Comparison

HelloMoney by AUB vs eCebuana

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HelloMoney by AUB

This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.

Highlights
  • Instant account opening with face ID
  • 24/7 fund transfers via InstaPay
  • QR code generation and payments
  • Cash out via partner branches
  • Load and bills payment
  • Virtual Mastercard for online shopping
  • ATM card optional
Features
Read full description

Banking as Easy as Saying Hello! HelloMoney by Asia United Bank is your hassle-free eWallet app made especially for Filipinos. It’s secure, fast, and efficient, perfect for your everyday needs. Say goodbye to worries and say hello to HelloMoney! - No pila, no hassle! Open a prepaid bank account anytime. No branch visits needed! - Easy sign-up! Open with just your Face as your ID! Download, register, take a selfie, tell us a few info about yourself, tapos agad in 10 mins! - No hidden fees! No initial deposit and no maintaining balance required. What can HelloMoney do for you? - Transfer funds 24/7! Send money to banks and eWallets via InstaPay for as low as ₱8.00. - I-QR mo na lang! Generate and share your own QR code for easy transfers. - Pera Padala made easy. Cash out via Cebuana Lhuillier, Palawan, LBC, or AUB branches. - Load and bills? Easy lang! Buy load and epins or pay bills in just a few taps. - Scan to pay. Use QR Ph at thousands of merchants nationwide. - Online shopping ready. Shop securely worldwide with your HelloMoney Virtual Mastercard - ATM card optional. Withdraw or swipe at any BancNet ATM or POS terminal using your HelloMoney ATM card.

About

eCebuana

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

Highlights
  • Open e-wallet and micro savings accounts
  • Send and receive money
  • Pay bills with numerous billers
  • Top up mobile load
  • Receive international remittances
  • Virtual Visa Card for online shopping
  • QR code transfers and payments
Features
Read full description

Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000.  If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.

Screenshots

HelloMoney by AUB4 screens
eCebuana4 screens

Verdict

The call

The clearest difference is review sentiment: HelloMoney by AUB at 61% against eCebuana's 0%. HelloMoney by AUB also leads on rating (4.8 vs 1.8) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HelloMoney by AUB holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: HelloMoney by AUB has 504 ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 61% of HelloMoney by AUB's written reviews are positive against 0% of eCebuana's.

UpkeepUpdate frequency

HelloMoney by AUB ships an update fortnightly, eCebuana every 2 months. The most recent releases landed on September 21, 2026 and July 8, 2026 respectively.

Scorecard4 real differences · 6 level
HelloMoney by AUB versus eCebuana: the parameters behind the verdict, then further details
ParameterHelloMoney by AUBeCebuana
PriceFreeFree
Rating4.8 (504 ratings) — better1.8 (28 ratings)
Positive reviews60.8% of reviews — better0.0% of reviews
Number of ratings504 — better28
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.5 — better
Further details — not scored
Size100 MB155 MB
Age rating4+4+
DeveloperAsia United BankNetworld Capital Ventures, Inc.

Customer experience

HelloMoney by AUB

All ratings504 ratings
Positive96.4%
Neutral1.6%
Negative2.0%
Written reviews74 reviews
Positive60.8%
Neutral4.1%
Negative35.1%

eCebuana

All ratings25 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

HelloMoney by AUB

No in-app purchases

None

eCebuana

No in-app purchases

Questions

Is HelloMoney by AUB free?
HelloMoney by AUB is free to download, with no in-app purchases.
Is eCebuana free?
eCebuana is free to download, with no in-app purchases.
Which has better reviews, HelloMoney by AUB or eCebuana?
HelloMoney by AUB is rated higher. HelloMoney by AUB averages 4.8 out of 5 from 504 ratings, while eCebuana averages 1.8 from 28 ratings.
Do HelloMoney by AUB or eCebuana have ads?
Neither HelloMoney by AUB nor eCebuana shows ads.
Which is updated more often, HelloMoney by AUB or eCebuana?
HelloMoney by AUB ships an update fortnightly, and eCebuana every 2 months. Most recently, HelloMoney by AUB was updated on September 21, 2026 and eCebuana on July 8, 2026.

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