Manage your finances and access additional services with this banking application. It offers secure and convenient features for payments, investments, loans, insurance, and even public transport tickets. Explore a smart world beyond traditional banking.
Reviews of CSOB SmartBanking are mostly positive: the Finance app is rated 4.8/5 from 413 App Store ratings. What users like most: easy to use and understand, fast and efficient. Top complaints: confusing to log on, app name not intuitive for search. Summarized from real user reviews.
9.28
October 29, 2026
Multiple small improvements and minor bug fixes. Other changes to prepare the app for new functionality.
5 issues
Confusing to log on
Entering details multiple times between apps
7 requests
Combine banking and token in one app
Add CSOB to Apple Pay
To activate CSOB SmartBanking, prepare your IPPID and PIN, which are the same as for MojaČSOB internet banking. You will need to confirm activation via the ČSOB SmartToken app. Future logins will only require your PIN or biometrics.
Yes, the app is designed to be secure, offering understandable and comfortable financial management. It uses your PIN or biometrics for future logins after initial activation via ČSOB SmartToken.
Yes, if you are not yet a ČSOB client, you can download the app and try out its functions in the public section, which is available without logging in.
CSOB SmartBanking is supported on iPhone and iPad devices.
The latest version of CSOB SmartBanking is 9.28, and it was last updated on October 29, 2026. This indicates a regular update schedule.
User reviews highlight that CSOB SmartBanking is easy to use and understand, fast and efficient, simple and safe, and easier to navigate than the website. Users also appreciate the clear and intuitive design.
Some users find logging on confusing and mention that the app name is not intuitive for search. Other cons include a lack of English language option for some users and occasional issues with the smart scanner.
No, CSOB SmartBanking does not contain advertisements. It is a free application focused on providing banking services without ad interruptions.
