Comparison

U Money App vs HelloMoney by AUB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

U Money App

Manage your funds and conduct transactions conveniently from your phone. Send and receive money, pay bills, and access insurance. Enjoy free data access for all transactions.

Highlights
  • Send and receive money
  • Online money changer
  • Bills payment
  • Eloading
  • Accident insurance
  • Branch locator
Features
Read full description

USSC Super Service allows you to access your Panalo Wallet with your phone. You can now easily manage your funds with just a tap on a button. No more waiting in line! The Super Service App is made accessible with free data, no need to buy data access to make USSC transactions. Easily sign up for an account today! Manage Your Money - Easily send money to your loved ones with Super Padala and Western Union - Receive money on your mobile app also through Super Padala and Western Union - Instantly convert your US Dollars to Philippine Peso with the online money changer - Build up your personal savings in your Panalo Wallet - Transfer funds to you Cash Card for instant use and access Bills Payment -Easily pay for your utility, cellphone and credit card bills Eloading -Load up to call, surf, text, play and watch your favorite shows and movies Budget Insurance -LifeGuard is your affordable accident insurance Branch Locator -Easily find the your nearest USSC branch Go to your nearest USSC Super Service Store to activate your account for FREE! Check out www.ussc.com.ph and https://facebook.com/ussc.philippines for more details.

About

HelloMoney by AUB

This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.

Highlights
  • Instant account opening with face ID
  • 24/7 fund transfers via InstaPay
  • QR code generation and payments
  • Cash out via partner branches
  • Load and bills payment
  • Virtual Mastercard for online shopping
  • ATM card optional
Features
Read full description

Banking as Easy as Saying Hello! HelloMoney by Asia United Bank is your hassle-free eWallet app made especially for Filipinos. It’s secure, fast, and efficient, perfect for your everyday needs. Say goodbye to worries and say hello to HelloMoney! - No pila, no hassle! Open a prepaid bank account anytime. No branch visits needed! - Easy sign-up! Open with just your Face as your ID! Download, register, take a selfie, tell us a few info about yourself, tapos agad in 10 mins! - No hidden fees! No initial deposit and no maintaining balance required. What can HelloMoney do for you? - Transfer funds 24/7! Send money to banks and eWallets via InstaPay for as low as ₱8.00. - I-QR mo na lang! Generate and share your own QR code for easy transfers. - Pera Padala made easy. Cash out via Cebuana Lhuillier, Palawan, LBC, or AUB branches. - Load and bills? Easy lang! Buy load and epins or pay bills in just a few taps. - Scan to pay. Use QR Ph at thousands of merchants nationwide. - Online shopping ready. Shop securely worldwide with your HelloMoney Virtual Mastercard - ATM card optional. Withdraw or swipe at any BancNet ATM or POS terminal using your HelloMoney ATM card.

Screenshots

U Money App4 screens
HelloMoney by AUB4 screens

Verdict

The call

The clearest difference is review sentiment: HelloMoney by AUB at 61% against U Money App's 37%. HelloMoney by AUB also leads on ratings volume (559 vs 23) and rating (4.8 vs 4.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HelloMoney by AUB holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: HelloMoney by AUB has 559 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 37% of U Money App's written reviews are positive against 61% of HelloMoney by AUB's.

UpkeepUpdate frequency

U Money App ships an update every 5 weeks, HelloMoney by AUB fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard5 real differences · 5 level
U Money App versus HelloMoney by AUB: the parameters behind the verdict, then further details
ParameterU Money AppHelloMoney by AUB
PriceFreeFree
Rating4.6 (23 ratings)4.8 (559 ratings) — better
Positive reviews37.3% of reviews60.8% of reviews — better
Number of ratings23559 — better
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size70 MB100 MB
Age rating4+4+
DeveloperClear Mind Algorithmics Inc.Asia United Bank

Customer experience

U Money App

All ratings23 ratings
Positive91.3%
Neutral0.0%
Negative8.7%
Written reviews51 reviews
Positive37.3%
Neutral11.8%
Negative51.0%

HelloMoney by AUB

All ratings549 ratings
Positive96.2%
Neutral1.6%
Negative2.2%
Written reviews74 reviews
Positive60.8%
Neutral4.1%
Negative35.1%

In-app purchases

None

U Money App

No in-app purchases

None

HelloMoney by AUB

No in-app purchases

Questions

Is U Money App free?
U Money App is free to download, with no in-app purchases.
Is HelloMoney by AUB free?
HelloMoney by AUB is free to download, with no in-app purchases.
Which has better reviews, U Money App or HelloMoney by AUB?
HelloMoney by AUB is rated higher. U Money App averages 4.6 out of 5 from 23 ratings, while HelloMoney by AUB averages 4.8 from 559 ratings.
Do U Money App or HelloMoney by AUB have ads?
Neither U Money App nor HelloMoney by AUB shows ads.
Which is updated more often, U Money App or HelloMoney by AUB?
U Money App ships an update every 5 weeks, and HelloMoney by AUB fortnightly. Most recently, U Money App was updated on October 24, 2026 and HelloMoney by AUB on October 25, 2026.

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