HelloMoney by AUB vs Virtual Pag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HelloMoney by AUB
This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.
- Instant account opening with face ID
- 24/7 fund transfers via InstaPay
- QR code generation and payments
- Cash out via partner branches
- Load and bills payment
- Virtual Mastercard for online shopping
- ATM card optional
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Banking as Easy as Saying Hello! HelloMoney by Asia United Bank is your hassle-free eWallet app made especially for Filipinos. It’s secure, fast, and efficient, perfect for your everyday needs. Say goodbye to worries and say hello to HelloMoney! - No pila, no hassle! Open a prepaid bank account anytime. No branch visits needed! - Easy sign-up! Open with just your Face as your ID! Download, register, take a selfie, tell us a few info about yourself, tapos agad in 10 mins! - No hidden fees! No initial deposit and no maintaining balance required. What can HelloMoney do for you? - Transfer funds 24/7! Send money to banks and eWallets via InstaPay for as low as ₱8.00. - I-QR mo na lang! Generate and share your own QR code for easy transfers. - Pera Padala made easy. Cash out via Cebuana Lhuillier, Palawan, LBC, or AUB branches. - Load and bills? Easy lang! Buy load and epins or pay bills in just a few taps. - Scan to pay. Use QR Ph at thousands of merchants nationwide. - Online shopping ready. Shop securely worldwide with your HelloMoney Virtual Mastercard - ATM card optional. Withdraw or swipe at any BancNet ATM or POS terminal using your HelloMoney ATM card.
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
Screenshots
Verdict
The clearest difference is review sentiment: HelloMoney by AUB at 61% against Virtual Pag's 0%. HelloMoney by AUB also leads on rating (4.8 vs 2.9) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HelloMoney by AUB holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: HelloMoney by AUB has 559 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 61% of HelloMoney by AUB's written reviews are positive against 0% of Virtual Pag's.
HelloMoney by AUB ships an update fortnightly, Virtual Pag every 2 months. Both last shipped on October 25, 2026.
| Parameter | HelloMoney by AUB | Virtual Pag |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (559 ratings) — better | 2.9 (14 ratings) |
| Positive reviews | 60.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 559 — better | 14 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 100 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | Pag-IBIG Fund |
Customer experience
HelloMoney by AUB
Virtual Pag
In-app purchases
HelloMoney by AUB
No in-app purchases
Virtual Pag
No in-app purchases
Questions
Is HelloMoney by AUB free?
Is Virtual Pag free?
Which has better reviews, HelloMoney by AUB or Virtual Pag?
Do HelloMoney by AUB or Virtual Pag have ads?
Which is updated more often, HelloMoney by AUB or Virtual Pag?
Other comparisons
