Comparison

Overflow vs MiFinity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Overflow

Features
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With Overflow you can create lists. Not normal lists - well, yes, also normal lists - but, in particular, complex data structures. An example may be finances: your bank account, the amount of your investment or the value of the properties you own. You can see the total value or access various subcategories to analyze the entries in detail, keeping them divided by topic. Or prepare Christmas gift lists, with related prices, or the checklist of movies to watch, or books to read. And totals can be summed up or calculated separately. You can also plan a trip setting a budget, and checking at any time whether you're respecting it or not. EVERYTHING ON HAND, EVEN THE PAST Everything changes, even your lists. Or bank account. Or the list of Bluray you've loaned to John. But it's also very useful to compare values with those - for example - of one, two, five years ago. Did I earn more money? Did I spend more than I should have? With Overflow, at any time, you can create a "snapshot" of the current situation, so you always have a backup copy in case the cat would have fun with your device. FAR FROM PRYING EYES Overflow is a modular app. This means that it can be easily expanded in the future. One of the first expansions (freely included with the app) lets you protect the most personal data, or all if you prefer. So, those curious friends who take your phone "just to make a quick call" will no longer have your business done. Or, much more important, they will remain safe from less recommendable individuals than curious friends! Your data is safe, and you have full control over everything.

About

MiFinity

This app provides a secure and fast way to manage your money online. It allows users to pay for goods and services, receive funds, and transfer money globally with low fees. It supports multiple currencies and payment methods for a convenient experience.

Highlights
  • Global money transfers
  • Online payments
  • Receive funds
  • Multiple currency eWallets
  • 75+ payment methods
  • Biometric login
  • Low transparent fees
Features
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MiFinity is a secure digital wallet for online payments, money transfers and multi-currency money management. Trusted by more than 1 million customers, MiFinity lets you pay online, add funds, send money and manage multiple currencies from one easy-to-use app. PAY ONLINE WITH MIFINITY • Use your MiFinity eWallet to pay at participating online merchants. Choose from more than 75+ payment methods, depending on your location, account status and availability. ADD FUNDS YOUR WAY • Top up using available cards, bank transfers, local payment methods or a MiFinity eVoucher. The funding options shown in your account depend on your country, verification status and eligibility. SEND MONEY AND WITHDRAW FUNDS • Make money transfers to other MiFinity users using their registered email address or account number. You can also withdraw funds to supported bank accounts where available. Fees, limits, currencies and processing times vary. MANAGE UP TO 9 WALLETS IN 18 CURRENCIES • Keep your balances organised across up to nine eWallets. Move money between your own wallets and convert supported currencies. Terms and conditions apply subject to your acceptance. EARN REWARDS WITH MIREWARDS • Earn MiPoints through qualifying wallet activity and redeem them for available cash credit rewards. Progress through MiRewards tiers to access additional benefits. Eligibility, availability and programme terms apply. VIRTUAL IBAN FOR ELIGIBLE CUSTOMERS • Verified customers in the UK and EEA may be able to request a GBP or EUR Virtual IBAN, subject to eligibility and availability. Use it to add funds by supported bank transfer with no MiFinity deposit fee. Your bank or any another provider may apply additional charges. SECURITY AND ACCOUNT CONTROL • Biometric sign-in on supported devices • Two-factor authentication • PCI DSS Service Level 1 compliance • Strong Customer Authentication • Transaction history and account notifications GLOBAL ACCESS, LOCAL CHOICE • MiFinity is available in more than 223 countries and territories and supports 21 languages. Services, features, payment methods and currencies vary from country by country and are subject to eligibility, verification, limits, T&Csand applicable fees. Download MiFinity to manage online payments, money transfers, eVouchers and multiple currencies from one secure eWallet. Fees and limits: https://www.mifinity.com/fees/ Learn more: https://www.mifinity.com/ COMPLIANCE AND MONITORING • Transactions are monitored for compliance with applicable laws and regulations. • We may request additional information and/or supporting documentation to process or complete a payment. • Providing false or misleading information may result in account termination and closure. REGULATORY INFORMATION MiFinity UK Limited, trading as MiFinity, is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 [Register Ref. 900090] to issue electronic money. Registered in Northern Ireland. Suite B 6th Floor, City Exchange, 11-13 Gloucester St, Belfast BT1 4LS, United Kingdom. Registration number NI611169. Mifinity Malta Limited is a limited liability company incorporated and registered under the Laws of Malta with company registration number C 64824. Moreover, Mifinity Malta Limited is authorised by the Malta Financial Services Authority (MFSA), bearing Authorised Person ID: MFT, to carry out payment services and e-money services and is a local Financial Institutions licensed to provide Payment Services under the 2nd Schedule and issue electronic money under the 3rd Schedule to the Financial Institutions Act (Electronic Money Institutions) exercising the freedom to provide services outside Malta.

Screenshots

Overflow4 screens
MiFinity4 screens

Verdict

The call

The clearest difference is price: MiFinity at Free against Overflow's $0.99. MiFinity also leads on update cadence (weekly vs every 20 months). Overflow's advantage is iOS requirement (9.0 vs 15.0). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

MiFinity is free to download; Overflow costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Overflow ships an update every 20 months, MiFinity weekly. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Overflow versus MiFinity: the parameters behind the verdict, then further details
ParameterOverflowMiFinity
Price$0.99Free — better
Rating—4.4 (39 ratings) — better
Positive reviews—52.8% of reviews
Number of ratings—39 — better
Update frequencyEvery 20 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.0
Further details — not scored
Size2 MB130 MB
Age rating4+17+
DeveloperLemonskinMiFinity UK Limited

In-app purchases

None

Overflow

No in-app purchases

None

MiFinity

No in-app purchases

Questions

Is Overflow free?
Overflow costs $0.99, with no in-app purchases.
Is MiFinity free?
MiFinity is free to download, with no in-app purchases.
Do Overflow or MiFinity have ads?
Neither Overflow nor MiFinity shows ads.
Which is updated more often, Overflow or MiFinity?
Overflow ships an update every 20 months, and MiFinity weekly. Most recently, Overflow was updated on October 13, 2026 and MiFinity on October 9, 2026.

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