Comparison

Al Masraf vs ADCB Pace Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Al Masraf

Manage your banking needs on the go with this secure mobile application. Check account and card details, transfer funds, pay bills, and request services like cheque books and standing orders. Exclusively for Al Masraf customers, it offers convenient access to your finances anytime, anywhere.

Highlights
  • Account and card details access
  • Fund transfers
  • Bill payments
  • Card activation and blocking
  • PIN change
  • Cheque book requests
  • Remittance services
Features
Read full description

Experience the new Al Masraf Mobile Banking app, designed to make daily banking faster, simpler and more secure. Manage your accounts, transfer money, pay bills, view your investments and access a wide range of banking services anytime, anywhere all from the convenience of your mobile device. With an enhanced user experience, stronger security features and improved self-service capabilities, the new Al Masraf Mobile Banking app puts you in control of your finances. * Modern look and feel with an improved, intuitive user experience * Enhanced privacy controls to hide or reveal balances instantly * View your recent transactions directly from the home screen * Access your investments, balances and account details with ease * Secure login using UAE PASS * Download SWIFT messages in PDF format * Share your account details with a single tap * Enhanced card management, including temporary card block, card replacement, PIN management and Apple Pay support * Digital self-service requests for faster banking without visiting a branch * Dedicated views for Islamic and Conventional accounts * Enhanced security with new fraud protection measures to help keep your money safe You can also: * Check account and card balances * Transfer funds locally and internationally * Pay utility bills * Activate, block and manage your cards * Change your card PIN * Make credit card payments * Request cheque books and standing orders * Update your contact details * And much more...

About

ADCB Pace Pay

Accept card payments directly on your mobile phone without a separate device. Send payment links for remote transactions and track your business performance through a dedicated dashboard. This cost-effective solution offers secure, hassle-free transactions for business owners.

Highlights
  • Accept card payments on mobile
  • Generate payment links
  • Track business performance
  • Review transactions
  • Secure 3D transactions
  • Self-help videos and FAQs
Features
Read full description

ADCB Pace Pay is an innovative payment solution that lets business owners accept card payments from customers on their mobile phone without the hassle of using a payment acceptance device. It offers customers the convenience of paying by card for the products purchased or services availed. In case of home deliveries, a payment link can be sent to the customer's mobile phone for payment completion. It is a cost effective and a hassle free mode of conducting business. The transactions are 3D secure. Business owners can track business performance and also review their transactions on the ADCB Pace Pay app dashboard. The Self Help videos and the frequently asked questions on the App help them to navigate and use the App seamlessly. Step 1 - Login to the App using the User ID and password shared in the welcome email. Step 2 - Click on "Services" and choose 'Sale by Card' or 'Generate PayLink' depending upon your requirement. Download the App and follow the simple steps to get started.

Screenshots

Al Masraf4 screens
ADCB Pace Pay4 screens

Verdict

The call

The clearest difference is update cadence: Al Masraf at monthly against ADCB Pace Pay's every 12 months. ADCB Pace Pay's advantage is iOS requirement (12.1 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Al Masraf ships an update monthly, ADCB Pace Pay every 12 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
Al Masraf versus ADCB Pace Pay: the parameters behind the verdict, then further details
ParameterAl MasrafADCB Pace Pay
PriceFreeFree
Rating4.2 (5 ratings) — better—
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings5 — better—
Update frequencyMonthly — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.1 — better
Further details — not scored
Size128 MB88 MB
Age rating4+4+
DeveloperAl MasrafADCB

Customer experience

Al Masraf

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

ADCB Pace Pay

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Al Masraf

No in-app purchases

None

ADCB Pace Pay

No in-app purchases

Questions

Is Al Masraf free?
Al Masraf is free to download, with no in-app purchases.
Is ADCB Pace Pay free?
ADCB Pace Pay is free to download, with no in-app purchases.
Do Al Masraf or ADCB Pace Pay have ads?
Neither Al Masraf nor ADCB Pace Pay shows ads.
Which is updated more often, Al Masraf or ADCB Pace Pay?
Al Masraf ships an update monthly, and ADCB Pace Pay every 12 months. Most recently, Al Masraf was updated on November 3, 2026 and ADCB Pace Pay on November 4, 2026.

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