Comparison

M vs Malipo Circles

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

M

Features
Read full description

One Step Solutions Limited has simplified the way SMEs access credit. We have rolled out M-Weza, a credit platform that makes it easy to access instant cash loans anywhere, anytime. Through our easy and stress-free registration process, we have made it easy for you to access instant cash from the comfort of your home or business premises 24/7. How to Get Started 1. Register your company with M-Weza by filling out the application form from our website. 2. Get your application approved in as little as 48 hours. 3. Once approved, you will receive notification and further instructions on how to register your account through our app. 4. Self-registration usually takes 5 minutes and once the process is complete, you can access M-Weza immediately. Other Benefits of Using M-Weza • You can pay your utility bills from your M-Weza wallet at no extra charge. • Transfer money from your M-Weza wallet to other M-Weza wallets free of charge. • Purchase airtime from your M-Weza wallet. • Withdraw money from your M-Weza wallet to your mobile money account. • The more you use M-Weza, the more you increase your credit rating with CRB (Credit Reference Bureau). Safe and Secure We encrypt the data you share with us to protect your privacy. We will not share sensitive data with third parties.

About

Malipo Circles

Manage group savings and loan applications with ease. This financial tool simplifies Chama collections and loan approvals for friends. Handle your group's finances conveniently through a user-friendly interface.

Highlights
  • Group savings management
  • Loan application and approval
  • Chama collection handling
  • Convenient financial management
  • User-friendly interface
Features
Read full description

Malipo a financial product tailored to handle the ever so varied needs of friends in groups. You can now manage you Chama collection, apply and approve loans at the convenience of a button.

Screenshots

M4 screens
Malipo Circles4 screens

Verdict

The call

The clearest difference is update cadence: M at every 5 days against Malipo Circles's every 5 weeks. M also leads on iOS requirement (8.0 vs 15.3). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

M ships an update every 5 days, Malipo Circles every 5 weeks. The most recent releases landed on October 26, 2026 and September 27, 2026 respectively.

Scorecard2 real differences · 7 level
M versus Malipo Circles: the parameters behind the verdict, then further details
ParameterMMalipo Circles
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS8.0 — better15.3
Further details — not scored
Size23 MB78 MB
Age rating4+4+
DeveloperOnestep Solutions LimitedMALIPO CIRCLES LIMITED

In-app purchases

None

M

No in-app purchases

None

Malipo Circles

No in-app purchases

Questions

Is M free?
M is free to download, with no in-app purchases.
Is Malipo Circles free?
Malipo Circles is free to download, with no in-app purchases.
Do M or Malipo Circles have ads?
Neither M nor Malipo Circles shows ads.
Which is updated more often, M or Malipo Circles?
M ships an update every 5 days, and Malipo Circles every 5 weeks. Most recently, M was updated on October 26, 2026 and Malipo Circles on September 27, 2026.

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