ShinePay vs Heypenny
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ShinePay
Easily pay for laundry, EV charging, and other appliances directly from your smartphone. This app simplifies the process of using shared amenities, offering a convenient and modern payment solution.
- Pay for laundry machines
- Pay for EV chargers
- Appliance payment
- Smartphone payment
Read full descriptionHide full description
ShinePay allows you to pay for laundry, EV Charger, and other appliances with an app.
Heypenny
Effortlessly divide shared costs among friends, housemates, or travel companions. Scan receipts to itemize expenses, calculate individual balances including tip and tax, and easily settle up with integrated payment options. Offers offline functionality and multi-currency support for seamless group expense management.
- Scan and itemize receipts
- Calculate individual balances
- Tip and tax calculation
- Group expense management
- Venmo settlement integration
- Multi-currency conversion
- Offline functionality
Read full descriptionHide full description
Heypenny makes it easy to split expenses fairly. Perfect for happy hour friends, trip buddies, housemates, and other groups. Free features: • Scan a receipt and we’ll itemize it • Let friends pick what they got and we’ll calculate what they owe, tip + tax included • Share an image summary with the group chat • Figure out the tip quickly with suggestions of 15%, 18%, and 20% Premium features: • Create groups to settle up later • Bring your friends! Joining groups is free • Everyone in a group gets all features: → Scan receipts into groups → Create and edit expenses → Settle up on Venmo → Convert between 150+ currencies → Work offline and sync when you're online → Pay together as a couple or family → And more coming soon! Premium FAQ: https://heypenny.money/premium#faq We do all of this while keeping your data safe: • Your data is never sold or used for advertising • Receipts are scanned offline, directly on your device • We only collect the data we need to run the app Terms of Service: https://heypenny.money/terms-of-service
Screenshots
Verdict
The clearest difference is review sentiment: Heypenny at 100% against ShinePay's 44%. Heypenny also leads on rating (5.0 vs 4.6). ShinePay's advantage is in-app purchases (none vs 2) and ratings volume (15K vs 20). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Heypenny sells 2 in-app purchases, starting at $9.00 per 3 months. ShinePay asks for nothing beyond the download.
Heypenny holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: ShinePay has 15K ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 44% of ShinePay's written reviews are positive against 100% of Heypenny's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | ShinePay | Heypenny |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (15K ratings) | 5.0 (20 ratings) — better |
| Positive reviews | 44.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 15K — better | 20 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 46 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | THE HARVEST COLLECTIVE LLC | Ryan Moelter |
Customer experience
ShinePay
Heypenny
Bugs and requests
ShinePay
Reported bugs
4 issues- Login/sign-up issues due to keyboard
- Funds not transferring properly
- Machines not recognized by app
- Inability to delete account
Requested features
4 requests- Ability to pay exact amounts
- Notifications when laundry is done
- Integration with bank accounts
- Machine availability/reservation
Heypenny
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ShinePay
No in-app purchases
Heypenny
- Heypenny premium7 Days trial$9.003 Months
- Heypenny premium7 Days trial$24.001 Year
