Comparison

CSOB SmartBanking vs SLSP mToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CSOB SmartBanking

Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.

Highlights
  • Secure login with PIN
  • Account management
  • Public banking information access
  • Multi-language support
  • App deactivation and parameter changes
Features
Read full description

App offers a convenient way of controlling finances and additional services. We are ČSOB and we bring you the ČSOB SmartBanking application, which is the gateway to the smart world. You will find the solutions that we ourselves, as clients, expect from a bank – understandable, safe and comfortable. Our app offers a number of functions for comfortable and secure financial management – ​​from payments, to the possibility of setting up an investment in it in a few clicks or applying for a loan. But you will also find what you would not expect from a bank in the ČSOB SmartBanking app. For example, you can set up insurance through it, buy a ticket for public transport or parking, or save all important information about your car. Yes, we know that this goes beyond the boundaries of banking as we know it. But we want your every day to be smart. Have you become our client or just changed your smartphone and want to activate our ČSOB SmartBanking app? It's easy and you can activate it in a few minutes: 1. Prepare your IPPID and PIN. These are the same as those you use to log in to MojaČSOB internet banking. 2. After entering them into the application, confirm activation via the ČSOB SmartToken app, which you also need. 3. When using the application in the future, only your PIN or biometrics will be sufficient. You can change your PIN at any time in the app or via MojaČSOB internetbanking. 4. You can customize the application and its parameters as you need in the Settings section. Are you interested in our application and are not yet a ČSOB client? Download it and try out its functions in the public section, which is also available without logging in. If you have any questions, this SmartBanking - ČSOB subpage can help you with the answers, and our colleagues are also available at +421259668844 or info@csob.sk. ©2011 ČSOB Slovensko

About

SLSP mToken

This app offers a secure and convenient way to log in and sign documents for online banking. It supports biometric authentication like fingerprint or facial recognition, or a custom PIN code for enhanced security and ease of use.

Highlights
  • Secure login and document signing
  • Biometric authentication (fingerprint, face recognition)
  • Custom PIN code option
  • More secure than SMS keys
  • Works offline and abroad
  • Convenient and user-friendly
Read full description

Mobilná aplikácia mToken predstavuje najbezpečnejší a najkomfortnejší spôsob prihlasovania a podpisovania v Georgeovi či v Business24. Na jeho používanie vám stačí odtlačok prsta či nasnímanie tváre, prípadne môžete používať svoj vlastný PIN kód. Sami si zvolíte, aký spôsob vám vyhovuje najviac. Prečo je dobré mať ho v mobile? • je ešte bezpečnejší ako SMS kľúč, • je prehľadný, • je komfortný – stačí priložiť prst, zosnímať tvár, prípadne zadať 6-miestny PIN kód, • funguje vždy a všade – aj tam, kde vám SMS-ka nepríde alebo môže prísť oneskorene, napríklad na miestach bez mobilného signálu či v zahraničí. Dokonca aj tam, kde nie je dátové pripojenie, • SMS kľúč máte stále k dispozícii a môžete ho používať.   Čo potrebujete k aktivácii mToken-u? Je to jednoduché. Stačí vám prihlásiť sa do aplikácie svojími prihlasovacími údajmi - prihlasovacie meno a heslom ktoré používate v George / Business24 a potvrdiť aktiváciu SMS kľúčom.

Screenshots

CSOB SmartBanking4 screens
SLSP mToken3 screens

Verdict

The call

The clearest difference is review sentiment: CSOB SmartBanking at 60% against SLSP mToken's 12%. CSOB SmartBanking also leads on rating (4.8 vs 1.0) and ratings volume (411 vs 1). SLSP mToken's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CSOB SmartBanking holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: CSOB SmartBanking has 411 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of CSOB SmartBanking's written reviews are positive against 12% of SLSP mToken's.

UpkeepUpdate frequency

CSOB SmartBanking ships an update every 6 weeks, SLSP mToken every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
CSOB SmartBanking versus SLSP mToken: the parameters behind the verdict, then further details
ParameterCSOB SmartBankingSLSP mToken
PriceFreeFree
Rating4.8 (411 ratings) — better1.0 (1 ratings)
Positive reviews60.0% of reviews — better11.8% of reviews
Number of ratings411 — better1
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size181 MB12 MB
Age rating4+17+
DeveloperČeskoslovenská obchodná bankaSlovenska sporitelna, a.s.

Customer experience

CSOB SmartBanking

All ratings409 ratings
Positive96.6%
Neutral0.7%
Negative2.7%
Written reviews20 reviews
Positive60.0%
Neutral15.0%
Negative25.0%

SLSP mToken

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews51 reviews
Positive11.8%
Neutral5.9%
Negative82.4%

Bugs and requests

CSOB SmartBanking

Reported bugs

5 issues
  • Confusing to log on
  • Entering details multiple times between apps
  • App name not intuitive for search
  • Crashing on iPhone X
  • Smart scanner not always working

Requested features

7 requests
  • Combine banking and token in one app
  • Add CSOB to Apple Pay
  • More language options
  • Internationalized language, at least English
  • Major update with new features
Show 2 more
  • Smart scanner to work reliably
  • Option to send payment to predefined recipient

SLSP mToken

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CSOB SmartBanking

No in-app purchases

None

SLSP mToken

No in-app purchases

Questions

Is CSOB SmartBanking free?
CSOB SmartBanking is free to download, with no in-app purchases.
Is SLSP mToken free?
SLSP mToken is free to download, with no in-app purchases.
Which has better reviews, CSOB SmartBanking or SLSP mToken?
CSOB SmartBanking is rated higher. CSOB SmartBanking averages 4.8 out of 5 from 411 ratings, while SLSP mToken averages 1.0 from 1 ratings.
Do CSOB SmartBanking or SLSP mToken have ads?
Neither CSOB SmartBanking nor SLSP mToken shows ads.
Which is updated more often, CSOB SmartBanking or SLSP mToken?
CSOB SmartBanking ships an update every 6 weeks, and SLSP mToken every 2 months. Most recently, CSOB SmartBanking was updated on October 23, 2026 and SLSP mToken on October 24, 2026.

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