CSOB SmartBanking vs SLSP mToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CSOB SmartBanking
Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.
- Secure login with PIN
- Account management
- Public banking information access
- Multi-language support
- App deactivation and parameter changes
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App offers a convenient way of controlling finances and additional services. We are ČSOB and we bring you the ČSOB SmartBanking application, which is the gateway to the smart world. You will find the solutions that we ourselves, as clients, expect from a bank – understandable, safe and comfortable. Our app offers a number of functions for comfortable and secure financial management – from payments, to the possibility of setting up an investment in it in a few clicks or applying for a loan. But you will also find what you would not expect from a bank in the ČSOB SmartBanking app. For example, you can set up insurance through it, buy a ticket for public transport or parking, or save all important information about your car. Yes, we know that this goes beyond the boundaries of banking as we know it. But we want your every day to be smart. Have you become our client or just changed your smartphone and want to activate our ČSOB SmartBanking app? It's easy and you can activate it in a few minutes: 1. Prepare your IPPID and PIN. These are the same as those you use to log in to MojaČSOB internet banking. 2. After entering them into the application, confirm activation via the ČSOB SmartToken app, which you also need. 3. When using the application in the future, only your PIN or biometrics will be sufficient. You can change your PIN at any time in the app or via MojaČSOB internetbanking. 4. You can customize the application and its parameters as you need in the Settings section. Are you interested in our application and are not yet a ČSOB client? Download it and try out its functions in the public section, which is also available without logging in. If you have any questions, this SmartBanking - ČSOB subpage can help you with the answers, and our colleagues are also available at +421259668844 or info@csob.sk. ©2011 ČSOB Slovensko
SLSP mToken
This app offers a secure and convenient way to log in and sign documents for online banking. It supports biometric authentication like fingerprint or facial recognition, or a custom PIN code for enhanced security and ease of use.
- Secure login and document signing
- Biometric authentication (fingerprint, face recognition)
- Custom PIN code option
- More secure than SMS keys
- Works offline and abroad
- Convenient and user-friendly
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Mobilná aplikácia mToken predstavuje najbezpečnejší a najkomfortnejší spôsob prihlasovania a podpisovania v Georgeovi či v Business24. Na jeho používanie vám stačí odtlačok prsta či nasnímanie tváre, prípadne môžete používať svoj vlastný PIN kód. Sami si zvolíte, aký spôsob vám vyhovuje najviac. Prečo je dobré mať ho v mobile? • je ešte bezpečnejší ako SMS kľúč, • je prehľadný, • je komfortný – stačí priložiť prst, zosnímať tvár, prípadne zadať 6-miestny PIN kód, • funguje vždy a všade – aj tam, kde vám SMS-ka nepríde alebo môže prísť oneskorene, napríklad na miestach bez mobilného signálu či v zahraničí. Dokonca aj tam, kde nie je dátové pripojenie, • SMS kľúč máte stále k dispozícii a môžete ho používať. Čo potrebujete k aktivácii mToken-u? Je to jednoduché. Stačí vám prihlásiť sa do aplikácie svojími prihlasovacími údajmi - prihlasovacie meno a heslom ktoré používate v George / Business24 a potvrdiť aktiváciu SMS kľúčom.
Screenshots
Verdict
The clearest difference is review sentiment: CSOB SmartBanking at 60% against SLSP mToken's 12%. CSOB SmartBanking also leads on rating (4.8 vs 1.0) and ratings volume (411 vs 1). SLSP mToken's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CSOB SmartBanking holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: CSOB SmartBanking has 411 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of CSOB SmartBanking's written reviews are positive against 12% of SLSP mToken's.
CSOB SmartBanking ships an update every 6 weeks, SLSP mToken every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | CSOB SmartBanking | SLSP mToken |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (411 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 60.0% of reviews — better | 11.8% of reviews |
| Number of ratings | 411 — better | 1 |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 181 MB | 12 MB |
| Age rating | 4+ | 17+ |
| Developer | Československá obchodná banka | Slovenska sporitelna, a.s. |
Customer experience
CSOB SmartBanking
SLSP mToken
Bugs and requests
CSOB SmartBanking
Reported bugs
5 issues- Confusing to log on
- Entering details multiple times between apps
- App name not intuitive for search
- Crashing on iPhone X
- Smart scanner not always working
Requested features
7 requests- Combine banking and token in one app
- Add CSOB to Apple Pay
- More language options
- Internationalized language, at least English
- Major update with new features
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- Smart scanner to work reliably
- Option to send payment to predefined recipient
SLSP mToken
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CSOB SmartBanking
No in-app purchases
SLSP mToken
No in-app purchases
Questions
Is CSOB SmartBanking free?
Is SLSP mToken free?
Which has better reviews, CSOB SmartBanking or SLSP mToken?
Do CSOB SmartBanking or SLSP mToken have ads?
Which is updated more often, CSOB SmartBanking or SLSP mToken?
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