Comparison

HelloPag vs eCebuana

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HelloPag

Manage your Pag-IBIG funds and access digital financial services securely and efficiently. This app allows you to check loan proceeds, save for MP2, pay loans, transfer funds, and make payments for bills and purchases.

Highlights
  • Check loan proceeds
  • Save for MP2
  • Pay loans and amortization
  • Fund transfers via InstaPay
  • Generate QR PH code
  • Cash in at 711 branches
  • Send money via cash out partners
  • Buy prepaid load
  • Pay bills
  • Scan to pay via QR
Features
Read full description

Hello Pag-IBIG is the companion app of the Pag-IBIG Loyalty Card Plus powered by AUB. Download the Hello Pag-IBIG app and register your Pag-IBIG Loyalty Card Plus powered by AUB now to enjoy digital financial services that is secure, fast and efficient. Sa Hello Pag-IBIG app, you can manage your funds conveniently, anytime, anywhere! - Maaari mong makita sa Hello Pag-IBIG app kung credited na ang iyong loan proceeds. - Mag-ipon at maghulog sa inyong Pag-IBIG MP2 savings - Magbayad ng inyong monthly loan amortization sa housing loan, multi-purpose loan at calamity loan sa Pag-IBIG. I-enjoy ang iba pang karagdagang services tulad ng - Real time fund transfer to other banks and ewallets via InstaPay - Makatanggap ng pera gamit ang iyong sariling QR PH code na ma-gegenerate sa iyong Hello Pag-IBIG app. - Makapag CASH IN or top up sa mga 711 branches nationwide. - Makapag PERA PADALA to your loved ones through our cash out partners (Cebuana Lhuiller, Palawan, LBC Express, M. Lhuiller and AUB branches) - Bumili ng PREPAID LOAD (Globe, Smart, Sun, PLDT, Meralco, DITO) - Magbayad ng BILLS for electricity, credit cards, tuition fees, at iba pang utilities. - Makapag SCAN TO PAY via QR code sa kahit saang QR PH P2M merchant nationwide. - Mag-online shopping gamit ang Hello Pag-IBIG Virtual Mastercard. - Mag-withdraw gamit ang iyong Pag-IBIG Loyalty Card Plus sa lahat ng BancNet ATMs or i-swipe ito at gamiting pambayad sa groceries at ibang shops, nationwide. I-register na ang iyong Pag-IBIG Loyalty Card Plus powered by AUB today!

About

eCebuana

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

Highlights
  • Open e-wallet and micro savings accounts
  • Send and receive money
  • Pay bills with numerous billers
  • Top up mobile load
  • Receive international remittances
  • Virtual Visa Card for online shopping
  • QR code transfers and payments
Features
Read full description

Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000.  If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.

Screenshots

HelloPag4 screens
eCebuana4 screens

Verdict

The call

The clearest difference is review sentiment: HelloPag at 60% against eCebuana's 0%. HelloPag also leads on rating (4.9 vs 1.7) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HelloPag holds the better App Store score, 4.9 against 1.7. That said, the two scores are not equally well evidenced: HelloPag has 357 ratings behind it against 31, so its average is the more settled of the two. Written reviews point the same way: 60% of HelloPag's written reviews are positive against 0% of eCebuana's.

UpkeepUpdate frequency

HelloPag ships an update fortnightly, eCebuana every 2 months. The most recent releases landed on September 28, 2026 and October 1, 2026 respectively.

Scorecard4 real differences · 6 level
HelloPag versus eCebuana: the parameters behind the verdict, then further details
ParameterHelloPageCebuana
PriceFreeFree
Rating4.9 (357 ratings) — better1.7 (31 ratings)
Positive reviews60.0% of reviews — better0.0% of reviews
Number of ratings357 — better31
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.5 — better
Further details — not scored
Size100 MB162 MB
Age rating4+4+
DeveloperAsia United BankNetworld Capital Ventures, Inc.

Customer experience

HelloPag

All ratings357 ratings
Positive98.0%
Neutral1.1%
Negative0.8%
Written reviews10 reviews
Positive60.0%
Neutral10.0%
Negative30.0%

eCebuana

All ratings31 ratings
Positive16.1%
Neutral0.0%
Negative83.9%
Written reviews12 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

HelloPag

No in-app purchases

None

eCebuana

No in-app purchases

Questions

Is HelloPag free?
HelloPag is free to download, with no in-app purchases.
Is eCebuana free?
eCebuana is free to download, with no in-app purchases.
Which has better reviews, HelloPag or eCebuana?
HelloPag is rated higher. HelloPag averages 4.9 out of 5 from 357 ratings, while eCebuana averages 1.7 from 31 ratings.
Do HelloPag or eCebuana have ads?
Neither HelloPag nor eCebuana shows ads.
Which is updated more often, HelloPag or eCebuana?
HelloPag ships an update fortnightly, and eCebuana every 2 months. Most recently, HelloPag was updated on September 28, 2026 and eCebuana on October 1, 2026.

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