Kaspi Pay vs S1lkPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kaspi Pay
This app allows businesses to accept payments from millions of customers via Kaspi QR and other methods. It offers features like mobile POS, remote payments, and online store integration for sales across Kazakhstan. Businesses can also manage finances, taxes, and access credit.
- Accept payments from 16 million buyers
- Mobile POS functionality
- Remote payment options
- Online store integration
- Automated check generation
- Instant fund transfers
- Tax reporting and payment
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Kaspi Pay – бизнеске арналған қосымша. Kaspi Pay артықшылықтары: 1. 16 миллион сатып алушыдан төлем қабылдау. Кез келген Kaspi.kz клиенті сатып алған затының ақысын төлей алады. 2. Мобильді POS. Мобильді қосымшаның өзінен-ақ төлем қабылдай беруге болады. 3. Қашықтан төлеу. Клиенттер шот не сілтеме бойынша Kaspi.kz қосымшасынан төлей алады. 4. Smart POS. Kaspi Pay мобильді қосымшасынан алдыруға болады. 5. Kaspi Касса. 1 минутта онлайн қостырасыз, чектер автоматты түрде жасалады. 6. Ағымдағы шот. 5 минутта онлайн аштыруға болады. Сатылымнан ақша бірден шотқа түседі. 7. Kaspi Red және Kaspi Kredit арқылы сату. Сатылымды 30% арттырып, Kaspi QR науқандарына қосыла аласыз. Kaspi Kredit арқылы тұрақты зат сатып жүрген серіктестер Kaspi Жұмаға қатыса алады. 8. Kaspi.kz-тегі Магазин. Бүкіл Қазақстан аумағына жеткізіп онлайн тауар сату. 9. Бизнес Кредит. 24/7 ресімделеді, ақша бірден шотқа түседі. Комиссиясыз, айыппұлсыз мерзімінен бұрын өтеуге болады. 10. Салық. Бірнеше минутта салық есебін тапсырып, қолайлытүрде салық төлеу. Kaspi Pay - приложение для бизнеса. Преимущества Kaspi Pay: 1. Прием оплаты от 16 миллионов покупателей. Оплатить покупку может любой клиент Kaspi.kz. 2. Мобильный POS. Можно принимать оплату прямо в мобильном приложении. 3. Удаленная оплата. Клиенты могут платить по счету или ссылке в приложении Kaspi.kz. 4. Smart POS. Заказ в мобильном приложении Kaspi Pay. 5. Kaspi Касса. Бесплатное подключение онлайн за 1 минуту, автоматическое формирование чеков. 6. Текущий счет. Открыть счет можно онлайн за 5 минут. Деньги от продаж поступают на счет сразу. 7. Продажи с Kaspi Red и Kaspi Kredit. Увеличение продаж на 30% и доступ к Акциям с Kaspi QR. Партнеры, которые регулярно продают с Kaspi Kredit, могут участвовать в Kaspi Жұма. 8. Магазин на Kaspi.kz. Продажа товаров онлайн с доставкой по всему Казахстану. 9. Бизнес Кредит. Оформление 24/7, деньги сразу поступают на счет. Досрочное погашение без штрафов и комиссий. 10. Налоги. Удобная оплата и сдача отчета за несколько минут.
S1lkPay
A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.
- Instant digital payment card
- Secure mobile money transfer
- Family finance management
- Expense tracker
- Multi-currency account
- Card control features
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Welcome to S1lkpay, your ultimate financial companion. S1lkpay is a secure and convenient digital wallet and payment app that simplifies your financial transactions. Whether you're paying bills, shopping online, or supporting loved ones, S1lkpay has got you covered. Effortless Money Management: Instant Digital Payment Card: Open a virtual prepaid card for seamless online and in-store purchases. Secure Mobile Money Transfer: Send and receive funds securely with our encrypted platform, perfect for both local and international transactions. Family Finance Management: Share cards with family and friends, and easily control shared expenses from your mobile device. Key Features: Mobile Payments: Enjoy the ease of cashless payments for all your daily needs. Expense Tracker: Keep an eye on your spending with our user-friendly expense tracking feature. Multi-Currency Account: Travel with ease using our multi-currency account, offering competitive exchange rates. Financial Services: Access a range of services including budgeting tools and financial support for your loved ones. Card Control: Ensure the security of your transactions with advanced card control features. Why Choose S1lkpay? Fast and Reliable: Experience quick and dependable payment processing with our secure platform. User-Friendly: Navigate effortlessly through our intuitive interface, designed for hassle-free financial management. No Bank Account Required: Get started without the need for a traditional bank account or credit checks. Download S1lkpay today and take the first step towards simplified and secure financial management. Whether you're paying, transferring, or sharing money, S1lkpay is your trusted companion for all things finance.
Screenshots
Verdict
The clearest difference is rating: Kaspi Pay at 4.8 against S1lkPay's 3.5. Kaspi Pay also leads on ads (none vs shown) and review sentiment (67% vs 38%). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kaspi Pay holds the better App Store score, 4.8 against 3.5. Both are backed by a comparable volume of ratings — 36 and 21 respectively. Written reviews point the same way: 67% of Kaspi Pay's written reviews are positive against 38% of S1lkPay's.
Kaspi Pay ships an update weekly, S1lkPay every 3 weeks. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | Kaspi Pay | S1lkPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (36 ratings) — better | 3.5 (21 ratings) |
| Positive reviews | 67.2% of reviews — better | 38.5% of reviews |
| Number of ratings | 36 — better | 21 |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 185 MB | 243 MB |
| Age rating | 4+ | 4+ |
| Developer | Kaspi Bank АО | S1LK, TOO |
Customer experience
Kaspi Pay
S1lkPay
In-app purchases
Kaspi Pay
No in-app purchases
S1lkPay
No in-app purchases
