小象钱包 vs 马上钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
小象钱包
This app offers quick cash loans with a simple application process using just your ID and phone number. It aims to provide fast financial assistance for emergencies with low interest rates and high approval rates.
- Fast loan disbursement
- Zero-threshold, no collateral
- High loan limits up to ¥30,000
- Low daily interest rates
- Purely online operation
- High approval rate
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小象钱包是一款小额极速贷款平台，为您提供快捷的现金贷款服务，致力于解决应急救急借款需求。凭身份证手机号即可快速借钱。操作简单，利率低。人工智能风控审批，安全又便捷，通过率高，放款速度快，轻松拿钱。 【速度快】-最快3分钟放款，快速借钱放款无压力，手机APP随时随地申请和还款！ 【轻松借】-零门槛无抵押，借钱无需等待！ 【额度高】-有征信有信用卡，信用借款，一次最多可借￥30000，通过率高！ 【利息低】-可按日，按月计息，日息低至0.01% 【易操作】-纯线上操作，随时随地想贷就贷 当天放款，更快拿钱，凭实名手机号立借30000元 简单信息填写：拒绝繁琐，轻松过审！ 实测：放款率>78%，超高成功借款率！
马上钱包
This platform offers online loan applications using just your phone number and identity information. It provides a revolving credit line with a maximum limit of 200,000 yuan, featuring a convenient application process and flexible repayment options.
- Online loan application
- High loan limits up to 200,000 yuan
- Revolving credit line
- Convenient repayment options
- Fast approval process
- Secure funding from licensed institutions
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马上钱包（原安逸花极速版）：凭手机号+身份信息即可在线申请贷款！最高借贷额度20万元！ 【平台介绍】 马上钱包为马上消费公司推出的一款循环额度的贷款产品。用户可以在额度范围内进行分期消费贷款。 马上消费为您提供安全、专业、智能、便捷的分期消费贷款，可自主提现支付，可享免息消费服务（限部分商品）。 【产品特点】 额度高：审批后最高额度20万元 效率高：使用手机号+身份信息即可申请 操作易：借款进度随时查，还款操作很方便 可循环：一次授信，循环使用，有效期5年，年化利率（单利）7.2%-24%。 【资金来源】 贷款资金来源于马上消费金融股份有限公司（持牌消费金融机构）及/或合作金融机构 【联系我们】 官网：www.msxf.com 客服电话：95090 【温馨提示】 贷款额度、放款时间、通过时间以实际审批结果为准 贷款有风险，借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期
Screenshots
Verdict
The clearest difference is rating: 马上钱包 at 4.0 against 小象钱包's 1.0. 小象钱包's advantage is update cadence (every 6 days vs every 2 months) and iOS requirement (8.0 vs 12.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
马上钱包 holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
小象钱包 ships an update every 6 days, 马上钱包 every 2 months. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.
| Parameter | 小象钱包 | 马上钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.0 (2 ratings) — better |
| Positive reviews | — | 15.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 6 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 8.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 28 MB | 63 MB |
| Age rating | 17+ | 17+ |
| Developer | 垦利县和丰小额贷款股份有限公司 | 马上消费金融股份有限公司 |
Customer experience
小象钱包
马上钱包
In-app purchases
小象钱包
No in-app purchases
马上钱包
No in-app purchases
