bank brings you the award-winning VÚB Mobile Banking app, which gives you complete management of your finances and secure access to a number of services that make you no longer have to go to a branch. The app retains clarity and simplicity and you can customize it to suit your needs. Most popular features: • Remote banking – possibility to contact your advisor, upload your documents, sign any necessary documents remotely etc. • Confirmation of online card payments with Mobile PIN or biometrics • Withdrawal from an ATM by mobile phone – the safest form of cash withdrawal without the need for a card and the card PIN • Uploading of invoices in PDF format directly to the mobile app • Authorized calls to our Contact centre from your app – you skip the authorization step and save several minutes of your time • Postal order, IBAN and QR code scanner – you can easily pay invoices without lengthy filling in of data • Biometric login – used by up to 30% of our clients • Mobile payments support – add and manage your cards via the app • Payment sharing – a quick way to share your IBAN or various payments and costs with other people via payment link (Payme) or QR code • Quick balance check on selected account – no log-in needed • Overview of loans and an online loan application • Online credit card loans payments • Card blocking or temporary deactivation/activation in case of loss or theft • Payment to a phone number Other useful features: • Quick access to your selected features • Quick balance for a selected account – account balance info without the need to login • Overview and set up of notifications sent to your phone number, email, or as PUSH messages • Management of standing orders and payment partners • Unlimited payment operations • Possibility to interact with a branch employee • Planned payments – clearly structured into pending payments, standing orders and installments • Daily savings • Change the Internet limit on both debit and credit cards • Credit card PIN display • Change the limit for ATM withdrawals, merchant payments, and the maximum daily limit for debit cards • Online opening of savings accounts and travel insurance purchase • Product statements • Overview of all banking products with the option to request them • Profile picture • Overview of direct debits authorizations • Currency convertor and exchange rate • Map of branches and ATMs • Option to arrange an appointment with your personal bank advisor or banker How do I activate the app? To activate the application, you need to have the Nonstop banking service enabled. On the home screen of the Mobile banking app, click on the "Activation" button. Sign in with the ID number and password you use to log in to Internet banking. You will then receive an SMS with an activation code. Write it into the app and choose your new 4-digit Mobile PIN. If your device supports fingerprint scanning or Face ID, you can also activate this sign-in method. How much will you pay for this service? The Mobile banking app is free and does not contain any paid services. Fees for operations carried out through Mobile banking are subject to a valid price list of VÚB Bank. If you don’t have the Nonstop banking service, or in case of any other questions, please contact us: • via service KONTAKT at 0850 123 000 within Slovakia or at +421 2 4855 59 70 from abroad • by e-mail at kontakt@vub.sk

Screenshots

Čítačka4 screens
VÚB Mobile Banking4 screens

Verdict

The call

The clearest difference is monetization model: Čítačka at free against VÚB Mobile Banking's free with in-app purchases. Čítačka also leads on review sentiment (50% vs 30%). VÚB Mobile Banking's advantage is ratings volume (200 vs 62). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Čítačka against 4.8 for VÚB Mobile Banking. Both are backed by a comparable volume of ratings — 62 and 200 respectively. Written reviews are what separate them: 50% of Čítačka's written reviews are positive against 30% of VÚB Mobile Banking's.

UpkeepUpdate frequency

Čítačka ships an update every 3 months, VÚB Mobile Banking every 6 weeks. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
Čítačka versus VÚB Mobile Banking: the parameters behind the verdict, then further details
ParameterČítačkaVÚB Mobile Banking
PriceFreeFree
Rating4.9 (62 ratings) — better4.8 (200 ratings)
Positive reviews50.0% of reviews — better30.0% of reviews
Number of ratings62200 — better
Update frequencyEvery 3 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size121 MB233 MB
Age rating12+9+
DeveloperTatra banka, a.s.VÚB, a.s.

Customer experience

Čítačka

All ratings60 ratings
Positive98.3%
Neutral0.0%
Negative1.7%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

VÚB Mobile Banking

All ratings198 ratings
Positive94.4%
Neutral1.5%
Negative4.0%
Written reviews100 reviews
Positive30.0%
Neutral8.0%
Negative62.0%

In-app purchases

None

Čítačka

No in-app purchases

None

VÚB Mobile Banking

No in-app purchases

Questions

Is Čítačka free?
Čítačka is free to download, with no in-app purchases.
Is VÚB Mobile Banking free?
VÚB Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Čítačka or VÚB Mobile Banking?
Čítačka is rated higher. Čítačka averages 4.9 out of 5 from 62 ratings, while VÚB Mobile Banking averages 4.8 from 200 ratings.
Do Čítačka or VÚB Mobile Banking have ads?
Neither Čítačka nor VÚB Mobile Banking shows ads.
Which is updated more often, Čítačka or VÚB Mobile Banking?
Čítačka ships an update every 3 months, and VÚB Mobile Banking every 6 weeks. Most recently, Čítačka was updated on October 23, 2026 and VÚB Mobile Banking on October 29, 2026.

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