Comparison

NBP Digital vs BOK Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBP Digital

Manage your banking needs with this secure and user-friendly smartphone app. Perform fund transfers, pay bills, manage accounts, and locate ATMs. Offers biometric login and OTP security for a convenient and safe banking experience.

Highlights
  • Fund transfers (NBP & IBFT)
  • Utility and government bill payments
  • Mobile top-up
  • Debit card management
  • Account statement access
  • ATM and QR merchant locator
  • Biometric login
Features
Read full description

About this App NBP digital is free, secure and user friendly smartphone app for all your banking needs. NBP account holder (Conventional & Islamic) can get registered for NBP Digital and enjoy all the following exciting features anywhere any time: FUND TRANSFER & PAYMENTS · Funds transfer to NBP account holder. · IBAN payment feature in Fund Transfer (New) · IBFT- Funds transfer to any other bank account holder. · Utility Bill Payment · Mobile Top-Up · Credit Card Bill payment · Government Payments · CNIC Transfer · Contribute to Flood Relief (New) · UPI QR Payments · Generate QR ACCOUNT SERVICES · Debit Card Management (New) · Add Multiple Account · Balance Inquiry (Tap to show balance on home screen) · Check Account Statement (30/60/90 days) · Email Account Statement OTHERS · Search location of the nearest ATM & QR Merchants · Beneficiary Management · Biometric Login (Touch/Face ID) · MPIN Management · Security feature (OTP for Login & Device Binding) · Referral Code (New) NBP DIGITAL REGISTRATION To get yourself registered for NBP Digital App you just need to have: a. CNIC# b. Account/IBAN# c. Registered Mobile# For further details visit NBP website by clicking the link below: NBP Website Link: https://www.nbp.com.pk/digital/index.aspx If you have any query, complaint or feedback regarding NBP Digital you can: • Call us: 021-111-627-627 • Email us at: mobileapp.support@nbp.com.pk Follow us: https://www.facebook.com/NBPTheNationsBank/

About

BOK Digital

Manage your bank accounts, transfer funds, and pay bills with this secure digital banking application. It offers features like instant balance checks, detailed statements, and seamless payment options for utilities and other banks.

Highlights
  • Effortless registration and login
  • Robust security with Two-Factor Authentication
  • Instant balance and account insights
  • Seamless funds transfer and Raast payments
  • Simplified utility and postpaid bill payments
  • Mobile top-ups and beneficiary management
  • Card management and QR code transactions
Features
Read full description

Embark on a revolutionary banking journey with the Bank of Khyber (BoK - Digital) iOS app – your gateway to seamless financial management. Crafted exclusively for BOK customers, our app redefines convenience and sophistication, bringing banking to your fingertips like never before. Unlock the Potential: 1. Effortless Registration: Joining the BOK family is a breeze. Existing customers can swiftly register or sign up, getting them started on their banking voyage in moments. 2. Streamlined Login Experience: Say goodbye to cumbersome login processes. With our app, your first-time login is seamlessly integrated with device registration, ensuring a hassle-free initiation. 3. Robust Security Measures: Your security is paramount. Utilizing Two-Factor Authentication via OTP, we provide peace of mind, safeguarding your transactions and data with industry-leading protocols. 4. Instant Balance Checks: Stay informed with a glance. Effortlessly monitor your account balances anytime, anywhere, putting financial insights at your fingertips. 5. Comprehensive Account Insights: Dive deeper into your finances. Access detailed statements and mini statements with ease, empowering you with unparalleled transparency. 6. Effortless Funds Transfer: Managing your funds has never been simpler. Enjoy hassle-free transfers within BOK accounts, ensuring swift and secure transactions. 7. Seamless Raast Payments: Embrace the future of payments. Our app seamlessly integrates Raast Payments, facilitating instant and efficient transactions for your convenience. 8. Convenient IBFT Services: Bridge the gap effortlessly. Conduct IBFT transfers to other banks seamlessly, expanding your financial reach with just a few taps. 9. Simplified Utility Payments: Bid farewell to bill payment woes. Our UBPS feature streamlines utility bill payments, ensuring a frictionless experience every time. 10. Mobile Top-Ups on the Go: Stay connected effortlessly. Enjoy the convenience of mobile top-ups directly through our app, keeping you connected with loved ones effortlessly. 11. Effortless Beneficiary Management: Manage beneficiaries with ease. Create, review, and update beneficiary information conveniently, putting you in control of your transactions. 12. Hassle-Free Postpaid Bill Settlements: Say goodbye to overdue bills. Our app simplifies postpaid bill payments, ensuring timely settlements without the stress. 13. Limit Management: Take charge of your finances with ease. Manage your transaction limits effortlessly, customizing them to suit your financial needs and preferences. 14. Card Management Empowerment: Your cards, your control. With our card management system, take charge by changing PINs and managing card activation/deactivation seamlessly. 15. QR Code Generation: Seamlessly generate QR codes for instant transactions. Whether for payments or identification, our app puts the power of QR technology in your hands. 16. Payment through QR Code: Experience unparalleled convenience with QR code payments. Simply scan and pay, revolutionizing the way you transact securely and swiftly. 17. Login through Fingerprint: Access your account securely and swiftly with fingerprint authentication, ensuring a seamless login experience every time 18. Manage Multiple Accounts under One Login: Simplify your financial management. Access and manage multiple accounts under a single login, streamlining your banking experience. Unleash the Power of Banking: Experience banking reimagined with the Bank of Khyber iOS app. Designed for the discerning iOS user, our app combines cutting-edge technology with intuitive design, setting new standards for mobile banking excellence. Download now and embark on a journey where convenience meets sophistication. Elevate your banking experience – because you deserve nothing less. For queries and complaints, please contact us at +92-91-111-265-265 or email us at complaints@bok.com.pk

Screenshots

NBP Digital4 screens
BOK Digital4 screens

Verdict

The call

The clearest difference is rating: NBP Digital at 4.4 against BOK Digital's 2.7. NBP Digital also leads on ratings volume (277 vs 7). BOK Digital's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NBP Digital holds the better App Store score, 4.4 against 2.7. That said, the two scores are not equally well evidenced: NBP Digital has 277 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
NBP Digital versus BOK Digital: the parameters behind the verdict, then further details
ParameterNBP DigitalBOK Digital
PriceFreeFree
Rating4.4 (277 ratings) — better2.7 (7 ratings)
Positive reviews72.0% of reviews—
Number of ratings277 — better7
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.0 — better
Further details — not scored
Size105 MB94 MB
Age rating4+17+
DeveloperNational Bank of PakistanThe Bank Of Khyber

Customer experience

NBP Digital

All ratings277 ratings
Positive87.7%
Neutral2.9%
Negative9.4%
Written reviews225 reviews
Positive72.0%
Neutral3.1%
Negative24.9%

BOK Digital

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

NBP Digital

Reported bugs

5 issues
  • Login screen freezes
  • Unable to register new account
  • OTP input not working
  • App crashes on balance check
  • Incompatible with older iOS versions

Requested features

5 requests
  • Add biometric login option
  • Improve transaction history view
  • Enable utility bill payments
  • Increase font size for better readability
  • Add digital debit card feature

BOK Digital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NBP Digital

No in-app purchases

None

BOK Digital

No in-app purchases

Questions

Is NBP Digital free?
NBP Digital is free to download, with no in-app purchases.
Is BOK Digital free?
BOK Digital is free to download, with no in-app purchases.
Which has better reviews, NBP Digital or BOK Digital?
NBP Digital is rated higher. NBP Digital averages 4.4 out of 5 from 277 ratings, while BOK Digital averages 2.7 from 7 ratings.
Do NBP Digital or BOK Digital have ads?
Neither NBP Digital nor BOK Digital shows ads.
Which is updated more often, NBP Digital or BOK Digital?
NBP Digital ships an update every 2 months, and BOK Digital every 2 months. Most recently, NBP Digital was updated on November 2, 2026 and BOK Digital on November 4, 2026.

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