Comparison

小象钱包 vs 苏宁任性贷

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小象钱包

This app offers quick cash loans with a simple application process using just your ID and phone number. It aims to provide fast financial assistance for emergencies with low interest rates and high approval rates.

Highlights
  • Fast loan disbursement
  • Zero-threshold, no collateral
  • High loan limits up to ¥30,000
  • Low daily interest rates
  • Purely online operation
  • High approval rate
Features
Read full description

小象钱包是一款小额极速贷款平台,为您提供快捷的现金贷款服务,致力于解决应急救急借款需求。凭身份证手机号即可快速借钱。操作简单,利率低。人工智能风控审批,安全又便捷,通过率高,放款速度快,轻松拿钱。  【速度快】-最快3分钟放款,快速借钱放款无压力,手机APP随时随地申请和还款! 【轻松借】-零门槛无抵押,借钱无需等待! 【额度高】-有征信有信用卡,信用借款,一次最多可借¥30000,通过率高! 【利息低】-可按日,按月计息,日息低至0.01% 【易操作】-纯线上操作,随时随地想贷就贷 当天放款,更快拿钱,凭实名手机号立借30000元 简单信息填写:拒绝繁琐,轻松过审! 实测:放款率>78%,超高成功借款率!

About

苏宁任性贷

Features
Read full description

任性贷—星图金融(原苏宁金融)旗下官方信用贷产品,为用户提供方便、快捷、安全的借款服务,资金周转就找任性贷。 产品特点: 1.申请便捷:线上申请,最高额度 20万元,审核快至20秒; 2.息费透明:年化利率7.2%起,借1万元利息一天2元起; 3.灵活借还:支持多种还款方式,最长可分12期慢慢还; 4.安全借款:个人信息全程加密,为您提供全程保护。 限时福利: 1.【新人30天免息】:即日起至2025年12月31日,首次申请开通任性贷的用户,开通成功随机返30天借款优惠券(随机再送5~50元无门槛支付券);每种奖品数量有限,发完即止,具体活动细则以APP内展示为准。 2.【抽5万提额机会】:即日起至2025年12月31日,用户可参与抽奖赢5万元任性贷专属额度(需保证账户开通且正常使用)、2万元任性贷专属额度、7天借款免息券、2%任性贷还款返现券等奖品;每种奖品数量有限,发完即止,具体活动细则以APP内展示为准。 3.【任性贴息天天领券】即日起至2025年12月31日,已开通任性贷的用户可限量抢借款优惠券,其中5折借款优惠券、30天免息券每天限量领取; 5天借款优惠券、7天借款优惠券、15天借款优惠券仅限任性贷开通未使用用户领取;每种奖品数量有限,发完即止,具体活动细则以APP内展示为准。 风险提示:贷款额度、放款时间、通过率等以实际审批为准;贷款有风险,借款需谨慎,请根据个人能力合理贷款。 欢迎微信关注“苏宁任性花”公众号,更多最新福利活动等你来玩。

Screenshots

小象钱包3 screens
苏宁任性贷4 screens

Verdict

The call

The clearest difference is update cadence: 小象钱包 at every 6 days against 苏宁任性贷's every 4 weeks. 小象钱包 also leads on iOS requirement (8.0 vs 11.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

小象钱包 ships an update every 6 days, 苏宁任性贷 every 4 weeks. The most recent releases landed on September 15, 2026 and July 6, 2026 respectively.

Scorecard2 real differences · 7 level
小象钱包 versus 苏宁任性贷: the parameters behind the verdict, then further details
Parameter小象钱包苏宁任性贷
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 6 days — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS8.0 — better11.0
Further details — not scored
Size28 MB89 MB
Age rating17+17+
Developer垦利县和丰小额贷款股份有限公司南京星联数字技术有限公司

In-app purchases

None

小象钱包

No in-app purchases

None

苏宁任性贷

No in-app purchases

Questions

Is 小象钱包 free?
小象钱包 is free to download, with no in-app purchases.
Is 苏宁任性贷 free?
苏宁任性贷 is free to download, with no in-app purchases.
Do 小象钱包 or 苏宁任性贷 have ads?
Neither 小象钱包 nor 苏宁任性贷 shows ads.
Which is updated more often, 小象钱包 or 苏宁任性贷?
小象钱包 ships an update every 6 days, and 苏宁任性贷 every 4 weeks. Most recently, 小象钱包 was updated on September 15, 2026 and 苏宁任性贷 on July 6, 2026.

Other comparisons