Oxford Auto vs First State Insurance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Oxford Auto
Manage your auto insurance policy directly from your smartphone. Access policy details, make payments, find nearby offices, and connect with an agent. Get instant quotes and manage your coverage on the go.
- Make payments
- Find office locations
- Contact an agent
- Get insurance quotes
- Manage policy details
Read full descriptionHide full description
An Oxford Auto Insurance office right in your phone! Make a payment, find a location, contact an agent, get a quote, and more!
First State Insurance
Manage your insurance policies on the go. View and update policy details, request coverage changes, and submit or review claims. Access important forms like auto ID cards anytime, anywhere.
- View and update policy information
- Request coverage changes
- Submit and review claims
- Print insurance forms
- Access account information
Read full descriptionHide full description
Access your insurance whenever and wherever you need it. Our goal at First State Insurance is to exceed client expectations. With the First State Insurance app, you gain access to information pertaining to your insurance account, including: • View and update policy information • Request changes to your coverage • Submit and review claims • Print forms such as auto ID cards
Screenshots
Verdict
The clearest difference is rating: First State Insurance at 5.0 against Oxford Auto's 2.7. First State Insurance also leads on update cadence (every 2 months vs every 5 months). Oxford Auto's advantage is ratings volume (17 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First State Insurance holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Oxford Auto has 17 ratings behind it against 3, so its average is the more settled of the two.
Oxford Auto ships an update every 5 months, First State Insurance every 2 months. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.
| Parameter | Oxford Auto | First State Insurance |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (17 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 17 — better | 3 |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | OXFORD INSURANCEGROUP, INC. | F.S.I. Agency, LLC |
Customer experience
Oxford Auto
First State Insurance
In-app purchases
Oxford Auto
No in-app purchases
First State Insurance
No in-app purchases
Questions
Is Oxford Auto free?
Is First State Insurance free?
Which has better reviews, Oxford Auto or First State Insurance?
Do Oxford Auto or First State Insurance have ads?
Which is updated more often, Oxford Auto or First State Insurance?
Other comparisons
