Comparison

BEKB smartLogin vs Cembra App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BEKB smartLogin

Securely access your online banking and authorize transactions with this mobile login solution. It simplifies the process by eliminating the need for additional codes or manual data entry, offering a quick and convenient way to manage your accounts.

Highlights
  • Secure e-banking login
  • Transaction signature for payments
  • Device registration
  • PIN-protected access
  • Touch ID/Fingerprint support
  • Multiple e-banking contracts
  • Multiple devices per contract
Read full description

Das "BEKB smartLogin" ist das sichere, komfortable und schnelle Loginverfahren für das E-Banking der BEKB, welches Sie stets dabei haben. Zudem können Sie Transaktionssignaturen von Zahlungen tätigen. So registrieren Sie Ihr Gerät in wenigen Schritten: - Melden Sie sich im E-Banking der BEKB an - Navigieren Sie nach "Verwaltung" – "Einstellungen" – "BEKB smartLogin einrichten" - Befolgen Sie die Anweisungen im E-Banking So einfach funktioniert das "BEKB smartLogin" nach der erfolgreichen Registrierung: - Nachdem Sie das "BEKB smartLogin" für Ihren E-Banking Vertrag aktiviert haben, melden Sie sich wie gewohnt mit Benutzeridentifikation und Passwort im E-Banking der BEKB an - Sie erhalten über die "BEKB smartLogin"-App eine Aufforderung, die Anmeldung in das E-Banking zu bestätigen - Öffnen Sie die App durch Eingabe Ihrer PIN (oder via Touch-ID/Fingerprint) - Bestätigen Sie die Anmeldung in der App - Anschliessend befinden Sie sich im E-Banking der BEKB -> Das Eintippen von weiteren Zusatzangaben oder das Abfotografieren von verschlüsselten Codes entfällt damit. Funktionen: - Anmeldung ins E-Banking, Transaktionssignatur von Zahlungen sowie das Registrieren von weiteren Geräten - Die App ist PIN-geschützt - Die App unterstützt die Touch-ID/Fingerprint, somit erübrigt sich die PIN-Eingabe beim Benutzen der App - Es können mehrere E-Banking Verträge pro App hinterlegt werden - Es können mehrere Geräte für einen E-Banking Vertrag registriert werden Voraussetzungen: - Einen aktiven E-Banking Vertrag bei der BEKB - Eine Internet-Verbindung - Ein Smartphone oder Tablet Kosten: Der Download sowie die Benutzung der App sind kostenlos. Bei der Verwendung der App fallen geringe Datenmengen an. Nutzen Sie dabei ein mobiles Netz, können je nach Vertrag mit dem Mobilfunkbetreiber im In- oder/und Ausland Gebühren anfallen. Bitte informieren Sie sich diesbezüglich bei Ihrem Mobilfunkbetreiber.

About

Cembra App

Manage your credit card accounts with ease. Check purchases, retrieve your card PIN, and suspend your card instantly. Access statements, track payments, and receive important notifications.

Highlights
  • Real-time purchase tracking
  • Card PIN retrieval
  • Credit card suspension
  • Add card to Apple Wallet
  • Manage push notifications
  • Access monthly statements
  • Secure login with biometrics
Features
Read full description

"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.

Screenshots

BEKB smartLogin4 screens
Cembra App4 screens

Verdict

The call

The clearest difference is review sentiment: BEKB smartLogin at 100% against Cembra App's 42%. BEKB smartLogin also leads on device support (3 vs 1). Cembra App's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BEKB smartLogin ships an update every 2 months, Cembra App every 3 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
BEKB smartLogin versus Cembra App: the parameters behind the verdict, then further details
ParameterBEKB smartLoginCembra App
PriceFreeFree
Rating—4.5 (68 ratings) — better
Positive reviews100.0% of reviews — better41.7% of reviews
Number of ratings—68 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size38 MB321 MB
Age rating4+4+
DeveloperBEKB BCBECembra Money Bank AG

Customer experience

BEKB smartLogin

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Cembra App

All ratings68 ratings
Positive89.7%
Neutral1.5%
Negative8.8%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

In-app purchases

None

BEKB smartLogin

No in-app purchases

None

Cembra App

No in-app purchases

Questions

Is BEKB smartLogin free?
BEKB smartLogin is free to download, with no in-app purchases.
Is Cembra App free?
Cembra App is free to download, with no in-app purchases.
Do BEKB smartLogin or Cembra App have ads?
Neither BEKB smartLogin nor Cembra App shows ads.
Which is updated more often, BEKB smartLogin or Cembra App?
BEKB smartLogin ships an update every 2 months, and Cembra App every 3 weeks. Most recently, BEKB smartLogin was updated on November 3, 2026 and Cembra App on November 3, 2026.

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